USDA Vs. FHA your options comparison in Franklin-Park, Somerset County, NJ
In the year 2025, for Franklin-Park within Somerset county, NJ, the USDA loan maximum is $657,900, whereas for a single-family dwelling, the FHA limit is $822,375.
The Lendersa® USDA loan calculator is designed to help you compare the finest rates between USDA and FHA. It identifies the income, credit rating, reserves, and paperwork necessary to qualify. With our advanced mortgage tool, view USDA, FHA, Conforming, and VA loans side by side, assisting in finding the right program for your specific financial needs in .
2025 Loan Ceilings and Deposit Needs in Franklin-Park, Somerset, NJ
Type of Loan
Max Loan
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Solutions in Franklin-Park, NJ
Lendersa® endeavors to provide you with the most favorable USDA or FHA loan promptly and without difficulty. Choose from three paths that link you with lenders and the USDA loan offerings.
The USDA home loan is supported by the Department of Agriculture, also called the USDA rural development loan or mortgage, and is exclusive to rural areas. Unlike FHA loans which require at least a 3.5% down payment, a USDA mortgage doesn’t require any down payment.
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2245 Texas Drive, Suite 300, Sugar Land, TX, 77479
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Home4U Mortgage We truly understand that the home loan process can be tedious. Don't worry – our mortgage loan advisors carefully walk all our home buyers through the required paperwork and provide answers to the questions the home mortgage process can create. Our commitment to you is that we will make the process of getting your Home Mortgage Loan
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