USDA and FHA Pro and Con in Pomona, Atlantic County, NJ

For 2025, the USDA loan limit in Pomona, situated in Atlantic County, NJ, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Use Lendersa®'s USDA loan calculator to compare the best USDA and FHA rates available today. This helps you determine the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, making it easier to choose the best program for your specific financial needs, particularly in .

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2025 Loan Limits and Downpayment Details in Pomona, Atlantic County, NJ

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Pomona, NJ

The mission of Lendersa® is to swiftly secure you the ideal USDA or FHA loan, eliminating unnecessary hassle. Choose one of three pathways to connect with lenders and utilize USDA loan programs effectively.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan, guaranteed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It's available exclusively in rural neighborhoods. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment, making them accessible for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Azling Properties Inc
  • 1290 North Hancock Street, Suite 201, Anaheim, CA, 92807
  • Azling Properties, Inc. has experience in the mortgage loan industry since 1994. We began originating residential loans in 2003. We originate loans for purchases and refinances in California for both owner and nonowner occupied properties. We’re approved with the nation’s top lenders to ensure you get the best interest rate available.
  • Humming Realty
  • 1251 North Manassero Street, Suite 402, Anaheim, CA, 92807
  • We have been in the real estate services business for many successful years. Our goal is to provide accurate and useful information to you as our clients so that you can make sound decision to minimize your risk and maximize your potential profits in every real estate transactions. Contact us for a free consultation.
  • HomeLoansNow
  • 4501 East La Palma Avenue, Suite 240, Anaheim, CA, 92807
  • "HomeLoansNow mission at HomeLoansNow is to always provide the best service and loan terms while building long lasting relationships with everyone we work with. After 20 years, we are proud to have a loyal base of customers that keep coming back. Let your personal journey to comfort and savings start today"
  • California Vanguard
  • 4420 E. Miraloma Ave, Suite L, Anaheim, CA, 92807
  • California Vanguard Mortgage Specialist they will assess your needs and help determine which route will lead you to a loan that will fit you and your family. Ask as many questions as possible and talk about your true immediate and long-term goals to enable your mortgage specialist to deliver the comprehensive help you need
  • New Horizons Loans
  • 6200 East Canyon Rim Road, Anaheim, CA, 92807
  • "Brett Faryniarz, Broker/Owner has been licensed and originating Government and Conventional loans since 1997. ""Our passion is helping individuals and families save their hard earned money with excellent loan programs. New Horizons Specializes in: Residential VA, FHA and Conventional Lending"
  • Pridemark Real Estate
  • 5241 East Santa Ana Canyon Road, Suite 110, Anaheim, CA, 92807
  • Drawing from his over 20 years experience in the Real Estate Industry, Todd has established strong community recognition built on his trademark of personalized service to the many families moving in and out of North Orange County. Being an Orange County Native, Todd has intimate knowledge of each community's unique character
  • US Lending Network, Inc.
  • 4411 E. La Palma Avenue, Anaheim, CA, 92807
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Orange County Mortgages by End Zone Mortgage
  • 6200 E. Canyon Rim Rd. Suite 204, Anaheim, CA, 92807
  • We have 13 Lenders to work with you, some with down payment assistance programs. We have FHA VA and Conventional Loans with down payments as low as 3.5 % and conventional loan with only 3% down and lender paid Mortgage Insurance. We offer 12 and 24 month bank statement loans for our Self Employed Clients.
  • Trimark Funding
  • 5753 Santa Ana Canyon Road, Suite 617, Anaheim, CA, 92807
  • Trimark Funding is hard money lender headquartered in Anaheim Hills, CA. They provide funding in California. Their lending focus is mainly on fix and flip hard money loans. They do not require a minimum FICO rating to receive a loan. The focus of their loans is for single family and multi-family units
  • Partners Bank of California
  • 27201 Puerta Real, Suite 160, Mission Viejo, CA, 92691
  • Founded by a group of entrepreneurs in 2007, we pride ourselves in being the only business bank headquartered in South Orange County. We understand that business owners don't want a bank — they want a banker — a trusted advisor who can be an extension of their business and the partner they need. This is why we're Partners Bank of California.
  • LoanAction Mortgage Services
  • 24002 Via Fabricante, Suite 226, Mission Viejo, CA, 92691
  • LoanAction Mortgage Services is a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending. We are a direct-to-consumer mortgage company and we focus on three fundamentals: superior service, excellent rates and access to all types of home mortgage financing options.