USDA Vs. FHA your options comparison in Pomona, Atlantic County, NJ

For 2025, the USDA loan limit in Pomona, situated in Atlantic County, NJ, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Use Lendersa®'s USDA loan calculator to compare the best USDA and FHA rates available today. This helps you determine the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, making it easier to choose the best program for your specific financial needs, particularly in .

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2025 Loan Limits and Downpayment Details in Pomona, Atlantic County, NJ

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Pomona, NJ

The mission of Lendersa® is to swiftly secure you the ideal USDA or FHA loan, eliminating unnecessary hassle. Choose one of three pathways to connect with lenders and utilize USDA loan programs effectively.

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Understanding USDA Loans in NJ

A USDA home loan, guaranteed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It's available exclusively in rural neighborhoods. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment, making them accessible for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • At California Home Loans we treat you like family not another number like large Banks! As a local independent broker, we have access to lower wholesale rates that big banks and retailers cannot match. We can get you to the closing table in 20 days or less. we offering to our clients Conventional, FHA, VA, USDA, Reverse and JUMBO products.
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  • Arnaz Financial Inc
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  • Valley Funding Inc
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  • Dara Delgado Home Loans
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  • Real Estate & Lending Solutions
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