USDA Loan Vs. FHA loan pro & con Guttenberg, Hudson County, NJ

In 2025, the USDA loan limit for a single-family home in Guttenberg, Hudson county, NJ is $0, whereas the FHA ceiling is $1,089,300.

Utilize the Lendersa® USDA loan calculator to identify today's top USDA versus FHA rates and determine the necessary income, credit status, reserves, and documents for qualification. Our comprehensive mortgage calculator effortlessly displays USDA, FHA, Conforming, and VA loan options side by side, assisting you in selecting the ideal program in Alabama for your financial needs.

Options for USDA and FHA Loans in Guttenberg, NJ

Lendersa® aims to connect you with the highest quality USDA or FHA loans quickly and effortlessly. Begin with any of the three paths that lead to lenders and USDA loan options.

Lendersa USDA loan request and matching results

What Exactly is a USDA Loan in NJ?

A USDA home loan is backed by the government through the Department of Agriculture. Commonly referred to as the USDA rural development loan, it is available solely in rural areas. FHA loans require a minimum down payment of 3.5%, while USDA loans require none.

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(818) 445-2228 Lender's profile and map Reviews Ayvaz Capital Group Inc. 13243 Raven Street, Sylmar, CA, 91342 Ayvaz Capital Group Inc. is a dynamic investment firm specializing in strategic asset management, private equity, and venture capital. We drive growth by identifying high-potential opportunities and leveraging deep market insights. Our commitment to innovation, financial expertise, and strategic partnerships empowers businesses to scale and thrive
(818) 957-0101 Lender's profile and map Reviews Discovery Realty and Finance 2331 Honolulu Avenue, Suite E, Montrose, CA, 91020 Discovery Realty and Finance 25 years of experience in Southern California Real Estate we work extensively to help our clients meet their Real Estate & Financing goals. Our mission is to set a high standard in the Real Estate & Mortgage industry. We are committed to provide you with impeccable service putting the people we serve first.
(626) 296-9000 Lender's profile and map Reviews Source One Finance, Inc. 2441 Honolulu Avenue, Suite 142, Montrose, CA, 91020 Source One Finance is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(503) 266-5800 Lender's profile and map Reviews Advantage Mortgage Inc 265 SW 1st Avenue, Canby, OR, 97013 Advantage Mortgage was founded on the principle that big bank/retail lending, was not the best way to serve clients. On August 1st, 2018, our Canby office opened and a new path was forged in Mortgage Lending. As Independent Mortgage Brokers, we supply our customers with smarter and more financially sound solutions in home lending.
(800) 222-1226 Lender's profile and map Reviews F&A Federal Credit Union 2625 Corporate Place, Monterey Park, CA, 91754 F&A was chartered in 1936 to provide financial services to employees of the Los Angeles County Forestry, Fire and Agricultural Departments. From opening day assets of $26, F&A has grown to holdings of over $2 billion and over 46,500 members. In addition to employees and families of the Forestry, Fire, Agricultural and Weights & Measures Departments
(855) 527-8402 Lender's profile and map Reviews Geo-Corporation 901 Corporate Center Drive, Suite 401, Monterey Park, CA, 91754 Geo-Corp has become a recognized lender by bringing expertise, extremely competitive rates and pricing on broad mortgage products, and exceptional customer service all under one roof as a direct lender. Founded in 1998, the Geo-Corp Corporate Office is located in Monterey Park, California and the company.
(626) 354-3777 Lender's profile and map Reviews Simi Trilogy Corp 300 South Atlantic Boulevard, Suite 105, Monterey Park, CA, 91754 "Simi Trilogy Corp is made up by a group of CPA, EA, Tax professional, Insurance expert and Mortgage loan banker. Simi Trilogy Corp maintains a corporate independence our customers can count on. We believe there is no boundary between difference areas of expertise as they are just spectrums of people’s life. By putting the puzzles together"
(818) 957-4432 Lender's profile and map Reviews Signature Lenders 3959 Foothill Blvd, Suite 200, La Crescenta, CA, 91214 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(818) 606-5759 Lender's profile and map Reviews Mass Mortgage 2626 Foothill Boulevard, Suite 204, La Crescenta, CA, 91214 Mass Mortgage grew from humble beginnings as an independent broker located in the heart of La Crescenta, California. With two locations in Southern California, we pride ourselves on being knowledgeable, courteous and honest. We believe in working hard for our customers to get them exactly what they need.
(818) 653-0663 Lender's profile and map Reviews Par3 Lending Inc. 2629 Foothill Boulevard, Unit 296, La Crescenta, CA, 91214 "Par3 Lending, Inc Our #1 goal is client satisfaction. While we always aim and attain the lowest rates at the lowest costs, client satisfaction is our top priority We specialize in purchase & refinance loans for: all residential properties (1-4 units) all purposes (primary, vacation, investment"
(818) 541-0900 Lender's profile and map Reviews Citadel Residential Corporation 3747 Foothill Boulevard, Suite 127, Glendale, CA, 91214 Citadel Mortgage Company was founded in 1992 after two Loan Officers from Security Pacific Bank realized that offering programs from only one bank was not the best way to serve our clients. Robert Rivera and Mel Robinson founded Citadel Mortgage Company and over the years have developed relationships with many lenders.