As of 2025, the USDA loan ceiling in North-Bergen, located in the county of Hudson, NJ, stands at $0. At the same time, the FHA limit for a single-family residence is $822,375.
Utilize the Lendersa® USDA loan calculator today to compare current USDA and FHA rates, assessing the requirements like income, credit, reserves, and necessary documentation for eligibility. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in identifying the most suitable program for your financial goals in .
2025 Loan Limits and Down Payment Requirements in North-Bergen, County of Hudson, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Varieties of USDA and FHA Loans in North-Bergen, NJ
The mission of Lendersa® is to secure the optimal USDA or FHA loan for you promptly and effortlessly. Begin your journey with one of our three options that will pair you with appropriate lenders offering USDA loan plans.
A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a rural development loan or USDA mortgage. It specifically targets rural areas. In contrast to FHA loans, which demand a down payment of at least 3.5%, the USDA mortgage requires no down payment.
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