FHA Vs. USDA loan program for North-Bergen, Hudson County, New Jersey

As of 2026, the USDA loan ceiling in North-Bergen, located in the county of Hudson, NJ, stands at $0. At the same time, the FHA limit for a single-family residence is $822,375.

Utilize the Lendersa® USDA loan calculator today to compare current USDA and FHA rates, assessing the requirements like income, credit, reserves, and necessary documentation for eligibility. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in identifying the most suitable program for your financial goals in .

Varieties of USDA and FHA Loans in North-Bergen, NJ

The mission of Lendersa® is to secure the optimal USDA or FHA loan for you promptly and effortlessly. Begin your journey with one of our three options that will pair you with appropriate lenders offering USDA loan plans.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a rural development loan or USDA mortgage. It specifically targets rural areas. In contrast to FHA loans, which demand a down payment of at least 3.5%, the USDA mortgage requires no down payment.

Get top 10
USDA LENDERS
customized to yout needes

(936) 829-1616 Lender's profile and map Reviews Temple-Inland FCU 109 N Temple Drive, Diboll, TX, 75941 Temple-Inland FCU Any full time employee or retired employee of Georgia Pacific is eligible for membership. Employees of Atlas, Katherine Sage Day Care, Diboll ISD, Crown Colony, the City of Diboll, the Correctional Center, Security & Guaranty, and Ronson may also join. If you have an account your family members.
(405) 235-3030 Lender's profile and map Reviews WEOKIE Federal Credit Union PO Box 26090, Oklahoma City, OK, 73127 WEOKIE Federal Credit Union was first established in 1969 by the employees of the Western Electric Plant in Oklahoma City to provide financial services and security to workers and their families. Now, more than 50 years later, we’ve grown to become one of the largest financial institutions in Oklahoma.
(903) 892-1505 Lender's profile and map Reviews Texoma Educators Federal Credit Union 506 W Lamar Street, Sherman, TX, 75090 Texoma Educators Federal Credit Union is a full-service financial institution serving Grayson County, Texas, and Bryan, Marshall and Atoka counties in Oklahoma. We offer membership to the entire Texoma community, wherever you work! As a non-profit, we are focused on competitive rates and convenient services.
(405) 837-8056 Lender's profile and map Reviews Hunt Mortgage Services 9235 Dickerson Rd NE, Piedmont, OK, 73078 Hunt Mortgage Services places great importance on operating with integrity. All clients are treated fairly and in an ethical manner. Hunt Mortgage Services pride themselves on being knowledgeable about the products they offer. Our vast experience is most notable with the Bank Statement, FHA 203k (rehab) and Section 184 Indian Home Loan products.
(405) 652-0480 Lender's profile and map Reviews Growing Oaks Federal Credit Union 299 Industrial Boulevard, Goldsby, OK, 73093 "Growing Oaks started from a God-given vision about the growth journey of an acorn to become an oak tree. The potential to be an oak tree exists in every acorn. But to become the mightiest oak tree an acorn was designed to be, certain conditions have to occur. An acorn has no control over its growth potential, but YOU DO!"
(402) 387-2381 Lender's profile and map Reviews West Plains Bank 200 North Main Street, Ainsworth, NE, 69210 West Plains Bank founded as Commercial State Bank opened its doors in Ainsworth on 1913. After a national bank charter was granted on November 1, 1927, the bank changed its name to the Commercial National Bank of Ainsworth The local bank weathered the financial storms of the 20′s, the depression of the 30′s, the hectic periods of both World Wars.
(405) 245-9855 Lender's profile and map Reviews My OK Home Loan 1401 Health Center Pkwy, Yukon, OK, 73099 My passion is to positively impact the lives of individuals & families by providing wise mortgage advice & Godly direction to improve their financial future. All home loans, FHA, VA, Conventional, Jumbos, USDA and Section 184. Purchases or refinances and also Jolynn has the knowledge and expertise to help you
(405) 354-5281 Lender's profile and map Reviews YNB 401 Elm, Yukon, OK, 73099 The formation of The Yukon National Bank is closely associated with the formation of the Yukon Mill and Grain Company and the initial growth of the City of Yukon. Even though the Yukon Mill and Grain Company is no longer active, the buildings act as a reminder of where we’ve been and how we got there. Today, YNB boasts five locations
(405) 354-0426 Lender's profile and map Reviews First American Mortgage, Inc 1501 S. Ranchwood Blvd, Yukon, OK, 73099 First American Mortgage, Inc. is locally owned & operated. Everything is done onsite from loan application/ underwriting to close! We are located at 1501 S. Ranchwood Blvd, Yukon, Ok I understand that buying a home is the single biggest financial event in most people's lives and take great pride in being able to offer superior personal service.
(409) 221-6777 Lender's profile and map Reviews First State Bank of Texas 4039 Ih 10 East, Orange, TX, 77630 First State Bank opened its doors on August 12, 1914. The bank was chartered and operated as Live Oak County State Bank until May 23, 1932, when the current name was adopted. Previous stockholders include John Nance Garner, former Vice President of The United States. The first branch opened on November 28, 2016 in Beaumont
(409) 988-1300 Lender's profile and map Reviews Sabine Federal Credit Union 1939 Strickland Drive, Orange, TX, 77630 Sabine Federal Credit Union was established in 1948. We are currently serving the financial needs of Hardin, Jasper, Jefferson, Newton, Orange & Tyler Counties with checking accounts auto loans, home mortgage loans, & more.Credit Union was established in 1948. We are currently serving the financial needs of Hardin Jasper, Jefferson, Newton, Orange.