USDA Vs. FHA your options comparison in North-Bergen, Hudson County, NJ
As of 2025, the USDA loan ceiling in North-Bergen, located in the county of Hudson, NJ, stands at $0. At the same time, the FHA limit for a single-family residence is $822,375.
Utilize the Lendersa® USDA loan calculator today to compare current USDA and FHA rates, assessing the requirements like income, credit, reserves, and necessary documentation for eligibility. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in identifying the most suitable program for your financial goals in .
2025 Loan Limits and Down Payment Requirements in North-Bergen, County of Hudson, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Varieties of USDA and FHA Loans in North-Bergen, NJ
The mission of Lendersa® is to secure the optimal USDA or FHA loan for you promptly and effortlessly. Begin your journey with one of our three options that will pair you with appropriate lenders offering USDA loan plans.
A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a rural development loan or USDA mortgage. It specifically targets rural areas. In contrast to FHA loans, which demand a down payment of at least 3.5%, the USDA mortgage requires no down payment.
Global Capital Partners is a Global commercial hard money lender, offering many financing options, including: bridge financing, private lending, commercial real estate financing, structured join venture financing, permanent financing, mezzanine financing, construction loans and acquisition financing.
The Amerifund Home Mortgage Team consists of extremely experienced loan officers who are CPA’s, Attorneys and have significant backgrounds in finance, accounting and underwriting. Every loan officer has many years experience in mortgage lending. This experience, knowledge and expertise provides them the ability to finance any type of a loan.
Founded in 1948, and named for agricultural researcher and scientist George Washington Carver, Carver Federal Savings Bank formally began operations on January 5, 1949 on 125th Street in Harlem, providing local residents a place to save and obtain mortgages to buy homes in their own communities.
Discover Habib American Bank - your trusted partner in financial innovation. With a legacy of commitment towards personalized banking, we empower you with modern solutions crafted to meet your unique financial needs. Explore our tailored banking services and join a community where your financial future is our priority. Contact us today for a bankin
The First National Bank of Long Island, the sole subsidiary of The First of Long Island Corporation (NASDAQ:FLIC), is a local bank founded in 1927 in Glen Head, New York. Through its branch network branded as First National Bank LI, the Bank focuses on business and consumer needs on Long Island and in New York City. We offer a broad set of lending
Panam Mortgage & Financial Services, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders & individual homebuyers throughout the New York Area. We are a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
BMC is the industry's premier capital firm that provides deep industry knowledge and access to a pool of capital options and partnerships. Years of experience have enabled BMC to become a valued business partner that is familiar with all aspects of today's credit challenges.Headquartered in Midtown Manhattan.
MoFin Lending is an online direct lender for real estate investors. We offer short term loans for fix & flips, rehab to hold projects, quick-close acquisitions/refinances, multifamily properties (5+ units), and commercial. We also offer 30 year loans for the acquisition or refinance of a rental property or rental portfolio.
Our mission is to empower homebuyers to confidently secure and finance their home purchase online. Morty is enabling a tech-first mortgage that offers homebuyers the efficient, self-service experience needed in today’s fast-moving housing market, all at a lower cost than the traditional offline mortgage experience.
460 Bergen Blvd, Suite 307, Palisades Park, NJ, 07650
We are licensed mortgage broker company with an experienced licensed loan officers offering expertise in every aspect of mortgage lending including purchase and refinance for both residential and commercial mortgages. We are dedicated to providing financial solutions and servicing with impeccable integrity, and to offer best available loan.
Flatiron Realty Capital was founded in 2018 as a privately funded real estate portfolio lender that offers alternative sources of financing to real estate developers and investors. Specializing in bridge loans, construction/rehabilitation financing, and 30-year rental investment products, Flatiron provides holistic solutions to satisfy the short-te
