USDA Vs. FHA Pro and Con comparison in West-Milford, Passaic County, NJ
For the year 2025, the USDA loan limit in the city of West-Milford located in the county of Passaic, NJ, is $657,900. In comparison, the FHA loan limit is $822,375 for single-family homes.
Utilize Lendersa®’s USDA loan calculator to evaluate today’s top USDA versus FHA rates. It helps you ascertain the necessary income, credit status, reserves, and documentation needed for qualification. By using our sophisticated mortgage calculator, you can display USDA, FHA, Conforming, and VA options side by side, enabling you to choose the most fitting program in tailored to your financial circumstances.
Loan limits and down payment criteria for 2025 in the city of West-Milford, county of Passaic, NJ
Loan Option
Maximum Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Mortgage Alternatives in West-Milford, NJ
Lendersa®’s aim is to facilitate you in swiftly obtaining a top-tier USDA or FHA mortgage with minimal hassle. Choose from one of three initial steps that lead to lender matching and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is exclusively available in rural regions. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA home loans require no down payment at all.
Summit Financial Group, Inc. is a $3.27 billion financial holding company headquartered in Moorefield, West Virginia. Summit provides community banking services primarily in the Eastern Panhandle, Southern & North Central regions of West Virginia, the Northern, Shenandoah Valley & Southwestern regions of Virginia and the Central region of Kentucky.
241 North Pittsburgh Street, Connellsville, PA, 15425
Glass Cap Federal Credit Union was first chartered in 1960 and Glass Cap Federal Credit Union is a non-profit financial institution owned and operated by its members. Our sole purpose is to assist our members in sound management of their financial affairs by offering the best service and products at the lowest possible cost
501 11th Street, Room 206, New Kensington, PA, 15068
The Allegheny Kiski Postal Federal Credit Union was originally founded in 1953 to provide service for New Kensington Postal workers. Although our membership has grown to over 2500 members, we still retain original members. We are now able to provide services to those who live, work, worship.
We pride ourselves in treating our customers fairly, respectfully and with a maximum effort to find the proper mortgage product that fits their needs. Part of our job is to help educate consumers regarding mortgages and credit in general. We have built our business on an 87% customer referral base.
Foxhill Mortgage, Inc are licensed by the Pennsylvania Department of Banking and registered with the National Mortgage Licensing System. This ensures that you are working with a reliable and trustworthy firm. For most people, buying a home is the largest investment they will make.
We are committed to providing our clients with the highest quality financial services. A member of the Corey Scott Team will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan
D & D Mortgage Corporation was founded in 1998 with its' owner, Keith E. Durgin, having over 20 years Mortgage Banking experience.The Company specializes in all aspects of Purchase and Refinance Mortgage loans for Primary Residences, Second Homes, Vacation Homes and Investment Properties.
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Galaxy Federal Credit Union is a community credit union offering a full range of financial services to anyone that lives, works, worships, volunteers, or attends school in Venango County AND all of their immediate family members. Galaxy will provide the best financial services and products at competitive rates in a safe.
PPG & Associates Federal Credit Union is a non profit, member-owned organization dedicated to improving the economic well-being of our members by striving to provide a full range of financial services at the highest level of fairness and personal attention while maintaining an environment of stability and growth.
