For the year 2025, the USDA loan limit in the city of West-Milford located in the county of Passaic, NJ, is $657,900. In comparison, the FHA loan limit is $822,375 for single-family homes.
Utilize Lendersa®’s USDA loan calculator to evaluate today’s top USDA versus FHA rates. It helps you ascertain the necessary income, credit status, reserves, and documentation needed for qualification. By using our sophisticated mortgage calculator, you can display USDA, FHA, Conforming, and VA options side by side, enabling you to choose the most fitting program in tailored to your financial circumstances.
Loan limits and down payment criteria for 2025 in the city of West-Milford, county of Passaic, NJ
Loan Option
Maximum Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Mortgage Alternatives in West-Milford, NJ
Lendersa®’s aim is to facilitate you in swiftly obtaining a top-tier USDA or FHA mortgage with minimal hassle. Choose from one of three initial steps that lead to lender matching and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is exclusively available in rural regions. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA home loans require no down payment at all.
Doches Credit Union is Nacogdoches’ only hometown not-for-profit financial cooperative that provides a full range of financial products and services to Nacogdoches, Shelby, San Augustine and Sabine Counties.
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