USDA VS FHA in Norwood, Bergen County, NJ

In the year 2025, the USDA loan cap in Norwood, located in Bergen county, NJ, is $0, whereas a single-family home under FHA has a limit of $1,089,300.

With the Lendersa® USDA loan calculator, compare the latest USDA versus FHA rates, and find out the income, credit, reserves, and documentation you need for qualification. This advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in suits your financial scenario best.

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Loan limits and downpayment requirements for 2025 in Norwood, Bergen county, NJ

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Available USDA and FHA loans in Norwood, NJ

Lendersa® is dedicated to providing you with the optimal USDA or FHA loan quickly and with ease. Choose one of three pathways to connect with matching lenders and USDA programs.

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Understanding USDA Loans in NJ

A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is intended for rural areas only. Unlike FHA loans requiring a 3.5% minimum down payment, a USDA mortgage needs no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Capital Corporation
  • 2101 Rosecrans, Suite 4255, El Segundo, CA, 90245
  • American Capital Broker Network is dedicated to helping your business prosper in this new lending environment. We have many different programs including FHA, conforming, agency high balance and non-conforming with rates and service that are out of this world and also direct lending experts great rates and great service.
  • Aegean Financial
  • 840 Apollo St, Suite 100, El Segundo, CA, 90245
  • Aegean Financial is a fully licensed mortgage corporation in the states of California, Texas, Washington, Oregon, Hawaii, and Louisiana. Our licensing information can be found within the NMLS Consumer Access website. Aegean Financial specializes in providing residential mortgage loans for purchase and refinance.
  • Alcole Capital Group
  • 2321 Rosecrans Avenue, Suite 4250, El Segundo, CA, 90245
  • Alcole Capital Group (“ACG”) is a full-service mortgage brokerage firm based in Southern California that specializes in originating and placing loans secured by 5+ unit multifamily apartment buildings and commercial properties for a large client base of real estate brokers, property owners, and real estate investors.
  • ACC Mortgage Lending
  • 2245 Campus Drive, El Segundo, CA, 90245
  • "ACC Mortgage Lending is a top producing mortgage firm licensed in CA, CO, TX, NM, AZ, WA, GA, MN Our Loan Originators are seasoned professionals and highly ranked in our field. We know that each customer has specific needs, so we provide a wide array of products, expertise, and customizatoin for your home loan financing."
  • Capital Loans
  • 2121 Rosecrans Avenue, Suite 2310, El Segundo, CA, 90245
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Vortex Mortgage
  • 840 Apollo Street, Suite 100, El Segundo, CA, 90245
  • Vortex Mortgage, we understand just how important it is to choose the right loan that not only meets your mortgage needs, but that also considers your overall financial goals. A mortgage still remains the single largest personal expense Americans commit to, with an average of 60-70 percent of their mortgage payment being spent on interest cost.
  • Fortitude Real Estate Loans
  • 949 Eucalytpus Dr El, El Segundo, CA, 90245
  • Fortitude Real Estate Loans founder of the Benjamin Pruett goal is to assist you in your real estate needs by providing you the best loan options available. I offer competitive rates and cost-saving programs that will help you achieve your goals. As a 15-year resident of the Los Angeles South Bay area, I have helped many people realize their dream
  • Aries Loans, Inc.
  • 2121 Rosecrans Ave, Suite 2340, El Segundo, CA, 90245
  • At Aries Loans, we feel it's important to not only communicate with your loan officer, but also with the processing team. Access to most recent tasks, documents, and processing chat logs allow for all associated parties to be in sync for your loan. This company currently has approximately 1 to 5 employees and annual sales of Under $500, 000.
  • SRE Mortgage Alliance Inc.
  • 2245 Campus Drive, El Segundo, CA, 90245
  • SRE Mortgage Alliance is dedicated to providing exceptional value to mortgage brokers by offering competitive products, excellent service and reliable on-time closing. SRE Mortgage Alliance is a new wholesale lender specializing in residential home loans. We are #BuiltForPurchase and #FocusedOnYou.
  • ALL SQUARE MORTGAGE INC
  • 2150 Park Pl, Suite 100, El Segundo, CA, 90245
  • All Square Mortgage Inc Founded in 2012 and top 20 lenders by a preferred national investor. The key to our success has been a combination of consistently offering the competitive rates and fees along with giving our clients outstanding customer service. We take pride in treating our clients with honesty and integrity
  • Specialty Lending Group
  • 400 Continental Blvd., 6th Fl., El Segundo, CA, 90245
  • "Since 1991, our team has funded thousands of real estate loans for California Home Buyers, Homeowners and Investors. Those who have faced challenges with their credit, down payment, debt-to-income ratios, employment history, provable income, etc. Together with our experience and expertise, we provide solutions"
  • Rockland Commercial
  • 222 N Pacific Coast Highway, Suite 2000, El Segundo, CA, 90245
  • Rockland Commercial is a full service mortgage lending firm that specializes in commercial & apartment mortgage financing. We are located in Redondo Beach, Manhattan Beach, and in Los Angeles County. We provide commercial and apartment loans to businesses and individuals throughout California, Arizona, Nevada, Washintgon, and the rest of the nation