USDA Vs. FHA your options comparison in Hasbrouck-Heights, Bergen County, NJ

As of 2025, the USDA loan maximum in Hasbrouck-Heights, county of Bergen, NJ, is $0, while for a single-family home, the FHA limit is $822,375.

Utilize Lendersa®'s USDA loan calculator to compare the current optimal USDA versus FHA rates, assessing the essential income, credit, reserves, and required documents for eligibility. Our advanced mortgage calculator displays a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help determine which program in is best suited to your financial situation.

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2025 Loan Thresholds and Down Payment Requirements in Hasbrouck-Heights, Bergen, NJ

Loan Type Limit Amount Initial Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Financing Options in Hasbrouck-Heights, NJ

The primary aim at Lendersa® is to ensure you secure the most advantageous USDA or FHA loan swiftly and effortlessly. Select one of the three initial pathways to connect with compatible lenders and explore USDA loan programs.

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The USDA Loan in NJ Explained

A USDA home loan, insured by the Department of Agriculture, often termed as a USDA rural development loan or mortgage, is strictly for rural areas. It contrasts with FHA loans requiring a minimum 3.5% down payment; USDA loans, however, require no down payment, easing access to homeownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Realty Group Mortgage, LLC
  • 6 Montgomery Village Avenue, Suite 270, Gaithersburg, MD, 20879
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • CCIG Commercial Capital Investor Group, LLC
  • 800 Broadway, Haverhill, MA, 01832
  • Commercial Capital Investor Group is a multi-faceted firm providing numerous sources of liquidity and capital investment to both the commercial and residential investment real estate markets. Our innovative simple documentation, no income verification loan programs set us apart from the competition and enables us to close loans that banks.
  • Nations Funding LLC
  • 20028 Apperson Place, Germantown, MD, 20876
  • Nations Funding is a fully diversified Mortgage Lender. From First, Second and Equity Loans to Commercial and Small Business Loans. Mortgages are our only business. We pride ourselves on being small enough to offer each client personal attention yet large enough to finance significant lending transactions.
  • The Mortgage Gallery Inc
  • 16039 Comprint Circle, Gaithersburg, MD, 20877
  • The Mortgage Gallery Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Metropolitan Funding Group LLC
  • 502 Calvin Lane, Rockville, MD, 20851
  • Metropolitan Funding Group is a vertically integrated financial company, providing commercial consulting and lending services. We specialize in tough tax situations, complicated credit histories and income reporting, and multifaceted asset complexities. We work hard to find a solution to any financial obstacle.
  • Police Federal Credit Union
  • 9100 Presidential Parkway, Upper Marlboro, MD, 20772
  • The Police Federal Credit Union, headquartered in the Washington, D.C. metropolitan area, is a full service, not-for-profit, financial institution that has been committed to protecting the financial interests of members of the law enforcement community and serving their financial needs since 1935.
  • Finger Lakes Federal Credit Union
  • 7 Seneca Street, Geneva, NY, 14456
  • People You Know. Service You Trust. We are dedicated to providing you with loan and deposit products designed with your needs in mind. We're open to the community! If you live, work, worship, volunteer, or attend school in Ontario, Seneca, or Yates County, or if you are a member of an immediate family or household of those within the field of mem
  • USNY Bank
  • 389 Hamilton St, Geneva, NY, 14456
  • USNY Bank is a bank with operations in one state. USNY Bank offers numerous mortgage programs including conventional, FHA and construction mortgages and also USNY Bank is a full-service bank. The Bank accepts deposits, makes loans and provides other services for the public The USNY Bank is located in Geneva with zip code of 14456
  • Transit Employees Federal Credit Union
  • 2440 Market Street NE, Suite 901, Washington, DC, 20018
  • Transit Employees Federal Credit Union (TEFCU) was founded on March 29, 1940 as D.C. Transit Workers Division 689 Federal Credit Union, by five (5) employees of the Capital Transit Company in Washington, DC. They combined their purchasing power and started the Credit Union with thirty-seven (37) shares at a par value.
  • Beverly Municipal Federal Credit Union
  • 139 Cabot Street, Beverly, MA, 01915
  • BauerFinancial, an independent financial institution rating firm has awarded Beverly Credit Union it’s highest rating, five-stars. This superior ranking is reserved only for the strongest and most stable financial institutions in the Nation. Beverly Credit Union earned this score due to our solid financial footing and continual enduring financial p