USDA VS FHA in Hasbrouck-Heights, Bergen County, NJ

As of 2026, the USDA loan maximum in Hasbrouck-Heights, county of Bergen, NJ, is $0, while for a single-family home, the FHA limit is $822,375.

Utilize Lendersa®'s USDA loan calculator to compare the current optimal USDA versus FHA rates, assessing the essential income, credit, reserves, and required documents for eligibility. Our advanced mortgage calculator displays a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help determine which program in is best suited to your financial situation.

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2026 Loan Thresholds and Down Payment Requirements in Hasbrouck-Heights, Bergen, NJ

Loan Type Limit Amount Initial Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Financing Options in Hasbrouck-Heights, NJ

The primary aim at Lendersa® is to ensure you secure the most advantageous USDA or FHA loan swiftly and effortlessly. Select one of the three initial pathways to connect with compatible lenders and explore USDA loan programs.

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The USDA Loan in NJ Explained

A USDA home loan, insured by the Department of Agriculture, often termed as a USDA rural development loan or mortgage, is strictly for rural areas. It contrasts with FHA loans requiring a minimum 3.5% down payment; USDA loans, however, require no down payment, easing access to homeownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



Hasbrouck-Heights Lenders

  • AMERIDREAM HOME LOANS, L.L.C.
  • 72 Essex Street, Suite 4, Lodi, NJ, 07644
  • Lends in New Jersey
  • Ameridream Home Loans in 2016 with one single intention, to help as many people as possible accomplish their goals and reach the American dream of homeownership. We believe that our extensive knowledge of the industry and our transparent & streamline process is the key to our success.

  • 1st Bergen Federal Credit Union
  • 392 Main Street, Hackensack, NJ, 07601
  • Lends in New Jersey
  • 1st Bergen’s field of membership is open to persons who live, work, worship, volunteer, attend school or conduct business in Bergen County, Paterson, or Jersey City, NJ. Immediate family of current members are also eligible to join 1st Bergen. Our mission is to empower and strengthen individuals who may not otherwise have access to banking.

  • Donald Anfuso
  • 290 Vincent Ave, 3rd Floor, Hackensack, NJ, 07601
  • Lends in New Jersey
  • Don Anfuso, a licensed mortgage expert with 20 years of experience in New Jersey. I specialize in providing fast and accurate pre-approval letters for serious buyers, without putting a ding on your credit. Call today and get honest answers without any obligation and don mortgage company as a high school student about 25 years ago.

  • Federal National Funding Capital Group LLC
  • 411 Hackensack Avenue Suite 200, Hackensack, NJ, 07601
  • Lends in New Jersey
  • **Unlock New Opportunities with FNF Capital Group**

    **Experience in Financial Solutions**
    Federal National Funding Capital Group LLC (FNF Capital Group) is your ultimate financial ally, we empower business owners and real estate investors with funding solutions including term loans, lines of credit, equipment financing, fix & flip loans, rent

  • PRIME RESOURCE CAPITAL
  • 90 Main St, Suite 309, Hackensack, NJ, 07601
  • Lends in New Jersey
  • Prime Resource Capital, we take a “can do” attitude. We help find solutions. Our clients rely on our expertise to match our products to the specific need of the client. Our advisors are experienced professionals who understand that capital is a key ingredient to growth in any industry.

  • HOMELAND LENDING LLC
  • 290 Vincent Ave, 3rd Floor, Hackensack, NJ, 07601
  • Lends in New Jersey
  • At Homeland Lending we provide the most consistent, attentive, and personalized mortgage solutions to help you secure your dream home. Homeland Lending may collect and use Users personal information for the following purposes: To improve customer service Information you provide helps us respond to your customer service requests

  • Silver Arch Capital Partners
  • 411 Hackensack Avenue, Suite 803, Hackensack, NJ, 07601
  • Lends in New Jersey
  • Silver Arch Capital Partners is a Private Lender specializing in Bridge and Hard Money Loans secured by Commercial Real Estate. Silver Arch is committed to providing the quickest responses and timely closings across all the major property classes. Our partners share decades of experience in direct real estate lending.

  • Bogota Savings Bank
  • 60 East Main St, Bogota, NJ, 07603
  • Lends in New Jersey
  • Bogota Savings Bank has been a financial cornerstone in the foundation of two New Jersey communities, Bogota and Teaneck for 125 years and now have expanded our footprint into many other New Jersey towns. We are an established community bank offering traditional deposit programs such as savings, checking and certificate of deposits.

  • Freedom Bank
  • 99 West Essex Street, 2nd Floor, Maywood, NJ, 07607
  • Lends in New Jersey
  • Freedom Bank is an independent, full-service commercial bank that's committed to providing individuals and businesses with ways to achieve their financial goals. From checking and IOLTA accounts to CDs and low-cost loans, we have it all! We are dedicated to high-tech delivery of competitive products,