USDA and FHA Pro and Con in Hasbrouck-Heights, Bergen County, NJ
As of 2025, the USDA loan maximum in Hasbrouck-Heights, county of Bergen, NJ, is $0, while for a single-family home, the FHA limit is $822,375.
Utilize Lendersa®'s USDA loan calculator to compare the current optimal USDA versus FHA rates, assessing the essential income, credit, reserves, and required documents for eligibility. Our advanced mortgage calculator displays a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help determine which program in is best suited to your financial situation.
2025 Loan Thresholds and Down Payment Requirements in Hasbrouck-Heights, Bergen, NJ
Loan Type
Limit Amount
Initial Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Financing Options in Hasbrouck-Heights, NJ
The primary aim at Lendersa® is to ensure you secure the most advantageous USDA or FHA loan swiftly and effortlessly. Select one of the three initial pathways to connect with compatible lenders and explore USDA loan programs.
A USDA home loan, insured by the Department of Agriculture, often termed as a USDA rural development loan or mortgage, is strictly for rural areas. It contrasts with FHA loans requiring a minimum 3.5% down payment; USDA loans, however, require no down payment, easing access to homeownership.
First Commercial Bank, N.A. was founded in 1983 in a small portable building at 1336 East Court Street in Seguin. Then, in March of 1984, construction was completed on the permanent facility that is still the headquarters of First Commercial Bank today. At First Commercial Bank we believe in taking an active role in the community.
We're passionate about helping everyone become a homeowner! Our goal? To help you find the very best home loan in the market with the lowest rate and lowest fees possible. It's just that simple! Our decades of experience and industry knowledge, we'll work diligently to find the home loan that best suites your goals.
Bluebonnet Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
Richland Federal Credit Union is a member-owned credit union that serves Richland and Roosevelt Counties in Montana, as well as other communities in northeast Montana and northwest North Dakota. We offer friendly customer service, competitive interest rates on Agricultural, Consumer and Real Estate loans, and a robust commitment to our community
Natalie Thompson is a mortgage expert with extensive experience in helping clients achieve their dreams through mortgage financing. She has been in the industry since 2001 and takes pride in guiding her clients through the complexities of the mortgage process with education and patience.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
City Federal Credit Union has been open since 1948. The credit union has assets totaling $60.61 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal state.
Founded in 1892 and now the largest family-owned Bank in the nation, Amarillo National Bank has never been typical — and we’re proud of it. The maverick soul of Amarillo is still very much a part of our daily work and lives. At ANB, we’re fiercely independent, answering only to our customers.
Amarillo Venture Capital Inc. is a local commercial mortgage broker & sub-prime lender. With access to over 600 nationwide lenders, as well as venture capital for startups company and established small business. Amarillo Venture Capital Inc. provides strategic working capital from $1, 000 to $1, 000, 000 in as little as 72 hours from approval.
Intercorp Credit Union is a full-service not-for-profit cooperative financial institution that operates to ensure the security and prosperity of its members and employees.
We believe that it is the responsibility of this credit union to provide a community service beneficial to all those who come within its influence, and the community at larg
