FHA Vs. USDA loan program for Little-Ferry, Bergen County, New Jersey

In the year 2025, the USDA loan cap in Little-Ferry within Bergen, NJ amounts to $0, while the FHA cap for a single-family dwelling is $822,375.

Use the Lendersa® USDA loan calculator to compare the leading rates between USDA and FHA loans today. Determine the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA loans side by side, helping you identify the best option for your financial needs in .

Exploring USDA and FHA Loan Options in Little-Ferry, NJ

The mission at Lendersa® is to deliver the best USDA or FHA loans swiftly and efficiently. Begin with one of three options designed to pair with lenders and leverage USDA loan opportunities.

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Understanding USDA Loans in NJ

USDA loans, endorsed by the Department of Agriculture, are also known as USDA rural development loans or mortgages. They are specifically available in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans come with no down payment requirement.

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(562) 598-0649 Lender's profile and map Reviews CalTerra Financial 12792 Valley View Street, Suite 202, Garden Grove, CA, 92845 CalTerra Partners builds, customizes and grows a client’s real estate portfolio to accumulate wealth based on their individual short and long term goals. Our strategy is consumer focused and supports all aspects of a client's real estate needs, we 1) BuySell 2) FixList 3) FixFlip 4) Finance 5) Invest and 6) Manage Real Estate.
(657) 227-8115 Lender's profile and map Reviews HomeSmart Advisors 12842 Valley View Street, Suite 205, Garden Grove, CA, 92845 The HomeSmart Advisors team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(503) 283-5193 Lender's profile and map Reviews United Trades FCU 20210 SW Teton Avenue, Tualatin, OR, 97062 Since our start in 1955 by the steamfitters’ union, United Trades Federal Credit Union in the Pacific Northwest has been devoted to skilled trades unions workers. We’re like other credit unions in that we serve a defined “field of membership, ” but where we do differ is in how we serve them.
(503) 646-3900 Lender's profile and map Reviews All Pacific Mortgage 8100 SW Nyberg Rd, Suite 295, Tualatin, OR, 97062 Our purpose is to inspire the world of homeowners. We are committed to making our clients and partners feel safe and secure throughout the loan process. We do this by emphasizing the importance of great communication, education, and responsiveness in today’s mortgage and real estate world.
(503) 312-4603 Lender's profile and map Reviews Value Mortgage Inc 8695 SW Chinook St, Tualatin, OR, 97062 We are locally owned, operated and licensed in Oregon, Washington and California. Our mortgage brokers use lending services from hundreds of wholesale banks and mortgage companies. We continually update our database to stay ahead of our competitors. At Value Mortgage Inc., value each and every one of our clients
714-342-2525 Lender's profile and map Reviews Streamline Mortgage Corporation 9042 Garfield Ave Ste 202-D, Huntington Beach, CA, 92646 At Streamline Mortgage Corporation, our ultimate goal is to serve our clients with honesty, integrity, and competence. We provide our clients with the information needed to make well-informed decisions about the mortgage process and help borrowers overcome roadblocks that can arise while securing a loan. In addition to giving customer satisfaction
714-389-8750 Lender's profile and map Reviews Seacliff Mortgage 9042 Garfield Ave. Suite 207, Huntington Beach, CA, 92646 With over 25 years of Mortgage Industry experience, The de Courcy group has proficiency in virtually every type of Real Estate Financing combined with a commitment to building lifelong relationships with our clients. The de Courcy Group is partnered with Seacliff Mortgage, a Mortgage Broker located in Huntington Beach, CA. We utilize cutting edge t
(714) 458-8241 Lender's profile and map Reviews DPOFINANCIAL.COM 9042 Garfield Ave, Suite 103, Huntington Beach, CA, 92646 DPOFINANCIAL is a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(949) 625-0333 Lender's profile and map Reviews MakeWay Mortgage Inc. 17011 Beach Blvd, Suite 900, Huntington Beach, CA, 92646 We are a family company located in Huntington Beach, California. We pride ourselves on providing the best service to every customer. This means being attentive to each person’s individual needs. We offer a wide range of loan programs that most other lenders are just simply not equipped to offer.
(714) 925-2419 Lender's profile and map Reviews Family Smart Homes 19126 Magnolia St, Suite 101, Huntington Beach, CA, 92646 Michael Huynh believe the role of a real estate professional is to guide you through the buying and selling process taking the time to make sure you understand every step of the transaction, been a resident of the area, Michael know the community and have in-depth real estate experience.
(714) 642-3179 Lender's profile and map Reviews Pacific Shores Financial 20902 Brookhurst Street Street, Suite 209, Huntington Beach, CA, 92646 Pacific Shores Financial Home Loans is an independent and part of American Capital Corporation, our larger parent company headquartered in El Segundo, California. We are a direct lender which gives us the ability to underwrite, approve and fund our own loans with our in house bank ACBN.