USDA Loan Vs. FHA loan pro & con Little-Ferry, Bergen County, NJ

In the year 2025, the USDA loan cap in Little-Ferry within Bergen, NJ amounts to $0, while the FHA cap for a single-family dwelling is $822,375.

Use the Lendersa® USDA loan calculator to compare the leading rates between USDA and FHA loans today. Determine the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA loans side by side, helping you identify the best option for your financial needs in .

Exploring USDA and FHA Loan Options in Little-Ferry, NJ

The mission at Lendersa® is to deliver the best USDA or FHA loans swiftly and efficiently. Begin with one of three options designed to pair with lenders and leverage USDA loan opportunities.

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Understanding USDA Loans in NJ

USDA loans, endorsed by the Department of Agriculture, are also known as USDA rural development loans or mortgages. They are specifically available in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans come with no down payment requirement.

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(509) 235-6533 Lender's profile and map Reviews Cheney Federal Credit Union 520 First Street, Cheney, WA, 99004 Cheney Federal Credit Union has been serving members and our local community since 1951. We provide convenient and low-cost financial services to those who live, work, worship or attend school in the Cheney and Medical Lake School Districts and their immediate family members. CFCU is a member-owned, not-for-profit financial institution.
(928) 753-8000 Lender's profile and map Reviews Ask Mohave Community Federal Credit Union 2809 Stockton Hill Rd, Kingman, AZ, 86401 At Mohave Community Federal Credit Union, individuals and families will be treated with care and respect, along with user-friendly tools and banking products. The member-owned institution provides both checking and savings accounts, as well as retirement accounts and overdraft protection.
(928) 718-5555 Lender's profile and map Reviews Mission Bank 2439 Hualapai Mountain Road, Kingman, AZ, 86401 Mission Bank is an independent, locally owned and managed community bank. Our primary goal is to provide you, our customer, with the highest level of premier, personalized service. We are a full service commercial and consumer banking institution. We offer a full range of banking products for businesses, professional firms.
(702) 755-3322 Lender's profile and map Reviews Moapa Valley Mortgage 280 N Moapa Valley Blvd, Suite A, Overton, NV, 89040 We are a family owned & operated mortgage business originating out of Moapa Valley. We pride ourselves in working hard to provide our clients with the most diverse loan programs & lowest interest rates the market has to offer. From financing for jumbo loans & manufactured land to USDA Rural Development loans, FHA, VA and Conventional loan.
(509) 525-2000 Lender's profile and map Reviews Baker Boyer National Bank 7 W Main St, Walla Walla, WA, 99362 Baker Boyer is the oldest independently owned community bank in the Pacific Northwest. We are Eastern Washington’s trusted financial advisor, serving the Walla Walla Valley, Tri-Cities and Yakima communities, providing wealth management as well as personal and business banking services. Baker Boyer is the only local family of wealth management.
(509) 527-3636 Lender's profile and map Reviews Banner Bank 10 S 1st Ave, Walla Walla, WA, 99362 Banner Bank is proud to serve the West with comprehensive financial services. More than 130 years ago we started with core values that never go out of style: listen, learn and help people and businesses reach their goals. Today across Oregon, Washington, California and Idaho—we deliver a high level of individual service as a community Bank
(702) 868-0900 Lender's profile and map Reviews Assured Financial Inc 183 North Gibson, Suite 150, Henderson, NV, 89014 "For more than thirty years, the team at Assured has successfully executed real estate sales, management and development transactions throughout southern Nevada. Assured is comprised of hard-working and creative problem-solvers who are willing to take calculated risks to provide successful outcomes to our clients."
(702) 813-8356 Lender's profile and map Reviews Tri Crown Real Estate 1489 W Warm Springs Road, Suite 110, Office 241, Henderson, NV, 89014 Tri Crown Real Estate's founder Jim Dunn's business determination, Terri has moved up the ranks and has become our newest president and presiding Broker for both California and Nevada. She has impressed many as a forward thinker and excellent communicator along with expert business negotiation.
(888) 411-7779 Lender's profile and map Reviews PInnacle Mortgage Solutions Inc 1489 W Warm Springs Rd, Suite 110, Henderson, NV, 89014 The Pinnacle Mortgage Solutions Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are a first-time home buyer, purchasing your dream home,refinancing an outstanding loan, or consolidating debt
702-343-1782 Lender's profile and map Reviews North American Financial 375 N Stephanie St Bldg 20, Henderson, NV, 89014 At North American Financial Corp, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process. so that you can confidently select the best mortgage for you and your family
(702) 796-3453 Lender's profile and map Reviews Residential Mortgage Services - Home Loans 3585 E. Flamingo Road, Suites 101 \| 102 \| 103, Las Vegas, NV, 89121 RMS is a licensed mortgage banker whose objectives remain to combine the highest level of service, cutting edge technology, diverse mortgage products and competitive interest rates expected from a large bank with the personal attention of a proud community lender. RMS only originates mortgage loans within the United States of America.