USDA Vs. FHA your options comparison in Lodi, Bergen County, NJ
In 2025, the USDA loan threshold in Lodi, located in the county of Bergen, NJ is set at $0, whereas the FHA limit stands at $1,089,300 for a single-family residence.
Leverage the Lendersa® USDA loan calculator today to compare USDA and FHA optimal rates. Determine the necessary income, credit score, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator displays side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding you in determining the most suitable option in for your financial situation.
2025 Loan Thresholds and Downpayment Requirements in Lodi, county of Bergen, NJ
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Lending Options in Lodi, NJ
At Lendersa®, our mission is to facilitate acquiring the finest USDA or FHA loans swiftly and with ease. You can initiate with three different starting points, connecting you with suitable lenders and USDA loan programs that match your needs.
A USDA home loan, endorsed by the US Department of Agriculture – also known as a USDA rural development loan or USDA mortgage – is intended for rural areas. In contrast to FHA loans, which mandate a small down payment of 3.5%, USDA mortgage loans offer the advantage of requiring no down payment whatsoever.
Our membership is open to anyone who works for an employer group of 500 employees or less within the state of Connecticut that provides Direct Deposit. Membership also extends to immediate family or household members. Once you join First Connecticut Credit Union, even if you leave your current employer.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
Platinum Mortgage Solutions, our goal is always excellent customized customer service with superior mortgage knowledge, providing our clients the guidance and service they need, whenever they need it! Whether it’s buying a new home or refinancing an existing home, the Platinum team has your back. Licensed in Connecticut & Florida.
112 West Park Drive, Suite 300, Mount Laurel, NJ, 08054
Financial Freedom Mortgage, LLC. was established with the mission of creating extraordinary mortgage solutions for the citizens of New Jersey, Maryland, Delaware and Florida. That mission continues to be a driving force through today. Financial Freedom Mortgage has always sought out the nation's most creative and responsible lenders.
305 Fellowship Road, Suite 230, Mount Laurel, NJ, 08054
Union Plus Mortgage Company was founded by the AFL-CIO to provide current and retired union members and their families mortgages through a union-controlled company. Union Plus Mortgage Company is owned by the AFL-CIO, Union Privilege, and a group of unions and Our mission then and now is simple to provide you with the best available mortgages.
700 East Gate Drive, Suite 400, Mount Laurel, NJ, 08054
Lofi Direct, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, N.J with branches throughout the United States
HighPoint Mortgage Inc. has over 20 years of experience specializing in all facets of residential mortgage lending. His extensive knowledge in Conventional, FHA, VA and USDA guidelines enables him to evaluate each client’s specific needs and goals to provide appropriate financing. Matt recognizes the importance of integrity, devotion,
The Northwood Federal Credit Union is a member-owned and operated organization. With our affiliates, Bright Hope, CBC, ECAI and WesleyAME Zion, our mission is to promote thrift and provide financial services to assist our members in meeting their economic needs. In achieving these goals.
Since 2008, Financial Solutions & Real Estate Investments LLC have been helping thousands of people along the way to homeownership. We are so very proud to keep those lifetime clients as they call upon us to refinance, purchase investment properties, and for expert mortgage advice.
Honeywell Federal Credit Union is a member owned, not-for-profit financial cooperative chartered in 1937, dedicated to the financial wellbeing of its member.We are committed to helping you meet your financial goal by offering a broad range of quality products & services. Other financial institutions need to generate profits to satisfy stockholders.
