USDA Vs. FHA Pro and Con comparison in Lodi, Bergen County, NJ
In 2025, the USDA loan threshold in Lodi, located in the county of Bergen, NJ is set at $0, whereas the FHA limit stands at $1,089,300 for a single-family residence.
Leverage the Lendersa® USDA loan calculator today to compare USDA and FHA optimal rates. Determine the necessary income, credit score, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator displays side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding you in determining the most suitable option in for your financial situation.
2025 Loan Thresholds and Downpayment Requirements in Lodi, county of Bergen, NJ
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Lending Options in Lodi, NJ
At Lendersa®, our mission is to facilitate acquiring the finest USDA or FHA loans swiftly and with ease. You can initiate with three different starting points, connecting you with suitable lenders and USDA loan programs that match your needs.
A USDA home loan, endorsed by the US Department of Agriculture – also known as a USDA rural development loan or USDA mortgage – is intended for rural areas. In contrast to FHA loans, which mandate a small down payment of 3.5%, USDA mortgage loans offer the advantage of requiring no down payment whatsoever.
5040 Corporate Woods Drive, Suite 100, Virginia Beach, VA, 23462
Welcome to the McNulty Team at OVM Financial, where superior service meets down to earth reliability. Our team provides an unparalleled level of mortgage understanding, allowing you to enjoy a smooth and seamless process. We aim to serve you, and we take great pride in exceeding your expectations.
One Columbus Center, Suite 600, Virginia Beach, VA, 23462
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
249 Central Park Ave, Suite 300, Office 116, Virginia Beach, VA, 23462
Whether you’re buying, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who gives you quick and accurate financial advice.
We offer our clients the rare and valuable combination of consistently competitive rates, a very experienced team, and a superior service platform. We welcome the opportunity to share with you specifically how we provide these benefits to our clients and also providing an uniquely pleasant mortgage transaction experience where we act professionally
249 Central Park Ave, Suite 300, Virginia Beach, VA, 23462
Home Free Mortgage you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
249 Central Park Ave, Ste 300, Virginia Beach, VA, 23462
The mortgage process can be complicated and confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you the best options from the best lenders. Never waste time duplicating work!Our loan Originators have access to a wide array of loan products.
First Federal Savings and Loan Association of Bath
125 Front St, Bath, ME, 04530
Our mission is to provide a high level of customer satisfaction by offering a number of products and services in a friendly and relaxed environment. From current interest rates to product information, you’ll find everything you need here, at your convenience. In 1935 First Federal Savings & Loan was founded with only $2,635 in assets.
Our Mission is Delivering true convenience through extended hours, modern & traditional banking services and trusted solutions. Five County Credit Union was founded by the employees of Bath Iron Works in 1956 and was then known as the "BIW Employees Federal Credit Union". In 1993, the credit union converted to a state charter.
Bath Savings is a mutual savings bank serving Midcoast and Southern Maine for more than 165 years. We provide personal and commercial banking and investment solutions paired with competitive rates, personal service, and online banking technology that put you in control of your finances.
Hopewell Chemical Federal Credit Union has been open since 1965. The credit union has assets totaling $49.69 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
