In 2026, the USDA loan limit for Hazlet, within the county of Monmouth, NJ is set at $776,600, whereas the FHA loan limit for single-family homes is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA versus FHA rates available today. This tool helps establish the necessary income, credit rating, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to juxtapose USDA, FHA, Conforming, and VA options, aiding in your decision of the best program in Alabama to suit your financial profile.
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| Loan Category | Limit | Down Payment Required | |
| USDA | $776,600 | 0% | |
| FHA | $1,089,300 | 3.5% | |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® aims to provide you the tailored USDA or FHA loan promptly and without complexity. Begin with one of three methods to align with the right lenders and USDA loan plans.
A USDA home loan, assured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available in rural areas exclusively. It offers the advantage of no required down payment, contrasting with FHA loans that necessitate at least a 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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