USDA Vs. FHA your options comparison in Hazlet, Monmouth County, NJ
In 2026, the USDA loan limit for Hazlet, within the county of Monmouth, NJ is set at $776,600, whereas the FHA loan limit for single-family homes is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA versus FHA rates available today. This tool helps establish the necessary income, credit rating, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to juxtapose USDA, FHA, Conforming, and VA options, aiding in your decision of the best program in Alabama to suit your financial profile.
Loan Limits and Down Payment Specifications for 2026 in Hazlet, County of Monmouth, NJ
Loan Category
Limit
Down Payment Required
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Hazlet, NJ
Lendersa® aims to provide you the tailored USDA or FHA loan promptly and without complexity. Begin with one of three methods to align with the right lenders and USDA loan plans.
A USDA home loan, assured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available in rural areas exclusively. It offers the advantage of no required down payment, contrasting with FHA loans that necessitate at least a 3.5% down payment.
62 State Route 36 South, 2nd Floor, Keyport, NJ, 07735
Lends in New Jersey
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Greenway Mortgage is committed to transparency and open communications with its clients. We pride ourselves on speed, efficiency and providing a first-rate experience. Our loan officers are experienced, trusted professionals that are accessible and remain engaged throughout the loan process.
Hovnanian Enterprises, Inc., founded in 1959 by Kevork S. Hovnanian, is headquartered in Red Bank, New Jersey. The Company is one of the nation’s largest homebuilders with operations in Arizona, California, Delaware, Florida, Georgia, Illinois, Maryland, New Jersey, Ohio, Pennsylvania, South Carolina, Texas, Virginia, etc..
TFS Mortgage Corporation, Inc. was formed in 1989 to serve the unique lending needs of Financial Advisors and their clients. TFS is currently licensed in Florida, New Jersey, New York, and Pennsylvania. We are acutely aware that each of our clients has very specific needs which we strive to address with a wide array of lending solutions.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to find and provide the right home loan for our clients while providing them with the lowest combination of interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Since 1928 the Credit Union has been here to serve the Monmouth County Postal Employees and their families. Monmouth County Postal Employees CU is a not-for-profit financial institution. As our credit union grows, our services will hopefully meet the challenges of serving our members.
Two River Mortgage & Investment provides personal service to each and every client throughout the loan process. We assist you to structure the best program for your individual needs. This is why Two River Mortgage’s core business is generated by personal referrals and repeat business.
At Navesink Home Loans, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
