USDA Vs. FHA your options comparison in Union-Beach, Monmouth County, NJ
In 2025, the USDA loan limit in Union-Beach, within Monmouth, NJ, is set at $657,900, whereas the FHA limit for a single-family dwelling is $822,375.
Employ the Lendersa® USDA loan calculator to evaluate and juxtapose today's USDA versus FHA top rates. This tool aids in determining the needed income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you in choosing the optimal program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Union-Beach, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in Union-Beach, NJ
Lendersa® is dedicated to swiftly and seamlessly facilitating the acquisition of the best USDA or FHA loan. Begin by selecting one of three paths to connect with lenders and explore various USDA loan offerings.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA mortgages necessitate no down payment, making them particularly appealing for qualified buyers.
Burton Investment Financial Technologies, LLC offers a fintech experience on a wide range of mortgage options to meet your financial needs and circumstances. As a FinTech company we strive to make your experience of closing for a mortgage loan strictly online leveraging technology.
Commercial Property Lenders can normally provide loans with a higher loan to value and longer term than the local bank. If you are looking for a lender that will say YES when your bank says NO, and if you need a business loan with a 20-30 year amortization to make it work, look no farther. Minimum loan size is $1, 000, 000.00.
Start your online application or call one of our experienced loan officers now. We’ll work with you every step of the way so that you have a smooth home buying process. Ready to refinance? We can help there too! Give us a call to discuss your refi options. Lamont Cooke CEO/Founder of COOKIE HOME LOANS LLC.
789 Hammond Drive, Suite 2906, Sandy Springs, GA, 30328
Goodall Mortgage, LLC. provides a diverse selection of lending products and services that meet customers’ financial needs throughout each phase of their lives. From home loans, to reverse mortgages, to commercial loans. We deliver a positive customer experience and do business with a personal touch.
5784 Lake Forrest Dr, Suite 237, Atlanta, GA, 30328
Equitable Consulting Inc We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and best of all quality service and individual attention.Today's technology is providing a more productive environment to work.
6849 Peachtree Dunwoody Rd, Building B-4, Suite 210, Atlanta, GA, 30328
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
5775-D Glenridge Drive, Suite 200, Atlanta, GA, 30328
Since opening in 1979, BHGRE Metro Brokers has expanded to 27 locations and more than 2, 400 real estate agents. The company has gained national recognition for its unique platform that is 100% geared and modeled to help agents become more successful than they could be anywhere else.
6085 Lake Forrest Drive, Suite 300-B, Atlanta, GA, 30328
More than 30 years ago, American Home Mortgage was founded to offer Atlanta homeowners highly personalized service, low cost loans, and sound advice. Today, we're proud to say we have continued to fulfill our mission and have a large client base that comes back to us time and time again.
"Equity Prime Mortgage LLC is a licensed mortgage lender whose operations extend across the country (49 states). We provide a variety of mortgage products to assist you with finding solutions to all of your mortgage needs.
Mission: We are a resource, and voice, for financial empowerment."
5784 Lake Forrest Drive, Suite 207, Atlanta, GA, 30328
"The Reliable Home Lenders team combines decades of mortgage industry experience with a modern, professional and fun style.
In addition to their industry awards, they are some of the best in the business, garnering most of their clients from referrals. If you have bought a home before, you know there are a lot more steps"
