USDA and FHA Pro and Con in Union-Beach, Monmouth County, NJ
In 2025, the USDA loan limit in Union-Beach, within Monmouth, NJ, is set at $657,900, whereas the FHA limit for a single-family dwelling is $822,375.
Employ the Lendersa® USDA loan calculator to evaluate and juxtapose today's USDA versus FHA top rates. This tool aids in determining the needed income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you in choosing the optimal program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Union-Beach, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in Union-Beach, NJ
Lendersa® is dedicated to swiftly and seamlessly facilitating the acquisition of the best USDA or FHA loan. Begin by selecting one of three paths to connect with lenders and explore various USDA loan offerings.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA mortgages necessitate no down payment, making them particularly appealing for qualified buyers.
"Buying a home is about more than interest rates.
You need knowledgeable, mortgage professionals who give you their best-consistently. Whether you’re a first-time home buyer or looking to refinance an existing loan, our professionally trained staff of Mortgage Advisors is ready to help."
9715 271st Street Northwest, Suite 3, Stanwood, WA, 98292
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Precision Mortgage, Inc you'll find mortgage consultants who put themselves in your shoes before deciding on which loan program would be good for you. We wants to be your personal mortgage consultants for life and we'll work very hard to achieve that. We will guide you through you process and be as thorough as can and in a timely fashion manner.
financial edge mortgage loan program that's is the best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage,
9036 Mission Boulevard, Suite 141, Riverside, CA, 92509
We are real estate and mortgage brokerage, specializing in helping our clients achieve their goals of home ownership. We also assist investors with the purchase of both residential and commercial properties and Our firm specializes in REO transactions, with extensive experience in Short Sales, Deeds-In-Lieu of Foreclosure and more..
At North South Mortgage we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Founded in 2016 by veterans in the real estate industry, our executive lending team has a combined total of 25 years of experience in residential and commercial hard money lending practices. We are extremely familiar with the extremely difficult processes that individuals go through when attempting to secure loans from lenders and banks.
10134 6th Street, unit F, Rancho Cucamonga, CA, 91739
Since 2000, Mana Capital Partners has provided many investors with millions of dollars of trust deed investments on California real property that provide high yields with acceptable risk. We have a tremendous amount of repeat business with many of our investors which illustrates Mana Capital Partners dedication to performing its service with integr
My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to my clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.
12223 Highland Avenue, Suite 601, Rancho Cucamonga, CA, 91739
"At American First Financial and Realty is a full service Mortgage and Real Estate Company.
We have had the privilege to work with the families of our commuinties for over 20 years. Providing a variety of Real Estate and Mortgage related services. We work with first time home buyers, investors, and small business'."
