USDA Vs. FHA your options comparison in Keansburg, Monmouth County, NJ
As of 2025, the USDA loan limit for Keansburg in the county of Monmouth, NJ is set at $776,600, while the FHA loan ceiling for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. This tool will help you identify the necessary income, credit score, reserve amounts, and required documentation for loan qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most appropriate option in Alabama based on your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Keansburg, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Understanding USDA and FHA Loan Opportunities in Keansburg, NJ
The primary aim of Lendersa® is to ensure you receive the optimal USDA or FHA loan quickly and without complex processes. Choose from three entry points that connect you with suitable lenders and USDA loan options.
A USDA home loan is government-backed through the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It is exclusively available for rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA mortgage loans require no down payment whatsoever.
We are twenty-years old! As a wholly-owned subsidiary of Penquis, MaineStream Finance is a non-profit organization dedicated to economic development by providing credit, capital, and financial services that are often unavailable from traditional financial institutions. Since 1999,
Mainely Mortgages We specialize in the following types of business: Purchase Loans Refinance Debt Consolidation Real Estate. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one
1525 E. Franklin Street, Suite 4, Chapel Hill, NC, 27514
Independent Advantage Mortgage, LLC. is a full-service mortgage company based in Chapel Hill, North Carolina serving the entire state but mostly in Orange County, Durham County and Wake county. Whether you are buying a home or refinancing you owe it to yourself to see what I can do for you.
1506 E. Franklin Street, Suite 201, Chapel Hill, NC, 27514
Carolina Home Mortgage is a family-owned mortgage broker headquartered in Chapel Hill with branch offices in Pittsboro and Fayetteville. Serving all of NC through www.CarolinaHomeMortgage.com, you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money.
SMC Home Finance was established in 1996 by Donald Fader after spending time in management roles with First American Savings and First South Bank. The company is licensed as a non-depository mortgage lender under the supervision and regulation of the North Carolina Commissioner of Banks.
North Coast Credit Union (NCCU) is a member owned not for profit credit union located in Fairview Park, OH. NCCU offers members a variety of deposit options from Free Checking and Free Savings accounts to online banking, remote deposit. We also offer members Free Notary Service and Free Credit Review.
110 Peppers Ferry Road NW, Christiansburg, VA, 24073
Virginia Community Capital is a Community Development Financial Institution (CDFI) with a mission to create jobs, energize places, and promote an enhanced quality of life for Virginians. With offices in Christiansburg, Norfolk, and Richmond, we offer innovative and flexible financing tools throughout the state.
1750 Northwest Maynard Road, Suite 101, Cary, NC, 27513
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients that meet their overall financial goals while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to provide a positive experience with the process centered around communication
