USDA and FHA Pro and Con in Keansburg, Monmouth County, NJ
As of 2025, the USDA loan limit for Keansburg in the county of Monmouth, NJ is set at $776,600, while the FHA loan ceiling for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. This tool will help you identify the necessary income, credit score, reserve amounts, and required documentation for loan qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most appropriate option in Alabama based on your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Keansburg, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Understanding USDA and FHA Loan Opportunities in Keansburg, NJ
The primary aim of Lendersa® is to ensure you receive the optimal USDA or FHA loan quickly and without complex processes. Choose from three entry points that connect you with suitable lenders and USDA loan options.
A USDA home loan is government-backed through the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It is exclusively available for rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA mortgage loans require no down payment whatsoever.
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