USDA Vs. FHA Pro and Con comparison in Keyport, Monmouth County, NJ
In 2025, the USDA loan limit in Keyport, part of Monmouth County, NJ, is set at $776,600. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the income, credit rating, reserves, and documents required for qualification. Our comprehensive mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you to select the right program for your financial scenario, particularly if located in .
2025 Loan Limits and Downpayment Requirements in Keyport, Monmouth County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Keyport, NJ
At Lendersa®, our goal is to quickly connect you with a suitable USDA or FHA loan, free of hassle. Choose from one of three initial pathways that align you with lenders and provide access to USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. This loan type is designed specifically for rural areas and carries no down payment requirement, differentiating it from FHA loans, which mandate at least a 3.5% down payment, thus enhancing access to homeownership in rural locales.
Apartment Loan Store, a division of Business Loan Store(link is external), is a Commercial Mortgage Banking and Advisory Firm since 1997. We are members of the Mortgage Bankers Association and lend in all 50 states. Our funds come from Fannie Mae, Freddie Mac, HUD, Life Companies, Capital Markets, Mortgage Backed Securities, Hedge Funds, Pension F
1001 Wilshire Boulevard #1326, Los Angeles, CA, 90017
We have tailor-made private, commercial, conventional, and hard money at your fingertips.
Makes loans in all 50 States for short-term and long-term real estate investment properties. Their asset-based loans can close very quickly, within 3 days from an appraisal report and clear-to-close from the title company.
801 South Figueroa Street, Suite 2300, Los Angeles, CA, 90017
CTBC Bank is a trusted and established institution providing our commercial and retail customers with a real financial bridge to the next stage of their lives and businesses. Our customers benefit from access to the best of both worlds – large bank resources coupled with individual attention and customized services of a small bank.
1055 Wilshire Blvd, Suite 1200, Los Angeles, CA, 90017
At RBB we combine the service benefits of a national bank with a personal banking touch that only a community bank can offer. We serve our community by offering Commercial and Industrial loans, residential mortgages and small business loans. Our staff has years of dedicated service living and working in our local communities
800 Wilshire Blvd, Suite 200, Los Angeles, CA, 90017
Mount Zion Financial is a direct business funding company with emphasis on consultative and expert strategies to provide business funding, real estate funding, investment property financing, equipment financing and more. We understand that business can get complicated when it comes to rates and terms.
GUD Capital is a nationally recognized leader in the financing industry for providing the best business lending solutions available. We leverage our network of 4, 000 competing commercial lenders to provide your business the largest selection of commercial financing options. We are committed to communicating openly and honestly.
We have access to lend money in very unique scenarios. Since we have access to over 350 lending institutions more than likely you can bring your unique – sometimes ugly situation here and we can get to cleaning it up for you! When you choose other lending institutions they normally want to fit you to their strict underwriting criteria.
Shannon Christenot is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith
MOR Financial is a direct in-house asset-based lender located in Downtown Los Angeles. With nearly 60 years of combined experience funding real estate transactions, MOR has successfully built a powerful funding base in California coupled with an extensive affiliate program stemming from coast to coast.
Longshoremen’s Local 4 Federal Credit Union was established on the evening of March 1, 1956. The original name of the credit union was 1-4 Federal Credit Union. It was located in the hiring hall with limited hours of operation. We were founded by Local 4 Longshoremen to serve members of Local 4 and their families
Riverview Bancorp, Inc. is the holding company of Riverview Community Bank, a progressive community-oriented financial institution that emphasizes local, personal service throughout Southwest Washington and the Portland metropolitan area. The Company provides personal and commercial financial solutions through its network of 17 branches.
Columbia Credit Union has been committed to our members. We uphold our fundamental responsibility to serve people within our field of membership and, as appropriate, the communities they live in. We deliver a range of products and services which reflect the diverse economic and social composition of our members and potential members.
