USDA VS FHA in Clinton, Hunterdon County, NJ

In 2025, for the Clinton area in Hunterdon county, NJ, the USDA loan cap is $776,600. Meanwhile, for a single-family home, the FHA limit is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA best rates, determine necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you find the best program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Clinton, Hunterdon, NJ

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conforming Conventional $1,089,300 3%

USDA and FHA Loan Options in Clinton, NJ

The goal of Lendersa® is to secure the best possible USDA or FHA loans quickly and hassle-free. Choose from three starting points to connect with lenders and explore USDA loan programs.

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What is a USDA Loan in NJ?

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-backed loan available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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