USDA Vs. FHA Pro and Con comparison in Clinton, Hunterdon County, NJ
In 2025, for the Clinton area in Hunterdon county, NJ, the USDA loan cap is $776,600. Meanwhile, for a single-family home, the FHA limit is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA best rates, determine necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you find the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Clinton, Hunterdon, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conforming Conventional
$1,089,300
3%
USDA and FHA Loan Options in Clinton, NJ
The goal of Lendersa® is to secure the best possible USDA or FHA loans quickly and hassle-free. Choose from three starting points to connect with lenders and explore USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-backed loan available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.
CCU was founded in 1936 with the goal of helping Corning Glass Works employees with their financial needs. We started with 42 members and $420 in assets. Over the years, we've opened offices in North Carolina and Pennsylvania, in addition to the 10 offices in the Corning/Elmira, New York area.
Our credit union was founded and chartered for business in 1954 by a group of 10 employees at the Ingersoll-Rand Company. Spearheaded by Harold Davis, the Ingersoll-Rand Union President, this group signed the original paperwork to have our credit union recognized by the National Credit Union Administration (NCUA).
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The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
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