USDA and FHA Pro and Con in Monmouth-Beach, Monmouth County, NJ
As of 2025, the USDA loan limit in Monmouth-Beach, Monmouth county, NJ stands at $657,900, while the FHA cap is $822,375 for a single-family residence.
Use Lendersa® to compare current USDA and FHA rates using our advanced loan calculator. Determine necessary income, credit, reserves, and documents for qualification. Our tool enables side-by-side comparison of USDA, FHA, Conforming, and VA loans to help you choose the best program for your financial context in .
Loan limits and down payment requirements for 2025 in Monmouth-Beach, Monmouth, NJ
Loan Type
Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA loan possibilities in Monmouth-Beach, NJ
Lendersa® is focused on securing you the best USDA or FHA loan quickly. Start with any of these three steps to match with lenders and explore USDA loan options.
A USDA home loan is backed by the government via the Department of Agriculture, also known as a USDA rural development loan, available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.
1600 River Park Blvd, Suite 201, Woodstock, GA, 30188
Cedar Mill Mortgage was founded in 1996 ; we are a full service mortgage broker and a Georgia Residential Mortgage licensee specializing in mortgage loans in the state of Georgia. We are proud members of the Better Business Bureau and the National Association of Mortgage Brokers.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As experienced loan officers we have the
Healthcare Services Credit Union was originally chartered on March 25, 1952 under the name of Erlanger Hospital Credit Union. The purpose of the Credit Union was to provide a safe place for the employees of Erlanger Hospital to save and borrow. Now under the name of HEALTHCARE SERVICES CREDIT UNION, we serve over 4675 members.
Citizens was opened by local citizens in 1917 to serve the loan needs of people who have limited access to bank credit. Citizens primarily makes secured and unsecured loans to individuals with less than perfect credit or collateral for personal, family or household purposes Automobiles and personal property are all acceptable as collateral.
Burling Bank is a full-service, privately owned retail bank located in the heart of Chicago’s financial district. Burling Bank was founded on the desire to provide a higher level of personalized customer service & to treat all clients with discretion & respect. We offer a full suite of banking products & services to meet the deposit & credit needs.
230 S Dearborn Street, Suite 2962, Chicago, IL, 60604
USECU is member-owned, and not run by stockholders. Credit unions are not-for-profit organizations; therefore, we are able to pay higher dividends on deposit accounts, charge lower fees, and offer lower rates on loans. U.S. Employees Credit Union has been helping people achieve financial success since 1953.
Wintrust Bank offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts. We believe a bank should be a true asset the a
1755 East Park Place Blvd, Stone Mountain, GA, 30087
Goldwater is an experienced mortgage brokerage in Atlanta, providing quality guidance and affordable loan options that meet every homebuyer’s needs. The key to our success has been a combination of consistently offering the lowest possible rates along with giving our clients outstanding customer service.
