As of 2025, the USDA loan ceiling for Union in the county of Union, NJ is $0. Meanwhile, the FHA cap for a single-family dwelling is $1,089,300.
Leverage the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. This tool will guide you in evaluating necessary qualifications such as income, credit, reserves, and required documentation. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options simultaneously, aiding in the determination of the most fitting program for your financial needs, particularly within .
2025 Loan Limits and Down Payment Requirements in Union, County of Union, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Choices for USDA and FHA Loans in Union, NJ
Lendersa® aims to secure the best possible USDA or FHA loan for you with minimal hassle. You can start by choosing one of three pathways that will match you with lenders providing USDA loan options.
A USDA home loan, supported by the U.S. Department of Agriculture and commonly referred to as a USDA rural development loan or USDA mortgage, is intended for rural areas only. Unlike FHA loans that require at least a 3.5% down payment, USDA loans necessitate no down payment, offering an advantageous option for financing in designated rural zones.
Lakeway Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
our customers progress through innumerable and significant changes. We have seen the introduction of the automobile, two World Wars, The Beatles, and banking on an iPhone. We stood solid through the Great Depression, fundamental shifts in post-war business and behavior, unthinkable interest rates in the 1970s, the financial crisis
TxDot Credit Union has been open since 1971. TxDOT Credit Union is committed to providing a broad range of financial services to our members while maintaining a strong asset base. Services shall be provided on a personal level utilizing experience and all available resources. The credit union has assets totaling $17.77 Million.
The ACU Credit Union was chartered on November 16, 1954. During our 60 years of service we have grown to over 1000 members with $6 million in assets. Our membership is made up of employees of Abilene Christian University and their immediate family members. “Once a member always a member” is still our motto.
Since 1890, First Financial has been serving the financial needs of customers just like you. Not just through good times, but during difficult years too. We survived the Great Depression, the collapse of the Texas economy in the 1980s, and the Great Recession. Throughout it all, we remain a place of stability and trust for our customers.
The first bank to be organized in Lockhart, Texas, the First National Bank of Lockhart was opened April 15, 1889 by James G. Burleson. Burleson was the brother of cabinet member and Postmaster General Albert Sidney Burleson. The board of directors included many of the men that played an important part in the development of Lockhart
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
At The State National Bank of Groom, we value our customer relationships. Our mission is to be the outstanding banking organization in our trade territory, capable of successfully competing against organizations that are marketing the same products and services.We will achieve this by consistently delivering superior service
1ST QM Michael O’Brien has experience with all forms of Mortgage Financing. He has over two decades of experience with all facets of mortgage financing. Michael is very comfortable and effective working with “FIRST TIME” Home Buyers as well as the seasoned investors. Michael specializes in properties that are located in Texas and California
The IHS Mortgage Team is your premier mortgage team located in Austin, Texas. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Austin area.Established in 2004.
1st Quest Mortgage provides financial solutions for professionals, their clients, individuals and families to assist in accomplishing their goals. Many of our clients are referrals from legal, taxation, family planning, insurance and investment professionals assisting in achieving their client's goals.
The Sterling Federal Credit Union is a financial cooperative that was established to provide quality financial services and a safe and sound financial environment for its members. The Sterling Federal Credit Union is locally owned and controlled by its members who are residents of Logan and Morgan Counties and their families.
