USDA Vs. FHA your options comparison in Jackson, Ocean County, NJ
For 2025, the USDA loan cap in Jackson, within the county of Ocean, NJ, is set at $776,600. Meanwhile, for a single-family house, the FHA limit is $1,089,300.
Make use of the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates today. This will help you assess the needed income, credit, reserves, and documents required for qualification. With our sophisticated mortgage calculator, examine USDA, FHA, Conforming, and VA loans side by side to decide which option in best suits your personal financial circumstances.
2025 Loan Thresholds and Down Payment Conditions in Jackson, County of Ocean, NJ
Loan Type
Loan Cap
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Jackson, NJ
The aim of Lendersa® is to swiftly and effortlessly provide you with the most suitable USDA or FHA loan. Begin by selecting one of three initial routes to connect with the USDA loan programs and matching lenders.
A USDA home loan is secured by the United States Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, suitable only for rural areas. Unlike FHA loans, which demand at least a 3.5% down payment, USDA mortgages are available with no down payment requirement.
Since 1928 the Credit Union has been here to serve the Monmouth County Postal Employees and their families. Monmouth County Postal Employees CU is a not-for-profit financial institution. As our credit union grows, our services will hopefully meet the challenges of serving our members.
Two River Mortgage & Investment provides personal service to each and every client throughout the loan process. We assist you to structure the best program for your individual needs. This is why Two River Mortgage’s core business is generated by personal referrals and repeat business.
At Navesink Home Loans, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
The New Jersey Law & Public Safety Credit Union is dedicated to helping those who serve us, their families & the surrounding communities. Please come back often and check out what we’re up to. Membership in N.J.L.& PS Credit Union is limited to employees and retirees of the Office of Law and Public Safety.
First Funding Loans, we are dedicated to being the best hard money lenders in New Jersey. This is why we offer a simple and quick way to access loans for various types of property investments. Hard money loans are a great option because they are approved quickly, require minimum documentation and offer funds for projects
Southern Middlesex County Teachers Federal Credit Union
39 Brunswick Woods Drive, East Brunswick, NJ, 08816
The Southern Middlesex County Teachers FCU is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled credit unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.
C2 Brier Hill Court, Suite 201, East Brunswick, NJ, 08816
Nexpanse Financial LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward. We educate our clients with the loan process.
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you
