For 2025, the USDA loan cap in Jackson, within the county of Ocean, NJ, is set at $776,600. Meanwhile, for a single-family house, the FHA limit is $1,089,300.
Make use of the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates today. This will help you assess the needed income, credit, reserves, and documents required for qualification. With our sophisticated mortgage calculator, examine USDA, FHA, Conforming, and VA loans side by side to decide which option in best suits your personal financial circumstances.
2025 Loan Thresholds and Down Payment Conditions in Jackson, County of Ocean, NJ
Loan Type
Loan Cap
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Jackson, NJ
The aim of Lendersa® is to swiftly and effortlessly provide you with the most suitable USDA or FHA loan. Begin by selecting one of three initial routes to connect with the USDA loan programs and matching lenders.
A USDA home loan is secured by the United States Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, suitable only for rural areas. Unlike FHA loans, which demand at least a 3.5% down payment, USDA mortgages are available with no down payment requirement.
Bachman Lear & Company, Inc., is a Florida Licensed Mortgage Broker. Bachman Lear is a boutique lender with personalized services and abilities not typically found at the “mortgage mall”. The objective is simply to put together the best loan program with the best interest rates for the borrower as quickly and efficiently as is possible today.
4830 West Kennedy Blvd, Suite 600, Tampa, FL, 33609
"With nearly two and a half decades of lending experience, CambridgeHomeLoan.com has established a solid reputation few others can match and we achieved this stellar position by actions, not by words.
From the initial application to final funding, CambridgeHomeLoan.com is with you all along the way."
29750 US Highway 19 North, Suite 100, Clearwater, FL, 33761
Flagship Bank was founded by a local Board of Directors, owned by committed local shareholders & operated by successful, local bankers with deep roots in our community. As a community-based bank, Flagship Bank is committed to renewing former relationships and building new relationships by catering to the financial needs of owner managed businesses
Lewin & Associates, Inc. was established in 1996 by President and founder Michael A. Lewin, Investment Advisor Representative. Michael has worked in the financial services industry for over 25 years. Lewin & Associates, Inc. specializes in financial planning and mortgages. We work to help people with savings plans
We’re a Florida-based direct lender specializing in both traditional and non-traditional financing options.
We understand the Florida marketplace and have created a lending platform to serve the unique needs of homebuyers here in the Sunshine State.
Our branch office is located in Clearwater, FL. Our home office is located in Maitland, FL
28870 US Highway 19 North, Suite 320, Clearwater, FL, 33761
At Mortgage Alliance, LLC, (PMA) was founded in 2014 by its President and CEO Mr. Michael L. Banner. We operate in Florida and New Jersey
Mr. Banner brings 36 years of mortgage experience to the table and has established PMA as a premier mortgage company offering Fannie Mae, Freddie Mac, FHA, VA and Reverse Mortgages.
OJ Mortgage Inc. do business the old fashioned way – one by one, family by family. We understand that obtaining a mortgage is one of the most important decisions many of us will ever make and it is our duty to make sure that you make the right one for you and your family. We will always provide you with the mortgage program that’s right for you
230 Main Street, Suite B, Safety Harbor, FL, 34695
Embassy Mortgage has a commitment to excellence in service while providing solutions and results in the mortgage process. We pride ourselves with dedicated and sincere personal service. With us you are not a number and will enjoy the attention you deserve. All of our loan officers and processors have Federal and State Mortgage Broker Licenses.
