During 2026, the USDA loan limit for Plumsted in Ocean county, NJ is set at $776,600, while the FHA limit is $1,089,300 for a single-family residence.
Employ the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. This tool is instrumental in determining crucial aspects such as income, credit, reserves, and necessary documentation for eligibility. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans side by side, facilitating an informed decision on which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® aims to connect you with the best possible USDA or FHA loan quickly and efficiently. Start with one of three approaches that help match you with lenders offering USDA loan programs.
The USDA home loan, a government-backed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, a USDA mortgage requires no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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