USDA Vs. FHA Pro and Con comparison in Manchester, Ocean County, NJ
In 2025, the USDA loan limit in Manchester, within the county of Ocean, NJ, is $776,600, while the FHA limit for a single-family home stands at $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's optimal rates for USDA versus FHA loans. Determine the necessary income, credit, reserves, and documentation for qualification. Our advanced calculator offers a comparison of USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in for your financial status.
2025 Loan Limits and Downpayment Specifications in Manchester, Ocean, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Manchester, NJ
The aim of Lendersa® is to efficiently provide the best USDA or FHA loan without any hassle. Begin by selecting one of three pathways that match you with lenders offering USDA loan programs.
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