USDA and FHA Pro and Con in Millstone, Monmouth County, NJ
For the year 2025, the USDA loan limit in Millstone, part of Monmouth county in NJ, is established at $776,600. Meanwhile, the FHA cap for a single-family residence is set at $1,089,300.
Leverage the Lendersa® USDA loan calculator to contrast the leading USDA and FHA rates available today. This allows you to ascertain the income, credit details, reserves, and various documents required for qualification. Our sophisticated mortgage calculator reveals side-by-side comparisons of USDA, FHA, Conforming, and VA loan options, guiding you to determine the most suitable program within tailored to your specific financial needs.
Loan limits and down payment specifications for 2025 in Millstone, within Monmouth county, NJ
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA loan alternatives in Millstone, NJ
The mission of Lendersa® is to streamline the process of securing the most optimal USDA or FHA loan without complications. You can choose from three starting steps, which effectively match you with potential lenders and relevant USDA programs.
The USDA home loan, which is underwritten by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This type of financing is restricted to rural components only. Contrastingly, while FHA loans demand a minimum down payment of 3.5%, USDA loans eliminate the requirement for any initial down payment.
Liberty Bank traces its history back to the decade preceding the "Gay Nineties" when a group of Ironton businessmen and workingman formed a "Terminating" type of building and loan association, chartered as "The German American Workingmen's Building Association." A certain number of men subscribed to shares
110 Northwoods Boulevard, Suite A-1, Columbus, OH, 43235
Our goal is to provide our customers with an experienced and highly qualified mortgage banker who will provide the personal care they need throughout the entire mortgage loan process. We realize that for most consumers this is the most significant financial decision they will make, because it involves their most valuable asset - their home
Concierge Mortgage is a full service mortgage provider focusing on the individual needs of our clients. We provide an array of customized financing solutions for residential & commercial purchases and refinances. We utilize tools & resources outside of the standard banking industry to achieve premium financing solutions above the industry standard.
150 E. Campus View Blvd, Suite 275, Columbus, OH, 43235
Hometown Lenders is here to serve our partners by operating from the core belief that exceeding expectations is the only way to do business. We deliver this pledge of excellence through unsurpassed customer service, leading-edge technology, and expert assistance to provide the most innovative and creative mortgage financing solutions available.
3530 Snouffer Road, Suite 100, Columbus, OH, 43235
Equitable Mortgage is dedicated to client satisfaction. We are a family owned business and one of Ohio's largest lenders. We take every loan request very seriously and use our expertise to better serve you and Equitable Mortgage has simplified the loan application process. We make it easy to Apply Online.
Covita Lending offers a wide range of lending options to meet your financial needs and circumstances. With nearly 25 years in combined experience as top producing loan officers, our assurance is that whether you are a first-time buyer, interested in refinancing your mortgage, or a real estate investor, we’re here to guide you through the process.
ATOM Property Group, LLC. is truly committed to helping each individual customer. We focus on fast response, integrity and over-delivering on customer service. By putting the customer’s needs first, whether selling or buying a home, we can help you realize your real estate goals.
Lion's Share Federal Credit Union is a full-service financial cooperative that was established in 1982 as Food Lion Credit Association CU. In 2007 our name changed, but our purpose remained the same; to serve only one common bond, the hard working employees and retirees of Delhaize America, along with their family members.
Bridge was founded on the values of people helping people. We understand our members, their needs, goals and dreams – not only for themselves, but for their families as well. How do we understand them? We listen to them and we interact with them one on one, as people – not numbers. We are owned by our members and operate for our members.
