As of 2026, in Matawan, within the county of Monmouth, NJ, the USDA loan limit is set at $776,600, while the FHA limit is $1,089,300 for single-family residences.
The Lendersa® USDA loan calculator makes it easy to compare the best current rates for USDA vs. FHA and to assess qualifications like income, credit score, reserves, and required documents. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding your decision on the best program available in for your unique financial circumstances.
Details on 2026 loan limits and down payment requirements in Matawan, Monmouth, NJ
Loan Type
Maximum Loan Amount
Down Payment Percentage
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Matawan, NJ
Lendersa® aims to swiftly secure the best possible USDA or FHA loan with minimal complications. Choose from three starting methods to align with the ideal lenders and USDA programs available.
A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development or USDA mortgage loan, meant for rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA loans require no down payment at all.
Hovnanian Enterprises, Inc., founded in 1959 by Kevork S. Hovnanian, is headquartered in Red Bank, New Jersey. The Company is one of the nation’s largest homebuilders with operations in Arizona, California, Delaware, Florida, Georgia, Illinois, Maryland, New Jersey, Ohio, Pennsylvania, South Carolina, Texas, Virginia, etc..
62 State Route 36 South, 2nd Floor, Keyport, NJ, 07735
Lends in New Jersey
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to find and provide the right home loan for our clients while providing them with the lowest combination of interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Amboy Bank is a community bank offering banking services for individuals and businesses in New Jersey for over 130 years. Amboy's branch offices provide checking, savings, mortgages, home equity and business loans among many other high quality services. Amboy continues to be recognized as the Best Bank in Central New Jersey more than 20 years.
Established in 1990 New Jersey Home Funding Group llc is one of New Jersey's longest standing independent mortgage lender. For 27 years and billions of dollars of residential mortgages originated over that time there has never been 1 single consumer complaint upheld by any regulatory agency. A record we are proud of!
Raritan Bay Federal Credit Union is a non-profit, community chartered financial institution that serves everyone who lives, works, worships, or attends school in Middlesex County. Raritan Bay Federal Credit Union was chartered in 1941, and is owned and operated by its members. We are dedicated to serve the financial needs of our members.
389 Washington Road, Office 2, Sayreville, NJ, 08872
Lends in New Jersey
The Parlin DuPont Employees FCU was chartered in 1937 as the Parlin DuPont Finishes Employees Federal Credit Union. For many years we served the employees of the Finishes plant by providing low cost loans & competitive savings rates. In 1983 through a vote of our members, our charter was revised to include the Parlin DuPont Photo Products Division.
Our mission is to open the field for all investors who may have yet to get a chance through traditional banking institutions to get funding for their business and commercial endeavors.
In today's commercial lending market, traditional banks have a very narrow scope for approvals; we can expand the spectrum of lending guidelines by opening fund
