USDA Vs. FHA your options comparison in Rochelle-Park, Bergen County, NJ
In the year 2025, the USDA loan limit within Rochelle-Park, located in Bergen County, NJ, is set at $0, whereas the FHA limit for a single-family residence is $822,375.
Utilize the Lendersa® USDA loan calculator to thoroughly compare current USDA and FHA rates, determining necessary income, credit scores, reserves, and documentation for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best financial program tailored for your circumstances within .
Loan Limits and Down Payment Requirements for 2025 in Rochelle-Park, Bergen County, NJ
Type of Loan
Maximum Loan
Minimum Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Rochelle-Park, NJ
Lendersa® is committed to securing you an optimal USDA or FHA loan with ease and speed. Begin with one of three approaches to align with lenders and USDA loan offerings.
A USDA home loan, backed by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is designated exclusively for rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment at all.
"Walden Mortgage Group is a Kentucky mortgage lender based in Lexington, Kentucky.
Whether you're in Central, Eastern or Western Kentucky; whether you're looking for an FHA, VA, KHC or conventional loan, we're the source for your local mortgage loan solution. We represent a wide variety of local"
2117 Boiling Springs Rd, Boiling Springs, SC, 29316
"Pathway Mortgage has set itself apart in the South Carolina mortgage lending community through a focus on three core values: honesty, transparency, and customer service.
Pathway Mortgage was founded in 1998 in Spartanburg, South Carolina. Over the past twenty years, founder Kevin Love and co-owner Jeff Henry have steadily grown"
Fahe Loan Servicing emphasizes quality customer care and personalized account management on the mortgages we service for Fahe, its partners, and our borrowers. By utilizing our experienced team, smaller nonprofits are able to keep overhead low. For Members whose primary function does not involve financials,
Highpoint Community Bank was founded as Hastings City Bank in 1886 when 35 Hastings investors provided the initial capital of $50,000. At the time, we served the town and community of Hastings with its economy driven mostly by sawmills. As our bank grew through the years, we expanded into Middleville, Caledonia, Nashville, Bellevue and beyond.
Thornapple Credit Union has been open since 1964. The credit union has assets totaling $57.82 Million and provides banking services to more than 7, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
1306 Versailles Road, Suite 140, Lexington, KY, 40504
MECU was established in 1940 by city employees looking for a way to earn higher rates on savings and lower rates for loans.
Today, MECU has grown into a full service credit union. Membership in MECU is open to employees of the City of Lexington, employees of accepted outside agencies of the City of Lexington, employees of the Credit Union.
Since 1953, Greater Kentucky Credit Union has made being with a Credit Union easy and rewarding. While some credit unions have niche membership eligibility requirements, Greater Kentucky membership is open to anyone who lives, works, worships or attends school in any of the 24 counties in Kentucky or to any relative of an existing member.
Telco Community Credit Union has been providing financial services to communities in the Western North Carolina Area for over 80 years. We were organized in 1935 to serve the employees of the Southern Bell Telephone System. Today, we are a community chartered credit union serving in 21 counties.
