USDA VS FHA in Rochelle-Park, Bergen County, NJ

In the year 2025, the USDA loan limit within Rochelle-Park, located in Bergen County, NJ, is set at $0, whereas the FHA limit for a single-family residence is $822,375.

Utilize the Lendersa® USDA loan calculator to thoroughly compare current USDA and FHA rates, determining necessary income, credit scores, reserves, and documentation for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best financial program tailored for your circumstances within .

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Loan Limits and Down Payment Requirements for 2025 in Rochelle-Park, Bergen County, NJ

Type of Loan Maximum Loan Minimum Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Rochelle-Park, NJ

Lendersa® is committed to securing you an optimal USDA or FHA loan with ease and speed. Begin with one of three approaches to align with lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in NJ

A USDA home loan, backed by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is designated exclusively for rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.
  • Arch Lending
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  • Arch Lending a DBA of Stonebrook Lending is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently.
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  • As a Mortgage Lending Manager, NICOLE's aim is to fulfill your real estate goals, whether you want to refinance a home you already own or purchase a new one. I am here to provide you with detailed options and sound recommendations so you can make informed choices that best fit your mortgage financing needs.
  • White Pine Funding, LLC
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  • White Pine Funding LLC works with multiple lenders and products that define an individual’s unique needs in getting a mortgage loan. The owner has lived in Utah for all of his adult life, raised a family here and is familiar with the community. With 20 years of industry experience, our branch can help you every step of the way.
  • IntroLend
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  • IntroLend .com is the nation’s most advanced consumer lending platform. Specializing in mortgages (both new purchase and refi), but also serving the needs of vehicle, credit card and personal loan shoppers, IntroLend fuses industry-leading technology to white-glove personal service.
  • Associated Mortgage
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  • Associated Mortgage has been in the mortgage business since 1989 Associated Mortgage is a full service mortgage company servicing the Utah market. We work with first time home buyers all the way to seasoned real estate investors. We are committed to helping and educating our customers with their residential mortgage needs
  • United Security Financial Corp
  • 930 E. 6600 S, Salt Lake City, UT, 84121
  • United Security Financial Corp. has been a nation wide mortgage lender. Seving all but a few select states, we provide individuals with high quality home mortgages. We strive to provide the best products and services to borrowers to make their mortgage lending experience simple and care free on their part
  • Advanced Funding Home Mortgage Loans
  • 6589 South 1300 East, Suite 200, Salt Lake City, UT, 84121
  • Whether you're in need of a Utah refinance or need a mortgage loan to purchase a new home we can help.We combine the use of technology, impeccable service, a dynamic management team, along with a well-trained, and experienced staff to produce results.Great Utah mortgage rates, low fees, simplified loan process, & a pleasant Utah mortgage experience