FHA Vs. USDA loan program for Rochelle-Park, Bergen County, New Jersey

In the year 2026, the USDA loan limit within Rochelle-Park, located in Bergen County, NJ, is set at $0, whereas the FHA limit for a single-family residence is $822,375.

Utilize the Lendersa® USDA loan calculator to thoroughly compare current USDA and FHA rates, determining necessary income, credit scores, reserves, and documentation for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best financial program tailored for your circumstances within .

Exploring USDA and FHA Loan Options in Rochelle-Park, NJ

Lendersa® is committed to securing you an optimal USDA or FHA loan with ease and speed. Begin with one of three approaches to align with lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in NJ

A USDA home loan, backed by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is designated exclusively for rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment at all.

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Rochelle-Park Lenders
(201) 845-6876 Lender's profile and map H&E Telephone Federal Credit Union 201 West Passaic Street, Floor 3, Suite 304, Rochelle Park, NJ, 07662 Lends in New Jersey H&E Telephone Federal Credit Union is a federally insured financial cooperative serving employee groups since 1967. It was originally formed for employees and family members of New Jersey Bell and AT&T. Now, H&E also serves HPAE at Englewood Hospital and several other member groups.
(201) 849-8200 Lender's profile and map Affinity Realty Capital 151 West Passaic Street, 2nd Floor, Rochelle Park, NJ, 07662 Lends in New Jersey The Affinity Realty Capital, LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing
(973) 662-4141 Lender's profile and map Anything Commercial Loans 151 West Passaic St, Rochelle Park, NJ, 07662 Lends in New Jersey We offer real estate & business financing for all kind of investment retail, properties, including commercial, industrial, multi-family, mixed use property, and more. Our unique approach allows us to close quickly and securely on business loans & real estate investments, even when conventional lenders turn you away.
(855) 606-4999 Lender's profile and map Centra Capital Investments 336 W Passaic St, Suite 310, Rochelle Park, NJ, 07662 Lends in New Jersey Centra Capital Investments is a commercial real estate investment company offering hard money when traditional banks do not. We provide construction loans for both ground up new construction and renovation projects. Will consider both residential and commercial properties with a loan up to 100%
201 803 0423 Lender's profile and map Alpine Mortgage Services 201 W Passaic Street, Rochelle Park, NJ, 07662 Lends in New Jersey At Alpine Mortgage, we specialize in providing the most competitive rates and closing costs on a Connecticut, Florida, New York, New Jersey and Pennsylvania mortgage. Our goal is to make your home loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service and appreciate the opportunity to
(201) 390-9565 Lender's profile and map Garden State Mortgage Corp. 160 Pehle Ave, Suite 301, Saddle Brook, NJ, 07663 Lends in New Jersey Garden State Mortgage Corporation’s main focus is originating loans solely in NJ. Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations. This is why 65% of our mortgage loans are derived from previous customer referrals.
(201) 599-3000 Lender's profile and map Freedom Bank 99 West Essex Street, 2nd Floor, Maywood, NJ, 07607 Lends in New Jersey Freedom Bank is an independent, full-service commercial bank that's committed to providing individuals and businesses with ways to achieve their financial goals. From checking and IOLTA accounts to CDs and low-cost loans, we have it all! We are dedicated to high-tech delivery of competitive products,
(201) 909-5839 Lender's profile and map CLASSIC MORTGAGE, L.L.C. 25 E Spring Vall9y Ave, Suite 205, Maywood, NJ, 07607 Lends in New Jersey Classic Mortgage, LLC specializes in all types of mortgage loans including: FHA , VA , New Construction and traditional loans. Established over 16 years ago, Classic Mortgage a New Jersey Mortgage Firm has become one of the fastest growing residential lenders in the northeast.A full service mortgage banker licensed in New Jersey, New York,
(201) 824-2444 Lender's profile and map AMERIDREAM HOME LOANS, L.L.C. 72 Essex Street, Suite 4, Lodi, NJ, 07644 Lends in New Jersey Ameridream Home Loans in 2016 with one single intention, to help as many people as possible accomplish their goals and reach the American dream of homeownership. We believe that our extensive knowledge of the industry and our transparent & streamline process is the key to our success.