USDA Loan Vs. FHA loan pro & con for Laurence-Harbor, Middlesex County, NJ

In 2025, USDA loan limit in Laurence-Harbor, county of Middlesex, NJ is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Laurence-Harbor, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(701) 463-2262 1434 miles Lender's profile and map Reviews TruCommunity Bank 102 North Main Street, Garrison, ND, 58540 TruCommunity Bank would become the name of Farmers Security Bank, Garrison State Bank & Trust, and Bank of Turtle Lake. TruCommunity Bank will remain at the heart of our communities and is very dedicated to being the great local banks you know and love. Visit one of our 4 locations in Garrison, Max, Turtle Lake, and Washburn.
(713) 580-9900 1435 miles Lender's profile and map Reviews Wallis State Bank 6510 Railroad Street, Wallis, TX, 77485 Wallis Bank is a full service community bank with locations in Houston, Dallas, San Antonio, Los Angeles, and Atlanta. At Wallis Bank, our mission is to provide you with financial services that are unsurpassed in customer satisfaction. What makes Wallis Bank unique is our ability to serve the small rural customers to large international customers.
(254) 597-2286 1437 miles Lender's profile and map Reviews First Security State Bank TX 307 N. Third, Cranfills Gap, TX, 76637 Our deep heritage, headquartered in Cranfills Gap, makes us proud to offer the best banking services of a modern financial institution. Experienced people maintaining the integrity of our community bank by working to make life better. We are deeply involved in church, education, civic, and preserving our heritage.
(940) 552-2511 1438 miles Lender's profile and map Reviews The Waggoner National Bank of Vernon 1818 Texas Street, Vernon, TX, 76384 At the time the Waggoner National Bank received its charter as a national bank this country was at war with Spain. The Famous Oklahoma land rush was on the calendar for that year. With a population estimated at 2, 800 Vernon had two cotton gins with the capacity to process 80 bales of cotton a day.
(512) 446-2583 1439 miles Lender's profile and map Reviews Rockdale Federal Credit Union 1821 W Cameron Avenue, Rockdale, TX, 76567 Rockdale FCU is a multi-service financial co-operative formally organized on January 20th, 1970. The approval of organization certificate was completed and administered by oath from Mr. Cal Phelps, Bureau of Federal Credit Union Examiner to C. E. Magee Jr, Ben Ford, J. D. Maines, Nolin Werchan, Clyde L. Paceley, Thomas E. Alford.
(940) 549-2040 1439 miles Lender's profile and map Reviews Ciera Bank 623 Elm Street, Graham, TX, 76450 Ciera Bank is a state-chartered, full service community bank proudly serving Texas since 1890. Headquartered in Graham, just a short drive outside of the Dallas/Fort Worth Metroplex, Ciera was created from the merger of three banks owned and operated by First Graham Bancorp, Inc. Since merging, Ciera Bank has come full circle, uniting its branches.
(254) 778-3199 1440 miles Lender's profile and map Reviews Scott & White Employees Credit Union 2401 South 31st Street, Temple, TX, 76508 Scott & White Employees Credit Union (SWECU) was chartered in 1962 by the employees of Scott & White. The Credit Union is state chartered and regulated by the Texas Credit Union Department. Deposits are federally insured up to $250, 000.00 per account by NCUSIF, which is regulated by the National Credit Union Administration
(254) 773-1604 1440 miles Lender's profile and map Reviews Texell Credit Union PO Box 983, Temple, TX, 76503 Texell Credit Union is a not-for-profit financial cooperative founded in 1948. With over 130+ employees, Texell serves over 40, 500 members through digital service platforms and nine Central Texas branches. Texell offers a wide range of financial services to its members, and performs competitor research weekly to ensure it
(254) 778-7222 1441 miles Lender's profile and map Reviews Temple Santa Fe Community Credit Union 1750 W Avenue A, Temple, TX, 76504 The team at Temple Santa Fe Community Credit Union want to turn your dreams and wishes into plans and doing. We offer products you want and need, like saving and checking accounts, credit cards, and loans. We go above and beyond by providing you with financial coaching, educational tools, and programs that will help you
(979) 357-4437 1442 miles Lender's profile and map Reviews Industry State Bank 16886 Fordtran Blvd, Industry, TX, 78944 Industry State Bank was founded as an institution involved in the progress of the town of Industry, Texas and the surrounding area. On February 9, 1911, a group of interested citizens took the initiative to begin the process of forming a bank in Industry. Its first name was the First Guaranty State Bank of Industry, and 100 shares of capital stock.
(979) 316-4833 1444 miles Lender's profile and map Reviews Old Ocean Federal Credit Union County Road 359 FM 524, Old Ocean, TX, 77463 Old Ocean Federal Credit Union was established in 1949. We are a federally chartered credit union, abiding to the strict regulations monitored and enforced by the National Credit Union Administration (NCUA). NCUA also insures each member’s deposits for up to $250, 000. You can rest assured your money is in a safe place.