USDA VS FHA in Laurence-Harbor, Middlesex County, NJ
For the year 2025, in Laurence-Harbor, located in Middlesex county, NJ, the USDA loan limit is $657,900, while the limit set for FHA loans applicable to single-family homes is $822,375.
Make use of the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates available today. This comparison will facilitate understanding the income levels, credit requirements, reserves, and documents needed to qualify. By using our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the most suitable option for your financial goals in .
2025 Loan Limits and Downpayment Details in Laurence-Harbor, County of Middlesex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Opportunities in Laurence-Harbor, NJ
The goal of Lendersa® is to promptly provide you with the best USDA or FHA loan options, efficiently and with ease. Select any of the three starting approaches to connect with lenders and discover USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans necessitating a 3.5% minimum down payment, USDA loans require no down payment, offering an attractive choice for eligible borrowers targeting rural property purchases.
7412 Elsie Avenue, Suite 300, Sacramento, CA, 95828
Pacific Wholesale Mortgage is structured as a multi-level marketing company, otherwise referred to as an "MLM". This structure is designed to let you be our marketing and sales force. Instead of spending thousands of dollars on standard advertising methods, we pay you to share Pacific Wholesale Mortgage products with others.
We began working in the Real Estate Broker/Mortgage Broker industry in 1998. In 2004, we purchased controlling interest in CIG Realty & Loans, Sacramento, a real estate and mortgage brokerage. CIG is licensed by the department of real estate in the state of California and specializes in real estate sales and commercial real estate lending.
Elite Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
Benji Edwardson was born and raised in Redding, CA. He received his psychology degree in 2004 from Simpson University and wanted to go into counseling. He took a job at a local mortgage office in 2004 and decided this was his career.His wife Jamie is a local Real Estate agent that was also born and raised in Redding.
Siskiyou Central Credit Union was founded in 1962 when two visionaries, Betty Pitman & Ken Bley, wanted to offer county employees a safe and affordable place to keep their hard earned pay. When the Credit Union finally got its charter to serve only county employees, Betty would be open for business on Tuesdays and Thursdays during her lunch break.
We have been helping home owners, investors and commercial property owners since 1984. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide real estate and real estate loans to our clients while providing them with the lowest interest rates and closing costs possible.
Socotra Capital is California's Private Money Lender. As a solution oriented lender we specialize in providing financing for real estate investors throughout California on projects that cannot be financed through traditional methods. Whether it be a bridge loan, fix and flip loan commercial refinance, ground up construction project.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Residential Origination Capital Mortgage Corporation
5698 Pirrone Road, Salida, CA, 95368
ROC Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
I have been providing my customers exceptional customer service for over 15 years I have had several positions in the mortgage industry that have giving me the insight and understanding of the entire loan process. With this knowledge I am able to get loans approved quicker with fewer conditions which lead to a shorter loan process times.
We proudly offer customized products and services to small and medium size businesses in our local area. We supplement our traditional bank loans with government guaranteed options that can provide benefits to our clients that they may not have in our conventional loan product. Our mission is to provide exceptional personal banking services.
