USDA Vs. FHA Pro and Con comparison in Sayreville, Middlesex County, NJ
In 2025, the USDA loan limit for Sayreville, situated in Middlesex, NJ, is $776,600, whereas the FHA limit for a single-family home is $1,089,300.
Leverage Lendersa® USDA loan calculator to juxtapose today's optimal rates between USDA and FHA. Determine the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA options, helping you choose the best program in for your financial needs.
2025 Loan Limits and Downpayment Specifications in Sayreville, Middlesex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Discover USDA and FHA Loan Options in Sayreville, NJ
At Lendersa®, our aim is to secure the best possible USDA or FHA loans swiftly and without inconvenience. Choose one of the three starting points for matching with lenders and discovering suitable USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans do not necessitate any down payment.
806 West Diamond Ave. Suite 340, Gaithersburg, MD, 20878
We are a team of real estate and finance experts with a radically different approach to lending. Our investment philosophy is quite simple: we finance promising real estate investment opportunities. We provide our borrowers with super fast and dependable access to funds they need to buy, renovate, operate or sell single, multi-family and commerci
Carson Consumer Discount Co Inc is located in Wellsboro, PA, United States and is part of the Nondepository Credit Intermediation Industry. Carson Consumer Discount Co Inc has 3 total employees across all of its locations and generates $381, 490 in sales (USD). (Sales figure is modelled). There are 2 companies in the Carson Consumer Discount.
97% of Citizens & Northern Bank customers say they would recommend us to their family and friends. As Your Bank for a Lifetime, it's our mission to create value through lifelong relationships with our neighbors in Pennsylvania and New York. We believe managing your finances should be a fulfilling, trouble-free experience.
Community & Teachers is a full service, not-for-profit cooperative financial institution that has been serving “Townies” for over 55 years. Founded in 1960 by eight teachers, the Credit Union was initially only able to extend membership if the person was employed by the school department.
Capital City Financial Corporation proudly serves the Rhode Island, Massachusetts, and Connecticut communities. A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers, real estate professionals, accountants, financial planners.
Troy City Mortgage, we work hard to get our clients approved so they can experience the benefits of homeownership. We guide first-time buyers through what it takes to achieve their dream of owning a home.and also we work with existing homeowners on everything from refinancing to home equity.
We are a full service, delegated lender licensed in RI, MA, CT, and NH specializing in residential and commercial lending for purchase and refinance transactions. Our business is generated solely on referrals from our network and our valued clients with comments always revolving around one central theme.
6500 Rock Spring Drive, Suite 204, Bethesda, MD, 20817
Washington Home Mortgage is an independent mortgage broker company, long-established and highly-respected throughout the D.C./Maryland community for over 20 years. We work with a wide variety of lenders, allowing us to obtain the best possible rates and finanical outcomes for our clients.
