USDA Loan Vs. FHA loan pro & con for Strathmore, Monmouth County, NJ

In 2025, USDA loan limit in Strathmore, county of Monmouth, NJ is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Strathmore, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(970) 522-0111 1516 miles Lender's profile and map Reviews Sterling Federal Credit Union 822 W. Main St, Sterling, CO, 80751 The Sterling Federal Credit Union is a financial cooperative that was established to provide quality financial services and a safe and sound financial environment for its members. The Sterling Federal Credit Union is locally owned and controlled by its members who are residents of Logan and Morgan Counties and their families.
(325) 692-4089 1517 miles Lender's profile and map Reviews First Priority Credit Union 3165 S 27th Street, Abilene, TX, 79605 First Priority Credit Union was drafted on July 14, 1930, and approved by the Texas State Banking Board on September 2, 1930. First Priority Credit Union was chartered as Abilene Postal Employees’ Credit Union by the following US Postal Service employees who also served as the original board of Directors.
(325) 625-2172 1519 miles Lender's profile and map Reviews Coleman County State Bank 118 West Pecan Street, Coleman, TX, 76834 In October 1936, Coleman County State Bank received approval from the Texas Banking Department to begin its operations. It had originally been named First State Bank of Valera and first opened its doors in July 1915. Now operating under its new charter, the Bank relocated from Valera to 108 West Live Oak in Coleman.
(719) 336-5511 1520 miles Lender's profile and map Reviews Fellowship Credit Union 803 East Olive Street, Lamar, CO, 81052 Fellowship Credit Union has been serving Colorado communities since 1959. Over the years, our field of membership has grown along with our credit union which has merged with East Prowers Federal Credit Union in 1986, St. Francis Credit Union in 2006, and Arkansas Valley Federal Credit Union in 2017.
(325) 247-5741 1520 miles Lender's profile and map Reviews Arrowhead Bank 108 West Sandstone Street, Llano, TX, 78643 Arrowhead Bank originally opened its doors for business as the Moore State Bank. In 1963, A.W. Moursund, a life-long Hill Country resident, attorney and judge purchased controlling interest in the Llano bank. At the time, the bank had deposits totaling nearly $4, 000, 000 and approximately $660, 000 in capital, surplus, and undivided profits.
(325) 247-5701 1520 miles Lender's profile and map Reviews Llano National Bank 1001 Ford Street, Llano, TX, 78643 Llano National Bank is a locally owned community bank with its main office located in Llano, Texas at 1001 Ford Street. We have two full-service branch bank offices: the Buchanan Dam branch, located at the intersection of State Highway 29 and RR 1431, Buchanan Dam, Texas and the Hill Country National Bank branch, located at 1210 S. Water Street.
(512) 396-1121 1520 miles Lender's profile and map Reviews Blue Sky Mortgage Company 2700 Hunter Rd, Suite B, San Marcos, TX, 78666 Blue Sky Mortgage Company our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
(830) 868-7131 1521 miles Lender's profile and map Reviews Johnson City Bank 100 E Pecan St, Johnson City, TX, 78636 Johnson City founder James Polk Johnson, this structure has housed a variety of businesses & served as a community gathering place. In addition to serving as a community hall, opera house & meeting place for churches & community groups, the structure was occupied by such commercial enterprises as banks, general stores, hotels, & business offices.
(325) 677-2274 1522 miles Lender's profile and map Reviews Abilene Teachers Federal Credit Union 3849 Antilley Road, Abilene, TX, 79606 Abilene Teachers Federal Credit Union has been open since 1950. The credit union has assets totaling $578.04 Million and provides banking services to more than 53, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups.
(325) 677-2918 1522 miles Lender's profile and map Reviews Abilene FCU 4001 Catclaw Drive, Abilene, TX, 79606 Abilene Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution.credit unions, Abilene Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union.
(325) 670-2429 1522 miles Lender's profile and map Reviews First Abilene Federal Credit Union 3324 Catclaw Drive, Abilene, TX, 79606 First Abilene Federal Credit Union is a co-operatively owned financial institution committed to financially empowering our membership through a full range of competitively priced, efficiently delivered financial services, education, and counseling. We value our community and member relationships and strive to develop them through professional perso