USDA Loan Vs. FHA loan for Strathmore, NJ [Monmouth County ]

In 2025, USDA loan limit in Strathmore, county of Monmouth, NJ is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Strathmore, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 511-9543 Lender's profile and map Reviews Oceans Mortgage 391 N MAIN ST., SUITE 206, Corona, CA, 92880 Oceans Mortgage has seen significant growth in the last few years.We believe in not just guiding a loan through the process,but in truly helping our clients, & investing in technology to simplify the loan process.We are constantly innovating and rolling out new products,resources & solutions that further cement our commitment to customer servi
(866) 620-1392 Lender's profile and map Reviews Alwayzz Inc 5405 Arrow Hwy, Suite 104, Montclair, CA, 91763 Our company is a real estate and mortgage brokerage that is always there to help you find the best property to fit your needs as well as get you the best financing for your home purchase or refinance. Our company’s highly skilled professionals always aim to provide you with 5 star service. We want to help you achieve your dreams.
(619) 994-3888 Lender's profile and map Reviews Shisong Zhang 5206 Benito Street, Suite 211, Montclair, CA, 91763 We are a full-service mortgage company based in Irvine, CA. We specialize in 30-Year Fixed and Adjustable Rate Loans in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in any of these zip codes: 92604, 92618, 92630, we can help you realize your dream of home ownership
(909) 393-8880 Lender's profile and map Reviews Chino Commercial Bank, National Association 14245 Pipeline Avenue, Chino, CA, 91710 As a community-oriented bank, the Bank offers a wide array of personal, consumer and commercial services generally offered by a locally-managed, independently-operated bank. The Bank provides a broad range of deposit instruments and general banking services, including checking, savings, and money market accounts.
(909) 234-2971 Lender's profile and map Reviews Golden Rule Real Estate 14726 Ramona Ave, Suite 201, Chino, CA, 91710 At Golden Rule Real Estate Flavio B. is the Broker with many years of experience in both Residential Real Estate and Mortgage Lending. This allows for my clients to buy and sell their homes much more efficiently. Understanding both aspects are key to managing a successful transaction.
(909) 917-1512 Lender's profile and map Reviews TDR Mortgage & Real Estate 14726 Ramona Ave, 4th Floor, Chino, CA, 91710 My mission is to serve customers with honesty, integrity and competence and to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(909) 736-3577 Lender's profile and map Reviews Empire Mortgage Solutions Inc. 13751 Roswell Avenue, Suite A, Chino, CA, 91710 Our mission is to unite realtor, loan officer, and client in the home loan process as we build lifelong relationships and celebrate successes, all while delivering the American dream of home ownership. We look within ourselves to commit to the most proactive, transparent process in the industry in order to ensure our customers
(909) 762-6561 Lender's profile and map Reviews List My Loan 4471 Riverside Dr, Chino, CA, 91710 List My Loan founder of the Nick has helped me over the past few months with the purchase of my first home. His knowledge, patience and dedication led to a first accepted offer on a house which eventually did not yield to anything more than that post inspection Nick was very understanding and helpful in resolving the situation.
(909) 627-7700 Lender's profile and map Reviews Spectrum Mortgage Lending 3873 Schaefer Ave, Suite F, Chino, CA, 91710 Spectrum Real Estate Network, based in Chino, California. For over a decade, she has established a passionate presence in the surrounding communities through her professional career and other ventures. Not only a Residential and Commercial Real Estate Broker, but also a Mortgage Loan Originator.
(909) 342-6242 Lender's profile and map Reviews Omniscient Capital Mortgage 4110 Edison Avenue, Suite 203A, Chino, CA, 91710 Omniscient Capital Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(858) 547-7400 Lender's profile and map Reviews Cabrillo Credit Union 10075 Carroll Canyon Road, Suite 120, San Diego, CA, 92131 Cabrillo Credit Union has been making managing your money easy since 1955. Currently, over 22,000 people trust Cabrillo to provide excellent service and to be a safe and secure place to deposit their funds and get great rates on their auto & home loans as well as credit card The Credit Union is a member-owned, not-for-profit financial institution.