USDA Vs. FHA your options comparison in Aberdeen, Monmouth County, NJ
In 2025, the USDA loan limit for a single-family home in Aberdeen of Monmouth, NJ is set at $776,600, whereas the limit for an FHA loan is $1,089,300.
Lendersa® brings you a USDA loan calculator designed to compare today's USDA rates with the best FHA rates. This tool also helps in determining the necessary income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA loans side by side, ensuring you choose the most fitting program in for your financial needs.
2025 Loan Limits and Downpayment Requirements for Aberdeen, Monmouth, NJ
Type of Loan
Maximum Loan Limit
Downpayment Rate
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Loan Programs in Aberdeen, NJ - USDA and FHA
Lendersa® is committed to swiftly securing you an optimal USDA or FHA loan with minimal effort on your part. Choose among three comprehensive steps designed to match you with the right lenders and USDA loan options.
A USDA home loan is backed by the government’s Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. This loan is specifically available in rural areas and stands out from FHA loans, which necessitate a minimum down payment of 3.5%. USDA mortgages require no down payment at all.
River Region Federal Credit Union has been open since 1960. The credit union has assets totaling $41.43 Million and provides banking services to more than 2, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
Although it doesn’t claim the prominence of age that many of its neighbors in southeastern Nebraska do, Adams State Bank does have the distinction of being one of the state’s five-generation banks, as well as the honor of having a past president of the Nebraska Bankers Association as its President.
Levo Credit Union provides the full range of consumer and business financial services. We are a member-owned financial cooperative with local decision-making for all business credit and deposit needs. A full-service locally owned financial institution providing financial services in Minnehaha, Lincoln, Turner and McCook County, South Dakota.
At Pacific National, we are a family oriented company that strives to help our customers recover from previous financial mistakes, and give them the support & assistance to get back on their feet again. We firmly believe that your past does not need to dictate your future, and wherever possible we aim to find a solution to your financial problems.
Service First’s history began like most credit unions: with our members. Back in the early stages of America’s financial system, banks were only accessible to the upper class. People began joining forces to create their own financial institutions. Credit unions were started by people, for people.
The Credit Union was chartered in 1951 under the provisions of the Federal Credit Union Act, Public Law 467, 73d Congress 1st Session, entitled, “ An Act to establish a Federal Credit Union System, to establish further market for securities of the United States and to make available to people of small means credit for provident purposes.
Bank of the Flint Hills, was chartered in 1876. Experiencing steady growth for the next 70 years, the bank moved it's location in 1972 one-half block west to a new, larger, and more modern building. In the early 90's more space was needed and the data processing and bookkeeping departments were moved to the building north of the main bank.
Since our inception in 1913, the Kaw Valley State Bank & Trust Company has been the “Bank of Personal Service” for the Wamego area. We were pleased to merge with the First National Bank of Clifton in 2008. Situated on the county line between Washington and Clay counties, our Clifton location was chartered in 1878 and branched to St Marys in 1990.
Bluestone Federal Credit Union a not-for-profit, full service financial cooperative serving 43 counties across Iowa, Minnesota, Nebraska and South Dakota by providing convenient online banking tools and consumer-centric lending and saving solutions.Credit Union a not-for-profit, full service financial cooperative serving 43 counties.
