USDA Vs. FHA Pro and Con comparison in Aberdeen, Monmouth County, NJ
In 2025, the USDA loan limit for a single-family home in Aberdeen of Monmouth, NJ is set at $776,600, whereas the limit for an FHA loan is $1,089,300.
Lendersa® brings you a USDA loan calculator designed to compare today's USDA rates with the best FHA rates. This tool also helps in determining the necessary income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA loans side by side, ensuring you choose the most fitting program in for your financial needs.
2025 Loan Limits and Downpayment Requirements for Aberdeen, Monmouth, NJ
Type of Loan
Maximum Loan Limit
Downpayment Rate
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Loan Programs in Aberdeen, NJ - USDA and FHA
Lendersa® is committed to swiftly securing you an optimal USDA or FHA loan with minimal effort on your part. Choose among three comprehensive steps designed to match you with the right lenders and USDA loan options.
A USDA home loan is backed by the government’s Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. This loan is specifically available in rural areas and stands out from FHA loans, which necessitate a minimum down payment of 3.5%. USDA mortgages require no down payment at all.
Getz Mortgage, Inc., based in Kingston, is a Pennsylvania Licensed Mortgage Broker, owned and operated by Jesse Getz. The company focuses on purchase, refinance and new construction mortgages in Northeastern and Central Pennsylvania. With over 25 years of experience in the mortgage lending industry.
Penns Woods Bancorp, Inc, is the bank holding company for Jersey Shore State Bank (JSSB) and Luzerne Bank (LUZ). It was incorporated in Pennsylvania on January 7, 1983, with JSSB as a wholly owned subsidiary and later acquired Luzerne Bank on June 1, 2013. In October 2000, JSSB acquired the M Group, Inc. D/B/A The Comprehensive Financial Group.
Ulster Federal Credit Union is a non-profit association of member owners whose goal is to provide a variety of financial services that feature benefits and advantages over those generally available from other banking sources and to encourage their use with the specific intent of helping our members improve their personal financial status.
Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol
A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve
Bank of Bird-in-Hand is a Pennsylvania state-chartered stock savings bank headquartered in Bird-in-Hand, Pennsylvania, which opened in December 2013.
The Bank, upon its opening, was the first bank to gain a charter in the United States since 2010 and remains the only bank in PA to open since 2008.
Citizens Savings Bank is a local community bank that has been serving Northeastern PA for over 100 years. We have 7 locations and offer 24/7 online services such as mobile banking with mobile check deposit & online banking and bill pay.
Customers can easily open an account or apply for a loan online.
421 Northern Boulevard South, Abington Township, PA, 18411
Hemisphere Home Loans is licensed by the Pennsylvania Department of Banking & Securities. We have been helping homeowners achieve their goals since 1999. We take pride in providing a professional yet personal experience for each and every borrower steve has been in the mortgage industry for over 25 years and takes pride in helping each borrower.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending. We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs. But that's just the beginning of our service.
When it comes to getting a home mortgage, today's buyers have many options. So why do thousands of buyers choose BestWay Mortgage? Well, the secret to our success is really no big secret at all. We believe that if we put our clients first, do everything we can to provide the best mortgage options
