USDA VS FHA in Old-Bridge, Middlesex County, NJ

In the year 2025, the USDA loan limit for Old-Bridge in Middlesex County, NJ, is $657,900. In contrast, the FHA loan limit for a single-family home stands at $822,375.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates currently available. Determine the income requirements, credit needs, reserves, and documentation necessary for qualification. Using our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to decide which program in suits your financial scenario best.

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Loan Limits and Down Payment Requirements for 2025 in Old-Bridge, Middlesex, NJ

Type of Loan Loan Ceiling Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Available USDA and FHA Loan Options in Old-Bridge, NJ

At Lendersa®, our priority is to swiftly and effortlessly provide you with the best USDA or FHA loan. Choose one of three initial steps to find compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in NJ

The USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA Rural Development Loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage does not require a down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Advantage Financial Services
  • 824 SW Railroad Ave, Suite A, Hammond, LA, 70403
  • Advantage Financial Services specializes in offering installment loans to help families and individuals make ends meet. Whether it’s an unexpected expense, an upcoming repair bill or even a pending school expense, we understand that life brings with it many situations that stretch budgets.
  • Signature Home Lending Inc
  • 1250 SW Railroad Avenue, Suite 210-A, Hammond, LA, 70403
  • Signature Home Lending Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • HomeKey Mortgage, LLC
  • 112 W Morris Avenue, Hammond, LA, 70403
  • At HomeKey Mortgage, LLC. We are a full-service mortgage company, conveniently located in Hammond & Denham Springs, with mobile services available throughout the state of Louisiana. We specialize in conventional loans, USDA loans, FHA loans, VA loans & Reverse Loans. Whether you are buying a home or refinancing in any of these zip codes: 70403,
  • Pitch Edison Financial
  • 1243 Golden Gate Drive, Papillion, NE, 68046
  • Pitch Edison provides personal mortgages to individuals in Nebraska looking to begin the next chapter in their life. As a local company, we are well versed in all types of loans including, conventional, FHA, USDA, and refinances. Our model allows us to create a custom experience in order to tailor a loan that's right for you!
  • Cobalt Credit Union
  • 7148 Towne Center Parkway, Papillion, NE, 68046
  • Cobalt Credit Union is locally owned by its members and recognized for its community involvement. Motivated by member service rather than profit, the credit union’s focus is on providing safety, soundness and convenience to its membership. Cobalt Credit Union is a financial partner for life, helping members with banking, financial planning.
  • Kansas Blue Cross Blue Shield Credit Union
  • 1010 SW Tyler Street, Topeka, KS, 66612
  • In the early 1950’s, an employee of Blue Cross and Blue Shield of Kansas named Francis Woods kept a small metal cash box in his desk drawer. If a coworker or friend was running short, Francis would loan them enough cash to get by until the next payday. From these simple roots, came the organization
  • Central National Bank
  • 800 SE Quincy St, Topeka, KS, 66612
  • Our Mission is Every individual in Central National Bank is entrusted with the responsibility of providing superior financial products and services that result in making our customers, the communities we serve, and our company successful. At Central National Bank we find our employees engaged in the communities they live in.
  • Ouachita Valley Federal Credit Union
  • 1420 Natchitoches Street, West Monroe, LA, 71292
  • Our Mission is to be remarkable in the way we affect and improve the lives of our members and our community, by providing a Legendary Experience beyond every expectation. Our Vision is to make the biggest impact on our community’s well-being and be the leading provider of the best financial solutions for our member’s lives.
  • Performance Mortgage LLC
  • 1000 East Judge Perez Dr., Chalmette, LA, 70043
  • Performance Mortgage LLC wants to be your FIRST CHOICE in delivering the American dream of homeownership. We want to inspire hope in our customers that they can fulfil their dream of being a homeowner. As your local New Orleans and Chalmette mortgage lender.Our mission at Performance Mortgage LLC is to value our customers.
  • Dawson Co-op Credit Union
  • 711 6th Street, Dawson, MN, 56232
  • Dawson Co-op Credit Union is a member-owned, nonprofit financial cooperative. A cooperative is an association of people who voluntarily join together to meet their common economic, social, or cultural needs, and aspirations through a jointly owned and democratically controlled enterprise.