USDA VS FHA in Maywood, Bergen County, NJ

In 2025, the USDA loan limit for Maywood in Bergen county, NJ is $0, whereas the FHA limit is $1,089,300 for single-family homes.

With Lendersa® USDA loan calculator, you can compare today's top USDA and FHA rates and understand the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, guiding you to determine the most suitable program in based on your financial circumstances.

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Loan Limits and Down Payment Needs for 2025 in Maywood, Bergen, NJ

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Financing Solutions in Maywood, NJ

At Lendersa®, our mission is to connect you with the best USDA or FHA loan options quickly and hassle-free. Select one of three options to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Exploring USDA Loans in NJ

A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This option is specifically available for rural areas. USDA loans require no down payment, unlike FHA loans which mandate at least 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 11600 N Miller Rd, Scottsdale, AZ, 85260
  • At GC Global Capital, INC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Valley Mortgage Financial, LLC
  • 14362 N Frank Lloyd Wright Blvd, Scottsdale, AZ, 85260
  • Our team at Valley Mortgage is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • FORMULA MORTGAGE CAPITAL CORPORATION
  • 16420 N. 92nd St, Suite 220, Scottsdale, AZ, 85260
  • The Formula Mortgage Capital Corporation team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically
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  • Wain Capital is a Mortgage Brokerage, with extensive experience and licenses in Arizona, California and Colorado. As an independent mortgage broker we specialize exclusively in home loans but give more options and have more products than your traditional lenders. Constantly analyzing the mortgage bonds and treasury markets
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  • 7590 E. Gray Rd, Suite 104, Scottsdale, AZ, 85260
  • Intent Mortgage stays ahead of the competition by leveraging modern technology to increase efficiency and ultimately, home buyer satisfaction. "Low Rate, Consumer First Mortgage Lending"​ isn't just our dual Mission Statement - it's a promise we make to our clients that we intend to keep.
  • NSB Mortgage
  • 14362 North Frank Lloyd Wright Blvd, Suite 1000, Scottsdale, AZ, 85260
  • At NSB Mortgage our mission is to ensure our clients receive the utmost attention to detail with regards to each of their individual needs. As a full service mortgage company we do not focus on costly overhead, but rather we feel strongly about our loan products and quality of service we provide, as well as, any recommendations from our clients.
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  • 9160 East Bahia Drive, Suite 105, Scottsdale, AZ, 85260
  • "The LM2 Investment Group was founded by three investors with over 30 years of mortgage and real estate experience.We offer hard money, private loan funding for up to 2 years. We know not all transactions are alike and consider each transaction separately using an equity-based foundation."
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  • "Kenwood Mortgage Investments. We are a 26 year old family mortgage company that makes real estate loans that the banks or traditional lenders don’t do, or they don’t do fast enough. Think of Kenwood as a reliable source for $50,000 to $5,000,000 by Friday. Sometimes we really do work that fast, and we’ve been doing it for more than 26 years."
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  • Del Mar Financial & Investments, L.L.C is a private money mortgage lending company specializing in Arizona real estate. Also referred to as "hard money"​ lending, we offer creative lending solutions that fall outside the "box"​ of traditional bank and conventional lending sources. We are more expensive than a bank, however