USDA VS FHA in Maywood, Bergen County, NJ

In 2026, the USDA loan limit for Maywood in Bergen county, NJ is $0, whereas the FHA limit is $1,089,300 for single-family homes.

With Lendersa® USDA loan calculator, you can compare today's top USDA and FHA rates and understand the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, guiding you to determine the most suitable program in based on your financial circumstances.

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Loan Limits and Down Payment Needs for 2026 in Maywood, Bergen, NJ

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Financing Solutions in Maywood, NJ

At Lendersa®, our mission is to connect you with the best USDA or FHA loan options quickly and hassle-free. Select one of three options to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Exploring USDA Loans in NJ

A USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This option is specifically available for rural areas. USDA loans require no down payment, unlike FHA loans which mandate at least 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Universal 1 Credit Union
  • 1 River Park Dr, Dayton, OH, 45409
  • Universal 1 Credit Union was founded in 1937 in Dayton, Ohio. With 10 member centers in the greater Miami Valley, U1CU provides quality financial products and services to members all over the world. U1CU membership is open to all who live, work, worship, or go to school in one of the many communities that we serve.

  • Firefighters & Company Federal Credit Union
  • 338 South Patterson Boulevard, Dayton, OH, 45402
  • The Firefighters and Company Federal Credit Union was organized as the "Dayton (Ohio) Firemen Federal Credit Union" on the 4th day of June, 1935. The charter members-all fire department employees-applied for permission to organize and operate a Federal Credit Union. The Firefighters and Company Federal Credit Union is a community credit union.

  • CODE Credit Union
  • 355 W Monument Avenue, Dayton, OH, 45402
  • CODE Credit Union is a member-owned, cooperative financial institution that has been serving municipal employees and select companies and organizations since 1940. We continuously strive toward excellence by providing a comprehensive range of quality products and services to meet our members' financial needs.

  • Great Oak Funding
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  • Great Oak Funding is a private lender focused on providing funding to help businesses grow and expand. Great Oak Funding provides capital through mezzanine financing to existing companies with a track record of revenue. Great Oak Funding’s management team has a history of working with distressed companies to provide guidance.

  • Mullinix Mortgage Group
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    Founded by one of The Carolina’s top mortgage professionals, Will Mullinix, Mullinix Mortgage Group has established itself as a leader in the industry

  • LendingTree
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  • LendingTree is a lot more than mortgages. We are an online loan marketplace for various financial borrowing needs including auto loans, small business loans, personal loans, credit cards, and more. We also offer comparison shopping services for autos and educational programs. Together, these services serve as an ally for consumers

  • Peak Financial Group Inc
  • 2125 Southend Drive, Unit 451, Charlotte, NC, 28203
  • Peak Financial Group, Inc. is a family-owned mortgage business, licensed in NC and SC, located in Historic Southend, Charlotte. The business opened its doors in September 2011 and also Peak specializes in industry knowledge/expertise, personalized customer service, low interest rates, competitive pricing, and diverse loan programs.

  • Eagle Financial Services Inc
  • 2923 South Tryon Street, Suite 220, Charlotte, NC, 28203
  • At Eagle Financial Services Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs

  • Mecklenburg Mortgage Inc
  • 828 East Boulevard, Suite 301, Charlotte, NC, 28203
  • Our experience enables us to find the mortgage program tailored to your needs. With our history and knowledge of our investor’s guidelines, we can give you a proper mortgage experience with no surprises. We welcome your questions and the opportunity to discuss your next refinance or purchase.