USDA and FHA Pro and Con in Saddle-Brook, Bergen County, NJ
As of 2025, in Saddle-Brook, within Bergen county of NJ, the USDA loan cap stands at $0, whereas for a single-family home, the FHA cap is $822,375.
The Lendersa® USDA loan calculator is there to help you compare today's premier USDA and FHA rates, along with determining the necessary income, credit score, reserves, and documentation for eligibility. This advanced mortgage calculator allows comparison between USDA, FHA, Conforming, and VA loans, guiding you to select the best program for your financial scenario in .
2025 Loan Limits and Down Payment Requisites in Saddle-Brook, Bergen, NJ
Type of Loan
Loan Cap
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Solutions in Saddle-Brook, NJ
Lendersa® aims to provide the optimal USDA or FHA loans swiftly and effortlessly. Choose one of three starting points to align with lenders and explore USDA loan options.
The USDA home loan, backed by the Department of Agriculture and also called the USDA rural development loan or USDA mortgage, is intended for use in rural areas only. Unlike FHA loans which require a 3.5% down payment at minimum, USDA mortgages require none.
Baltimore County Employees Federal Credit Union is a full-service financial institution offering a range of outstanding lending, savings, and online financial services to its members throughout the Baltimore metro area. As a non-profit cooperative, we value our members and work diligently to help them achieve their financial goals.
St. Joseph Medical Center MD FCU is a member owned credit union whose purpose is to provide quality service through our “People Helping People” philosophy. We continuously strive to offer personalized services while maintaining financial strength and stability. credit union is managed by a volunteer board of directors and various committee members.
Our clients’ satisfaction is paramount, which is why we’ll do everything we can to ensure that our clients walk away from the transaction happy. This includes: our 1-hour pre-approval process, our commitment to full and complete transparency to all interested parties, and our focus on constant communication, all while offering the lowest rates.
"At Arrive we are guided by technology in our efforts to improve the mortgage experience. We believe that the journey to home ownership should be simple and enjoyable.
Our Mission is to provide a superior mortgage experience so that our customers recommend us, partners enjoy working with us, employees are proud to be a part of the family"
Allstate Capital Group specializes in providing customized loans to investors, builders and developers in need of funding outside the scope of traditional banks. We also offer direct FHA HUD Lending programs starting at 2.55%, No Points, 35 Year Fixed. We are known for speed, service and integrity.
Farmers and Merchants Bank is a community bank that was established in 1919 and is headquartered in Upperco, Maryland. Farmers and Merchants Bank currently operates eight banking offices located in Northern Baltimore County and Carroll County, Maryland. Member FDIC. Equal Housing Lender
Whitecap Mortgage was founded from a desire to offer a better option to our customers. We believe that you shouldn’t have to choose between getting a competitive interest rate or getting an excellent mortgage experience, and from that belief our company was born. We take pride in treating our clients with honesty and integrity.
In 1969, a group of workers from Bethlehem Steel organized a cooperative, non-profit Credit Union for employees in order to improve the financial well-being of themselves and their families. Since 1969 Members First has been providing low cost, quality financial services to its members.
40 South Dundalk Avenue, Suite 201, Dundalk, MD, 21222
Our goal is to provide the lowest possible rate for all situations. In this age of technology we still maintain the personal touch and service next to none. United Trust Financial is a mortgage company started in October 2002.if you are looking to refinance or purchase, good or challenged credit please contact us.
