As of 2025, in Saddle-Brook, within Bergen county of NJ, the USDA loan cap stands at $0, whereas for a single-family home, the FHA cap is $822,375.
The Lendersa® USDA loan calculator is there to help you compare today's premier USDA and FHA rates, along with determining the necessary income, credit score, reserves, and documentation for eligibility. This advanced mortgage calculator allows comparison between USDA, FHA, Conforming, and VA loans, guiding you to select the best program for your financial scenario in .
2025 Loan Limits and Down Payment Requisites in Saddle-Brook, Bergen, NJ
Type of Loan
Loan Cap
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Solutions in Saddle-Brook, NJ
Lendersa® aims to provide the optimal USDA or FHA loans swiftly and effortlessly. Choose one of three starting points to align with lenders and explore USDA loan options.
The USDA home loan, backed by the Department of Agriculture and also called the USDA rural development loan or USDA mortgage, is intended for use in rural areas only. Unlike FHA loans which require a 3.5% down payment at minimum, USDA mortgages require none.
"Rdu Mortgage Services LLC is a North Carolina Domestic Limited-Liability Company filed On March 19, 2012. The company's filing status is listed as Current-Active and its File Number is 1252285.
The Registered Agent on file for this company is Wu, Lixuan and is located at 901 Kildaire Farm Rd C2 Suite D, Cary, NC 27511."
1143-C Executive Circle, Suite 103, Cary, NC, 27511
Best Mortgage Lending are seasoned veteran professionals providing competent advice, guidance and strategies to our customers. The most important ingredients you’ll find in working with us are: Honesty, Transparency and Fastness. We are independent mortgage professionals, licensed in the State of Florida and North Carolina with over 20+ years
At Miller Lending Group we are always on the lookout for lending partners that offer low interest rates AND an underwriting process that is as simple as possible. That means we offer our customers very competitive interest rates and a process that doesn't make you feel like you've been hit by a truck! When rates move down.
Grayton Mortgage (NMLS 1104545) is a mortgage bank lending in California, New Jersey, and North Carolina. Additionally, Grayton Mortgage is a mortgage broker in New York. Grayton Mortgage intends to redefine mortgage lending by providing unparalleled customer service and strong support to the company's originators.
Carolina Home Loans was founded in 1998 to provide an alternate to the “Big Bank” experience. You will work directly with the company’s founder & owner, Eric McDonald. Eric began his mortgage lending career in 1993 with one of the country’s largest bank. He knew there was a better way and created Carolina Home Loans.
SMC Home Finance was established in 1996 by Donald Fader after spending time in management roles with First American Savings and First South Bank. The company is licensed as a non-depository mortgage lender under the supervision and regulation of the North Carolina Commissioner of Banks.
NCPA Federal Credit Union has been open since 1984. The credit union has assets totaling $12.17 Million and provides banking services to more than 1, 000 members.
The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
323 West Jones Street, Suite 600, Raleigh, NC, 27603
Local Government Federal Credit Union (LGFCU) is a not-for-profit, member-owned financial cooperative established to serve the financial needs of local government employees, elected and appointed officials, volunteers and their families. Our full range of financial services are created specifically to improve the lives of our members.
Simple Commercial Capital is a boutique capital advisory firm founded in NYC, now headquartered in Raleigh, NC. We provide bespoke lending solutions to commercial real estate owners, investors and developers nationwide. Our 26 years of experience and extensive lender relationships allow us to structure out-of-the-box debt
