USDA Vs. FHA your options comparison in Millburn, Essex County, NJ
In the year 2025, the USDA loan ceiling set for Millburn, in the county of Essex, NJ is noted as $0, while the FHA ceiling for a single-family dwelling is $1,089,300.
Utilize the Lendersa® USDA loan calculator to analyze and assess today's prime USDA and FHA rates. This tool helps determine necessary income levels, credit scores, reserve amounts, and essential documentation to qualify. Our state-of-the-art mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, guiding you to select the most fitting program for your financial needs in Alabama.
Loan Limits and Downpayment Requirements for 2025 in Millburn, County of Essex, NJ
Type of Loan
Maximum Loan
Down Payment Percentage
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Millburn, NJ
The mission of Lendersa® is to streamline your access to the most suitable USDA or FHA loans efficiently, without undue stress. Choose from three starting points to match with appropriate lenders and USDA loan plans.
A USDA mortgage is a government-backed loan issued by the Department of Agriculture, also known as a USDA rural development loan. This is primarily available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans come with the advantage of no required down payment.
Landmark Bank was founded in August, 1897, and capitalized with $15,000 from local investors who recognized the need for the community to have a bank to call its own. The original management team of The Hon. D. W. Pipes (President), E. J. Buck (Vice President) and H. H. Forrestor (Cashier) established our commitment to personal service from the ver
Mutual is your hometown servicer of mortgage loans. You can rest assured, when you choose Mutual, you’re not only choosing a safe and secure option for your loans, but also a local bank with local underwriting. We have been financing homes here for 130 years. We not only know the neighborhoods, we live in them.
Originally chartered in 1935, GNO was organized by employees of the New Orleans Bell Telephone Employees Federal Credit Union. Their goal, as was the goal of all company credit unions, was to provide a safe haven for their employees to save and then borrow from that pool of savings to achieve their dreams in life.
Bank of Mead is located in Mead, NE, United States and is part of the Depository Credit Intermediation Industry. Bank of Mead has 6 total employees across all of its locations and generates $1.13 million in sales (USD). The Bank of Mead offers a Bill Pay Service to all of its online banking customers.
BankStar Financial has been sharing bright moments for quite some time with Brookings, Elkton, and Volga as one of the first community banks to take root in the county. While we're ready to help individuals and businesses achieve their largest goals, it's the everyday moments we share with our customers, employees
Diamond Bank is the result of a merger between two of Southwest Arkansas’s strongest community banks. In March, 2007, the banks that merged were Arkansas Diamond Bank of Glenwood , and Diamond State Bank of Murfreesboro, which was chartered in 1904. Diamond Bank continues to provide a stable source of financial leadership in the communities we serv
5500 Veterans Memorial Boulevard, Suite 100, Metairie, LA, 70003
Xplore Federal Credit Union is a full-service financial institution serving the communities of Orleans and Jefferson parishes. With over 70 years of banking experience and services to fulfill all needs, Xplore is the ideal partner for financial success.
Federally chartered in 1947.
Jefferson Financial Federal Credit Union is a member-owned, not-for-profit financial institution serving more than 50, 000 members with fourteen locations across south Louisiana.
Originally chartered in 1966, the first JFFCU branch was located on the second floor of a floral shop and existed primarily to serve employees
Our primary mission is to provide a safe, secure place for local depositors to invest their savings and to reinvest their deposits primarily in home mortgage loans which enable our borrowers to buy, build, and repair homes in our local community. Established in 1926, Fifth District is a federal mutual savings association.
