USDA Vs. FHA your options comparison in Millburn, Essex County, NJ
In 2025, USDA loan limit in Millburn, county of Essex, NJ is $0 while FHA limit is $1,089,300 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Millburn, county of Essex, NJ
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan options in Millburn, NJ
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
300 Spectrum Center Drive, Suite 170, Irvine, CA, 92618
At Lexington Home Loans, our reputation for integrity, honesty and accountability is essential to achieve our goal of becoming the best performing financial services company. Our customers and shareholders expect Lexington Home Loans and all of its employees to conduct business activities
ClearPath Lending has strived to put the customer first in all parts of its operation. Headquartered in Irvine, CA, ClearPath Lending partners our industry leading customer service, with competitive rates and innovative technology platform.
We provide an abundance of free tools and information to help home buyers
7545 Irvine Center Drive, Suite 200, Irvine, CA, 92618
Cal Tech Mortgage we are committed to helping you with all your mortgage needs. We are a full service mortgage brokerage that has access to almost every kind. Cal Tech Mortgage is a residential mortgage company located in Orange County, California, specializing in FHA, VA and coventional Mortgages.
"We believe that every customer deserves the best care & service when purchasing or refinancing the home of their dreams.
We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations."
9070 Irvine Center Drive, Suite 270, Irvine, CA, 92618
Better Loans Corporation was established in 1982 from a corporate banking system when underwriting and processing were totally manual.
Through the years we’ve seen many banks expand and implode through market contraction and globalization. We’ve learned that adapting to changes takes constant modification to the current market
True Path Loans is a mortgage brokerage that started with the intent to offer excellent service, low competitive rates and expertise to help guide those with limited knowledge of the mortgage industry. We offer over 30 years of experience in the mortgage industry to help you choose the best product for you and to simplify the process.
Manufactured Homes offer a viable solution. The benefits of Manufactured Housing are clear. They are affordable homes of the highest quality, fully customizable and built according to a stringent code that guarantees safety, energy-efficiency and environmental-sensitivity. You just can’t ask for much more in a home!
100 Spectrum Center Dr, Suite 150, Irvine, CA, 92618
"Watermark Home Loans strives to provide complete customer satisfaction and treat each client with the respect, integrity, and communication they deserve.
Our purpose and approach are simple. We listen, analyze, educate, and advise each client regarding their specific financial needs and goals based on their current situation."
The home buying and selling process can be a hassle-filled and extremely lengthy experience for first time and repeat buyers. Driven to improve this process and remove the headache and frustration it can cause, SmartMoney Realty & Mortgage created a stress-free and streamlined solution for its clients by providing realty
