USDA Vs. FHA Pro and Con comparison in Livingston, Essex County, NJ
In 2025, the USDA loan limit in Livingston, in the county of Essex, NJ, is $0, whereas the FHA limit for a single-family home is $1,089,300.
Take advantage of the Lendersa® USDA loan calculator to compare today’s best USDA vs. FHA rates. It helps you determine the income, credit, reserves, and documentation you need for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the ideal program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Livingston, Essex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Livingston, NJ
The aim of Lendersa® is to swiftly secure you the best available USDA or FHA loan with minimal hassle. Choose from three starting points that lead to matched lenders and USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture, known as a USDA rural development loan or mortgage. It is intended solely for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA loan requires none.
1900 Hempstead Turnpike, Suite 408, East Meadow, NY, 11554
Since 1970 Lufthansa Employee Federal Credit Union has been there for all Lufthansa Group companies delivering financial security and service. We are employee owned and non-profit so whether you are getting a mortgage or loan, or saving for that something special, your Credit Union is here to help.
We offer a full range of products and service
2575 Hempstead Turnpike, Suite 300, East Meadow, NY, 11554
We offer a full suite of retail banking products, services and financial solutions for consumers and small businesses. On a monthly basis, our members rate us with high marks for the service we provide to them in meeting their banking needs We encourage you to learn more about our Credit Union and see how we can help improve your financial well-bei
Fieldpoint Private puts clients first, always. With customized options, our team will help you strengthen and sustain your assets in a way that helps you reach your goals, grow your wealth and simplify your life so you can get back to doing what you love most.Our advisors and bankers work across the United States, and are committed to being accessi
Greenwich Municipal Employees Federal Credit Union
439 West Putnam Avenue, Greenwich, CT, 06830
Our Mission is To provide and promote the use of a variety of financial services which incorporate particular benefits, consumer advantages and features not otherwise readily available to our members with the specific intent of helping our members gain some extra measure of personal financial success.
Strategy Mortgage represents national, regional & local lenders in order to provide you with the most competitive rates available. We close loans on time and at the locked rate. Closing costs & detailed program disclosures are discussed up front and there are NO hidden fees. Strategy Mortgage is a mortgage brokerage licensed in CT, NY, MA, and FL.
777 West Putnam Avenue, 3rd Fl B-2, Greenwich, CT, 06830
Knighthead Funding, LLC ("Knighthead") is a real estate finance company specializing in loans for acquisition, renovation, construction and refinancing secured by a broad range of real estate assets. Knighthead originates loans for its managed real estate debt funds and Knighthead Annuity & Life Assurance Company
Sun Mortgage Company, Inc., professional mortgage company specializing in residential mortgages. 7 years Five Star Mortgage Professionals, Ranking in the top 1% for client satisfaction out of 1,800 Realtors, Westchester Magazine. At Sun Mortgage Company, Inc., we will find a loan that fits each borrower.
100 Jericho Quadrangle, Suite 100, Jericho, NY, 11753
At Esquire Bank, we redefine relationship banking with a high-tech, high-touch approach to every client. Whether it’s how we meet the unique banking needs of law firms, customize reliable payment solutions for merchants, finance your commercial real estate success, or bank your business or you personally, we have the expertise and drive to deliver.
400 Jericho Turnpike, Suite 322, Jericho, NY, 11753
Hartford Funding Ltd. is a DIRECT LENDER. It’s simple – we approve your mortgage. No middle man. No extra fees. No hidden costs. No confusion. Hartford Funding has always been a champion of honesty and integrity, we believe the more you know, the more you’ll appreciate the services we provide.
