USDA Vs. FHA Pro and Con comparison in Short-Hills, Essex County, NJ
During 2025, the USDA loan limit for Short-Hills, situated in Essex county of NJ, is $0, while the FHA limit applies to single-family homes at $822,375.
Make use of the Lendersa® USDA loan calculator to evaluate and compare today's USDA versus FHA best rates. Define the income, credit, reserves, and required documents for eligibility. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you select the program best suited to your financial situation in .
2025 Loan Limits and Down Payment Requirements in Short-Hills, Essex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conforming Conventional
$822,375
3%
USDA and FHA Loan Options in Short-Hills, NJ
Lendersa® is dedicated to swiftly and seamlessly securing the optimal USDA or FHA loan suited to you. Choose from one of three pathways to connect with matching lenders and USDA loan services.
A USDA home loan, secured by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages require none.
10541 Mill Run Circle Ste 400, Owings Mills, MD, 21117
Turner Capital connects you to the lenders you need. We specialize in business and fix & flip loans. We are dedicated to providing our customers with the best available to fit their needs. Going above and beyond, we get the job done. Schedule your free consultation with us today.
Our mission is to provide fairly-priced banking products, financial services and consumer and commercial loans of all types to help local businesses grow, assist individuals and families in achieving their own financial goals, and in this manner make the communities we serve stronger and more prosperous.
10451 Mill Run Circle, Suite 300, Owings Mills, MD, 21117
First Eagle is a federally-insured credit union serving all U.S. employees of AIG American General, Zurich North America, Medstar Union Memorial Hospital & Medstar National Rehabilitation Network (NRN), several Select Employee Groups, and their families. We have worked to make a better financial life for our members.
20 New Plant Ct, Suite 102, Owings Mills, MD, 21117
Novak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects in MD, NJ, D.C., VA, DE, PA, and FL.vak Financial, Inc. is a private money lender specializing in investor renovation and construction projects. We are currently financing projects
110 Painters Mill Rd, Suite 200, Owings Mills, MD, 21117
Access 1 Properties is a real estate solutions company located in Owings Mills, MD. We Specialize in buying, selling & financing homes. We also have a program to assist our clients with the rehab process. We consider ourselves as the go-to experts at finding solutions for people who are in the market to buy, sell or finance their investment propert
Franklin First began in 1958 as four separate credit unions: Franklin County Public Hospital FCU, Franklin County Teachers FCU, Lunt Silversmiths, and Greenfield Tap & Die Credit Union. As the years went on, they became united by common goals and the desire to offer updated services for their members.
iReverse Home Loans, Corporation originates reverse mortgages in California, Colorado, Florida, Georgia, Maryland, Oregon, Tennessee, Texas, Virginia and Washington. For detailed licensing and important TEXAS STATE-SPECIFIC INFORMATION, please navigate to our licensing page or verify license information at NMLS Consumer Access.
iHome Mortgage made the process of buying a home approachable, and what at first seemed daunting was actually exciting, and ultimately a wonderful experience. iHome Mortgage originates mortgages in Arizona, California, Colorado, Florida, Georgia, Maryland, Massachusetts, Oregon, Tennessee, Texas, Virginia, and Washington.
