USDA and FHA Pro and Con in Short-Hills, Essex County, NJ
During 2025, the USDA loan limit for Short-Hills, situated in Essex county of NJ, is $0, while the FHA limit applies to single-family homes at $822,375.
Make use of the Lendersa® USDA loan calculator to evaluate and compare today's USDA versus FHA best rates. Define the income, credit, reserves, and required documents for eligibility. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you select the program best suited to your financial situation in .
2025 Loan Limits and Down Payment Requirements in Short-Hills, Essex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conforming Conventional
$822,375
3%
USDA and FHA Loan Options in Short-Hills, NJ
Lendersa® is dedicated to swiftly and seamlessly securing the optimal USDA or FHA loan suited to you. Choose from one of three pathways to connect with matching lenders and USDA loan services.
A USDA home loan, secured by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages require none.
1690 South Canfield Niles Road, Youngstown, OH, 44515
ASECU is a not-for-profit financial institution, which means Members enjoy low interest rate loans, high savings yields and low or no-fee money management services. Deposits at ASECU are federally insured to $250, 000 by the National Credit Union Administration. ASECU membership is available to anyone in Mahoning, Trumbull or Columbiana Counties.
Our goal at Indirect Lending Services is to protect and maintain a well-balanced indirect loan portfolio for your credit union. With over 30 years of experience in the indirect industry we know best how to deal with each unique dealer and get you the highest quality loans. Indirect Lending Services works closely with dealers
YTR Community Federal Credit Union exists to encourage thrift among our members, provide credit for prudent and productive purposes, and provide financial services which will better our members' lives and our community as well.
If you live, work, or worship in our area, you can join YTR Community Federal Credit Union!
Founded in 1887, Farmers is a diversified financial services company headquartered in Canfield, Ohio, with $4.1 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial
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Unified Bank is committed to the core principles of Customer Service Excellence and Hometown Banking. We are a community-minded bank that truly makes a difference!
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