USDA Vs. FHA your options comparison in Short-Hills, Essex County, NJ
During 2025, the USDA loan limit for Short-Hills, situated in Essex county of NJ, is $0, while the FHA limit applies to single-family homes at $822,375.
Make use of the Lendersa® USDA loan calculator to evaluate and compare today's USDA versus FHA best rates. Define the income, credit, reserves, and required documents for eligibility. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you select the program best suited to your financial situation in .
2025 Loan Limits and Down Payment Requirements in Short-Hills, Essex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conforming Conventional
$822,375
3%
USDA and FHA Loan Options in Short-Hills, NJ
Lendersa® is dedicated to swiftly and seamlessly securing the optimal USDA or FHA loan suited to you. Choose from one of three pathways to connect with matching lenders and USDA loan services.
A USDA home loan, secured by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages require none.
9393 W 110th St, Suite 350, Overland Park, KS, 66210
Established in 2007, United Mortgage has been recognized as one of the fastest-growing private companies in America and is now considered a premiere purchase lender, currently serving Arizona, California, Colorado, Florida, Iowa, Kansas, Missouri, Oregon, Texas, and Washington. At United Mortgage,
8585 College Blvd, Suite 110, Overland Park, KS, 66210
"With 20 years experience, Homestead is a unique company. A delegated mortgage banker in that it has 3 business channels based on customer acquisition method, media, referral or hybrid.
What makes us unique is our developmental approach to the loan officer’s career. We have had great success developing new loan officers"
Chartered in 1968 at what was formerly St. Regis (now Georgia Pacific), and operating in a small vacant office, organized as a cooperative to offer better financial services to those employees of the mill. As we grew, we established a stand-alone branch right outside of the mill and were able to offer services to others in the community
Hurricane Creek FCU is a not-for-profit financial cooperative that is member owned and democratically controlled. It was organized in May 1957, as Reynolds Hurricane Creek FCU under the concept of "people helping people". Currently the Credit Union serves over 3,950 members in the Saline County area. Each member is an owner, a saver
The mission of Alcoa Community Federal Credit Union is to deliver the highest quality financial service to our members while promoting our difference as a credit union. We are a not-for-profit financial institution owned by the folks that save and borrow money at our CU! With ACFCU, you’re a member and part owner of the cooperative, not a customer.
Bankers. Neighbors. Minnesotans. Lake Region Bank has been your neighbor since 1915. We live and work in your community, and you’ll see us at many of your neighborhood events. Our success has always been tied to the success of local families and businesses. From personal banking and insurance to business banking and wealth management services,
Midwest Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals and individual homebuyers throughout Minnesota. We’re a full-service mortgage broker offering expertise in every area of mortgage lending.
7381 West 133rd Street #200, Overland Park, KS, 66213
Welcome to Metropolitan Mortgage Corporation, your trusted mortgage lender serving Overland Park, KS, and surrounding areas. Our portfolio of loan products includes Conventional, Jumbo, FHA, VA, USDA, and renovation loans, ensuring that we have the perfect financing solution for every situation. With a commitment to customer satisfaction, we have p
