USDA Vs. FHA Pro and Con comparison in Upper-Freehold, Monmouth County, NJ
In 2025, the USDA loan limit for a single-family home in Upper-Freehold, located within the county of Monmouth, NJ, is $657,900, whereas the FHA limit is set at $822,375.
Leverage the Lendersa® USDA loan calculator to juxtapose the leading USDA versus FHA rates today, and evaluate the income, credit, reserves, and documents necessary for qualification. With our comprehensive mortgage calculator, compare USDA, FHA, Conforming, and VA programs side by side to help decide which is optimal for your financial plans in .
Loan Limits and Down Payment Specifications for 2025 in Upper-Freehold, NJ, County of Monmouth
Type of Loan
Limit
Required Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Opportunities in Upper-Freehold, NJ
Our key mission at Lendersa® is to swiftly and hassle-free provide you with the best USDA or FHA loan options. Start by selecting one of three methods to match lenders with the USDA loan schemes.
A USDA home loan is supported by the U.S. Department of Agriculture and is known as a USDA rural development loan or mortgage. This option is available exclusively in rural areas. Unlike FHA loans, which mandate at least 3.5% down payment, USDA mortgages typically do not require a down payment.
Simplified Home Mortgage is a family owned and operated business in Northern Michigan. We are a full service Mortgage Broker offering FHA, VA, RD and Conforming loan products to the State of Michigan. Established in 2015. Norm and his wife Lisa run their residential mortgage company in their office located at 423 E Eight St. Traverse City, Mi.
TBA Credit Union is a locally managed community credit union in Traverse City, Michigan, offering financial solutions to anyone living in the state of Michigan. For over 50 years, TBA Credit Union has served the community and is dedicated to offering you a comprehensive selection of checking, savings, lending and investment services.
At First American Bank & Trust, our core convictions are not just vague words in a book no one reads. For us, it's the way our business is done. We found them easy to identify because it's what we do. They're what make us the strong and stable, local bank that's here for you. We are a financial institution that specializes in serving you.
LaPorte Community Federal Credit Union has been serving in the community since 1937 when it began as The Allis Chalmers Credit Union. Membership was composed solely of Allis Chalmers workers and their families. Credit union business was conducted in a small office located inside the Allis Chalmers plant.
As times, neighborhoods and employment
At ANNUVA Financial we are committed to maintaining the highest standards of integrity and professionalism in our relationship with you our client. At ANNUVA Financial we endeavor to know and understand your financial situation and provide you with only the highest quality information, services, and products available to help you reach your goals.
Our Credit Union is membership owned and a nonprofit financial institution. We are a controlled institution based on "people helping people" principles. We offer an array of account options including checking, savings, loans, and CDs. Providing affordable financial services, lower interest rates, and helping you save money is what we do best.
Appalachian Home Loans, Inc. is committed to providing an accessible website. Appalachian Home Loans, Inc. will strive to provide the content you need in the format you require. Appalachian Home Loans, Inc. welcomes your suggestions and comments about improving ongoing efforts to increase the accessibility of this website.
We prefer to put people first. So, we made sure everything we do provides real value to our friends and neighbors.
With branch offices in Wrens and Louisville, Georgia, First State Bank has been serving the citizens of Jefferson County and surrounding areas since 1964.
A branch office was opened in 2002 in Americus,
F5 is refreshing the mortgage process by leveraging technology to ensure ultra-competitive mortgage rates without the hassle of unwanted hard sales tactics. F5 Mortage delivers incredible wholesale mortgage options across Michigan, Georgia, Florida, and Colorado. Backed by almost a decade of professional experience.
BBC Financial Group has been in business since 2004. We were able to survive the worst housing market in history due to providing our clients sound advise and unparalleled service during a challenging time. We have consistently been able to provide our clients a level personal service .
