In 2025, within the county of Bergen in Montvale, NJ, the USDA loan limit is $0, while for FHA it's $1,089,300 applicable to a single-family home.
Utilize the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans. This tool helps you determine the necessary income, credit score, reserves, and documentation for eligibility. Our advanced mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA loans to aid you in choosing the best program for your financial needs in .
2025 Loan Limits and Down Payment Insights in Montvale, Bergen, NJ
Loan Type
Maximum Loan Amount
Required Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Delve into USDA and FHA Loan Choices in Montvale, NJ
The objective of Lendersa® is to expedite finding the best USDA or FHA loan, hassle-free. Begin with one of three approaches that align with suitable lenders and USDA programs.
A USDA home loan, backed by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, exclusively available in rural areas. Contrasting FHA loans, which require a minimum down payment of 3.5%, USDA loans necessitate no down payment at all.
Texas Health Credit Union is dedicated to providing its members a variety of affordable financial products and services in a personal and professional manner. We are committed to meeting the changing needs of our members and are dedicated to the philosophy of "people helping people".
Shelly values each client and prides herself in finding the right loan fit for each by using her expertise in FHA, VA, Conventional, Rural Housing/USDA, Texas Vet, Jumbo, and many other special mortgages. She practices her personal mantra, “If there’s a will, there’s a way,” and she will find it!
7719 Wood Hollow Drive, Suite 150, Austin, TX, 78731
Hardy Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Elite Team of individuals who will provide our customers with excellent service and an exceptional loan experience. Family and team culture is our main focus so that every member of our company knows their value. We strive to provide each individual with the necessary tools to become their very best.
Ariel Capital Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. And also We work with a variety of lenders. This allows us to get you the best rates on all types of loan programs.
MCBank were planted in 1888 in Goldthwaite, Texas, when banking was limited to the community in which you lived. Back then, the Texas Legislature prohibited the issuing of state bank charters, which meant banks had to either get a national charter or work as a “private bank”—a bank opened to serve a community, with no official charter
2021 Guadalupe Street, Suite 260, Austin, TX, 78705
At The Hudson Mortgage Group, we have one goal - to deliver an exceptional lending experience for every customer. We've created a lending process that's fast, friendly and simple to understand. By doing so, we ensure customer clarity, control and confidence every step of the way. We make finance friendly. Let us show you how.
Travis County employees realized that having a credit union would provide them with better financial assistance than banks. Many probably remembered the financial hardship experienced by their parents in the 30s. Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance.
2921 E. 17th Street, Building D, Suite 1, Austin, TX, 78702
PeopleFund creates economic opportunity and financial stability for underserved people by providing access to capital, education and resources to build healthy small businesses. PeopleFund believes that healthy small business growth is the key to economic recovery and development and that every person.
