USDA and FHA Pro and Con in Montvale, Bergen County, NJ
In 2025, within the county of Bergen in Montvale, NJ, the USDA loan limit is $0, while for FHA it's $1,089,300 applicable to a single-family home.
Utilize the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans. This tool helps you determine the necessary income, credit score, reserves, and documentation for eligibility. Our advanced mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA loans to aid you in choosing the best program for your financial needs in .
2025 Loan Limits and Down Payment Insights in Montvale, Bergen, NJ
Loan Type
Maximum Loan Amount
Required Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Delve into USDA and FHA Loan Choices in Montvale, NJ
The objective of Lendersa® is to expedite finding the best USDA or FHA loan, hassle-free. Begin with one of three approaches that align with suitable lenders and USDA programs.
A USDA home loan, backed by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, exclusively available in rural areas. Contrasting FHA loans, which require a minimum down payment of 3.5%, USDA loans necessitate no down payment at all.
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2432 West Peoria Ave, Suite 1073, Phoenix, AZ, 85029
We know that each customer has specific needs, so we strive to meet those needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line.
11024 N. 28th Drive Suite #170, Phoenix, AZ, 85029
Hilton Financial is one of the oldest and experienced Hard Money Lenders and Hilton Financial Corporation (HFC) combines the experience and talent of some of the top mortgage, management and supervisory specialists available. Jack Hilton and Sue Watford each bring with them more than 35 years of administrative.
Copper State Credit Union was formed in 2020 as the result of a merger of two equally-sized credit unions, Canyon State Credit Union and Deer Valley Credit Union. our goal to strengthen Arizona families through financial empowerment, it made sense that our name included an element like copper.
A full-service mortgage brokerage that offers truly affordable home loans. Come be pleasantly surprised by the personalized consultation, timely closings, and loan terms that are always with your best interest at heart. Inexpensive does not have to be lower quality - see for yourself how we shop for best price
645 E. Missouri Ave, Suite 108, Phoenix, AZ, 85012
Success is a team effort, and RBAZ is here to help facilitate your success. We offer all of the progressive banking solutions you'd expect from a much bigger bank, all backed by sound banking principles, exceptional personal service, and a promise to exceed your expectations of what a local community bank can be.
20 East Thomas Road, Suite 2238, Phoenix, AZ, 85012
Loan Factory strives to drive down the rate, deliver low rates with no or low costs to our clients, and improve constantly in providing excellent customer service. We have closed successfully over 20, 000 loans and most of the loans are closed 25 days or less.
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3550 North Central Avenue, Suite 1860, Phoenix, AZ, 85012
Lion Mortgage is a full-service lender whose primary focus is to serve our mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process. We specialize in delivering unconventional solutions to find you the best mortgage.
202 East Earll Drive, Suite 460, Phoenix, AZ, 85012
Access Capital Group, Inc. has been closing residential home loans since 2001.Our entire organization is built to provide you with market insight, industry leading customer support, and the lowest rates available in your area. Our nationally certified mortgage professionals will work with you one on one to ensure that you get a financial solution.
