USDA and FHA Pro and Con in Montvale, Bergen County, NJ
In 2025, within the county of Bergen in Montvale, NJ, the USDA loan limit is $0, while for FHA it's $1,089,300 applicable to a single-family home.
Utilize the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans. This tool helps you determine the necessary income, credit score, reserves, and documentation for eligibility. Our advanced mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA loans to aid you in choosing the best program for your financial needs in .
2025 Loan Limits and Down Payment Insights in Montvale, Bergen, NJ
Loan Type
Maximum Loan Amount
Required Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Delve into USDA and FHA Loan Choices in Montvale, NJ
The objective of Lendersa® is to expedite finding the best USDA or FHA loan, hassle-free. Begin with one of three approaches that align with suitable lenders and USDA programs.
A USDA home loan, backed by the government Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, exclusively available in rural areas. Contrasting FHA loans, which require a minimum down payment of 3.5%, USDA loans necessitate no down payment at all.
Gateway Funding, Inc. is a NC based family owned and operated specializing in commercial lending with a wide range of products in 45 states. We give a free consultation in order to determine the goals of the client and assess their financial situation. (Including refinancing) Gateway Funding, Inc.
5653 Carolina Beach Rd, Suite D2, Wilmington, NC, 28412
We specialize in residential mortgages and offer conventional, FHA, USDA, and VA loans. We take pride in treating each customer as a family member! Our dedication to customer service is the foundation of our business. With many years experience, it’s the reason so many of my clients finance with Seaside Mortgage.
First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee.
The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches
The Henry County Bank is more than the buildings that you see here and in the community. We are your neighbors, your friends, and advisors to all of your financial needs. You can rely on us for the service that you have come to expect at The Henry County Bank - and may have missed at other banks and institutions.
Nickel Steel Federal Credit Union is a Federal Credit Union with assets of 5272479 and headquarters in Lima, OH. The Ohio Steel Foundry Employees Lima Federal Credit Union was founded on November 10, 1953 to solely serve the employees of the Ohio Steel Foundry Co. of Lima, their immediate family members, and the employees of the credit union.
The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C
Premier Home Mortgage and Finance, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple
The National Bank of Adams County has worked hard to be a strong locally owned & operated bank that truly understands the needs of Adams County. Our focus continues to be a banking institution that provides timely & excellent customer service.Our banking structure at NBAC allows us to be successful with this goal because decisions are made locally.
Carter Finance has been serving families in East Tennessee, Western North Carolina, and Southwest Virginia for more than 60 years. Carter Finance was originally opened to service the Carter County area in 1953. A branch office was opened in Mountain City in 1991 to allow us to better serve our Johnson County customers.
