USDA Vs. FHA your options comparison in Morganville, Monmouth County, NJ
During 2025, the USDA loan limit in Morganville, located in Monmouth county, NJ, is set at $776,600. Meanwhile, the FHA loan limit for a single-family home stands at $1,089,300.
Leverage the Lendersa® USDA loan calculator to assess today’s best USDA versus FHA rates and understand the requirements for income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you select the most suitable option for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Morganville, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Explore USDA and FHA Loan Choices in Morganville, NJ
Lendersa® aims to provide you with the best USDA or FHA loan swiftly and seamlessly. Choose one of three options to connect with lenders and explore USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is designated for rural areas. Compared to FHA loans, which require a minimum of 3.5% down payment, the USDA mortgage requires no down payment.
We began as the Admiral Harvard Credit Union in 1956. Rockwell International bought Admiral Corp. in 1975 and closed it's doors in 1979, leaving the Credit Union membership a choice to either merge with another Credit Union, dissolve, or become a Community Credit Union. The latter choice was definitely in the Credit Union's best interest
The Harvard State Bank has led the way with safe and sound business principles; helpful, friendly customer relations; and state of the art banking plans and developments. We offer ATM service in a number of locations; a wide variety of checking, savings and money market accounts; a complete Loan Department offering a wide variety of mortgages.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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"Best REI Funding is a Private Money/Hard Money Lender. Our goal is to fund every deal with funds from private individuals or retirement accounts. We believe that people helping people is the best way to run this business.
We specialize in Fix & Flip loans, Rental Rehab (Bridge) loans and Transactional Funding."
