USDA and FHA Pro and Con in Richwood, Gloucester County, NJ
For 2025, the USDA loan limit in Richwood within Gloucester county, NJ, amounts to $381,800, whereas the FHA limit for a single-family home is set at $529,000.
Utilizing the Lendersa® USDA loan calculator, you can compare today's prime USDA versus FHA rates and discern the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, observe USDA, FHA, Conforming, and VA options side by side, assisting in selecting the program in best suited to your financial needs.
Loan Limits and Down Payment Conditions in Richwood, Gloucester, NJ for 2025
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Richwood, NJ
The objective of Lendersa® is to connect you swiftly to the best USDA or FHA loan, without unnecessary complications. Start with one of three pathways to find suitable lenders and USDA loan programs tailored to your situation.
The USDA home loan, guaranteed by the U.S. Department of Agriculture and often referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural territories. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans mandate none, offering a no down payment option.
3847 South Crenshaw Boulevard, Los Angeles, CA, 90008
LISA CARR & ASSOCIATES is located in Los Angeles, CA, United States and is part of the Offices of Real Estate Agents and Brokers Industry. LISA CARR & ASSOCIATES has 5 total employees across all of its locations and generates $235, 701 in sales (USD). With over thirty years of experience in the financial industry
Direct Lender and Real Estate Professional, we have over 40 years in the Real Estate industry. Licensed California Real Estate Broker Independent Consultant and Real Property Acquisition Specialist. We deliver the expertise you need and facilitate all aspects of Residential and Commercial Real Estate transactions
We deliver value to our members.
Northrop Grumman Federal Credit Union(NGFCU), as a member-owned financial cooperative, exists to provide efficient, convenient, attractively priced financial products and services to satisfy the requirements of its membership.
Set yourself up for success
18425 S. Western Avenue, 2nd Floor, Gardena, CA, 90248
Nikkei Credit Union is a progressive, full-service financial institution serving the Japanese American Community in Southern California. We provide quality service as a not-for-profit financial cooperative, owned and democratically controlled by our membership.
To provide quality financial products through personalized service and innovation.
19300 S. Hamilton Ave, Suite 210, Gardena, CA, 90248
RTI Bridge Loans is primarily a Direct Portfolio Lender. Since 2004, RTI has focused on Short Term Bridge Loans secured By First and Second Trust Deeds on California Real Estate. Over the years we have processed hundreds of millions of dollars in loans for our clients. Many of our clients use us continually for their real estate financing needs.
101 West Walnut Street, Suite 101, Gardena, CA, 90248
Pacific Transportation Federal Credit Union was founded in 1939 by employees of Southern Pacific Railroad as a way to provide affordable financial services to their co-workers and families. Pacific Transportation Federal Credit Union’s mission is to provide excellent financial products and services by highly motivated and knowledgeable staff.
1st California Security Investments has been helping families find the best home loans for a new home purchase or refinance as well as helping clients buy income generating investment properties. Through a commitment to integrity and clarity we strive to help our clients achieve their financial goals and sustain financial wealth
Carson Jewelry & Loan, Guns, Pawn, Ammo, Jewelry, Coins, Tools
22012 Avalon Blvd, Carson, CA, 90745
At Carson Jewelry & Loan customer service is our specialty! From fine jewelry to a large selection of new and used firearms. We give Cash Loans on items of value including jewelry, musical instruments, tools, electronics, sports equipment and firearms. We also pay very competitive prices for loose diamonds, gold, silver, and platinum.
StreamHomeLoan.com is a premier online California Mortgage Broker, we focus on providing a Streamline process for clients who are either buying a home or refinancing a home. We are backed by over 15 years of mortgage lending experience and we pride ourselves on our thorough product knowledge, professionalism and excellent customer service.
Tulare County Federal Credit Union has been serving the financial needs of Tulare County for over 80 years. Tulare Federal was founded on April 15, 1939, as the Tulare County Teachers Federal Credit Union. In 2002, the Credit Union expanded to include the entire county, and our name was changed to Tulare County Federal Credit Union.
TCMS, we are dedicated to helping residents of CA’s Central Valley get the prompt mortgage and refinancing services they need at rates they can afford. Our loan officers are licensed, experienced & provide the attentive and dedicated customer service and attention prospective homebuyers need in order to make the process of obtaining financing easy.
