USDA Vs. FHA your options comparison in Richwood, Gloucester County, NJ
For 2025, the USDA loan limit in Richwood within Gloucester county, NJ, amounts to $381,800, whereas the FHA limit for a single-family home is set at $529,000.
Utilizing the Lendersa® USDA loan calculator, you can compare today's prime USDA versus FHA rates and discern the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, observe USDA, FHA, Conforming, and VA options side by side, assisting in selecting the program in best suited to your financial needs.
Loan Limits and Down Payment Conditions in Richwood, Gloucester, NJ for 2025
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Richwood, NJ
The objective of Lendersa® is to connect you swiftly to the best USDA or FHA loan, without unnecessary complications. Start with one of three pathways to find suitable lenders and USDA loan programs tailored to your situation.
The USDA home loan, guaranteed by the U.S. Department of Agriculture and often referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural territories. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans mandate none, offering a no down payment option.
905 Arch Street, Suite 201, Philadelphia, PA, 19107
Hansen Financial Svc is a mortgage lending institution that prides itself in providing high quality financial services to the public.
It is our mission to provide high quality mortgage programs at the most competitive rates in the nation. Our home loan programs include: purchase, refinance, debt consolidation, home equity loans, second mortgages.
123 N. 9th Street, Suite 101, Philadelphia, PA, 19107
LISA HOME MORTGAGE is an American Limited Liability Corporation in the mortgage industry. As a leader in mortgage financing, the company is multi-state licensed, providing mortgage loan options for clients in need of purchasing or refinancing residential or commercial properties.
1315 Walnut Street, Suite 1517, Philadelphia, PA, 19107
We’re a small, local mortgage company that does things a little differently. We take a personal approach to every loan because this isn’t just a financial decision-it’s your home. We have almost 20 years of experience in the residential mortgage business with access to a full spectrum of loan products to fit your purchase and refinance needs.
30 South 15th Street, 1st Floor, Philadelphia, PA, 19102
The primary mission of United Bank of Philadelphia is to deliver excellent customer service at a profit and to make United Bank of Philadelphia the “hometown” bank of choice. Our goal is to foster community development by providing quality personalized comprehensive banking services to business and individuals in the Greater Philadelphia Region, wi
1420 Walnut Street, Suite 1216, Philadelphia, PA, 19102
Diligence Capital Advisors is a Boutique Commercial Real Estate Capital Markets Solutions and Full Service Consulting Firm and Our services include capital markets solutions, including debt and equity procurement and placement, and full-service consulting spanning transactional oversight/advisory and asset management for existing portfolios and dev
1528 Walnut Street, Suite 2008, Philadelphia, PA, 19102
Our firm is built upon integrity. We have 96.5% repeat business from our clients because of our proven track record for 20+ years. Stursberg & Fine clients enjoy a strong and trusting relationship with our staff of experts that ensures our clients the highest possible level of service, advice, and experience.
"Liberty SBF is an experienced commercial real estate finance company. With a special expertise in small-balance commercial lending, we are positioned to address the needs of small businesses facing a challenging credit environment.
We provide:
Small Business Lending
Commercial Real Estate Financing
Loan Servicing"
We are a team of professionals with decades of experience funding commercial real estate & operating companies, who will assure the best outcome for your debt, equity and advisory needs.
Whether developing, purchasing or refinancing, debt is the lifeblood for commercial real estate. Axcel delivers to its clients access to debt for any asset class
50 South 16th Street, Suite 2400, Philadelphia, PA, 19102
Our focus now is on innovation, customer satisfaction, brand building, and shareholder value creation. Today, we are one of the largest Philadelphia-based banks, yet we make decisions locally, and we make them quickly. Republic Bank is moving towards creating a major commercial and retail bank with a distinct brand.
1500 Walnut Street, Suite 1103, Philadelphia, PA, 19102
American Commercial Lending, we specialize in the commercial mortgage industry. We have a team of experienced commercial mortgage brokers to guide you throughout the application process and ensure that you have everything needed to qualify for the loan. As the most trusted mortgage brokers.
Houwzer is a modern, socially responsible real estate agency for savvy homeowners. We’ve rebuilt the real estate brokerage model around the customer with technology and a team of full service, salaried agents. Home sellers save an average of $15,000 with our listing agents, while home buyers trust our team's focus on buyer goals, not commissions.
