In the year 2025, the USDA loan ceiling for Elk within Gloucester county, NJ, is $381,800, whereas the FHA cap is at $529,000 for single-family homes.
Take advantage of Lendersa® USDA loan calculator to contrast today's USDA and FHA top rates, determining the required income, credit, reserves, and documents for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting in identifying the most suitable program in
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| Type of Loan | Limit | Down Payment |
| USDA | $381,800 | 0% |
| FHA | $529,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to swiftly find you the best USDA or FHA loan, without any hassle. Choose one of three starting paths that connect you with matching lenders and USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, also called the USDA rural development loan or mortgage, is specifically available in rural regions. While FHA loans typically require a 3.5% down payment, USDA loans necessitate no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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