USDA VS FHA in Pitman, Gloucester County, NJ

In 2025, the USDA loan cap for Pitman in Gloucester, NJ, is $381,800. The FHA limit for a single-family home is $529,000.

With the Lendersa® USDA loan calculator, compare today's top USDA and FHA rates, and figure out the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, aiding you in deciding which program in Alabama fits your specific financial needs.

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2025 Loan Limits and Down Payment Needs in Pitman, Gloucester, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Pitman, NJ

The main aim of Lendersa® is to arrange the best USDA or FHA loan for you swiftly and without hassle. Select one of three initial paths to pair with lenders and USDA loan programs.

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Understanding USDA Loans in NJ

A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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