USDA VS FHA in Glassboro, Gloucester County, NJ

In 2026, for Glassboro in Gloucester, NJ, the USDA loan limit is $381,800, whereas the FHA limit for a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA best rates, and determine the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view the USDA, FHA, Conforming, and VA loans side by side, helping you choose which program in fits your financial situation best.

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Loan Limits and Downpayment Requirements for 2026 in Glassboro, Gloucester, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Glassboro, NJ

The aim of Lendersa® is to provide you with the best possible USDA or FHA loan promptly and without hassle. Begin by selecting one of three starting points that guide you to matching lenders and USDA loan opportunities.

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Understanding USDA Loans in NJ

A USDA home loan is a government-backed loan by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, which is only available in rural areas. Contrary to FHA loans requiring a 3.5% minimum down payment, USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Glassboro Lenders

  • AMERICA ONE MORTGAGE, LLC
  • 15 East High Street Suite G, Glassboro, NJ, 8028
  • Lends in New Jersey
  • America One Mortgage, LLC’s mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the best service, competitive interest rates, and low closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Parke Bank
  • 601 Delsea Drive, Sewell, NJ, 08080
  • Lends in New Jersey
  • Parke Bank is a full service commercial bank, with an emphasis on providing personal and business financial services to businesses and individuals primarily in Philadelphia and surrounding counties and Southern New Jersey. Parke Bank’s deposits are insured up to the maximum legal amount by the Federal Deposit Insurance Corporation (FDIC).

  • Monroe Savings Bank
  • 114 South Main Street, Williamstown, NJ, 08094
  • Lends in New Jersey
  • Monroe Savings Bank is a community bank located in Williamstown, New Jersey. We have served the Monroe Township community since 1870 and have prided ourselves on serving the needs of our community in a friendly and professional manner.Our main office is located on Main Street in downtown Williamstown.

  • Newfield National Bank
  • 18 S.West Boulevard, Newfield, NJ, 08344
  • Lends in New Jersey
  • Newfield National Bank, a full-service community bank, is a part of the Newfield Bancorp. It is a mutual savings bank, which is located in Newfield, N.J. Newfield National Bank provides a wide range of financial services and products, such as certificates of deposit, loans, checking and savings accounts

  • Franklin Bank
  • 1179 Route 40, Pilesgrove, NJ, 08098
  • Lends in New Jersey
  • In 1861, a group of thoughtful citizens met quietly forming Salem's first permanent "Building Association." Plans progressed smoothly & the meeting took place the evening of the same day President Lincoln was inaugurated. A certificate of incorporation for "The Franklin Loan & Building Association of Salem, NJ" was drawn up on April 13, 1861.

  • The First National Bank of Elmer
  • 10 South Main Street, Elmer, NJ, 08318
  • Lends in New Jersey
  • The First National Bank of Elmer was established in 1903 in the town of Elmer, New Jersey. Today, we are proud to be an independent Community Bank with six offices to serve the financial needs of our customers. Our customer base is primarily in the Salem, Gloucester and Cumberland County area of Southern New Jersey.

  • Fort Billings Federal Credit Union
  • 962 Billingsport Road, Gibbstown, NJ, 08027
  • Lends in New Jersey
  • The Mission of the Fort Billings Federal Credit Union is to provide our members and surrounding communities with friendly, innovative banking services. We make the lives of our members better every day, through personal banking alternatives, enhanced financial services, lower fees, personal services, and innovation.

  • Liberty Mortgage USA LLC
  • 146 Lakeview Drive, Suite 400, Gibbsboro, NJ, 08026
  • Lends in New Jersey
  • Liberty Mortgage USA is a retail mortgage lender and financial services company, which provides a variety of mortgage options, homebuying solutions, and refinancing solutions with low down payments, minimal charges, and competitive interest rates.Our services are based on simplicity and prudence. That’s why we simplify the mortgage process.

  • Greentree Mortgage
  • 2 Eastwick Dr, Suite 300, Gibbsboro, NJ, 08026
  • Lends in New Jersey
  • You can count on Greentree to make all of the arrangements for your mortgage. There are no up-front application fees. We get you started fast by analyzing your own individual needs, and finding a loan program that fits. If you are already a homeowner, we even provide a credit report analysis at no charge to you.