USDA Vs. FHA Pro and Con comparison in Demarest, Bergen County, NJ
In 2025, the USDA loan cap for Demarest, in Bergen county, NJ, is $0, while the FHA limit for a single-family home is $1,089,300.
Utilize Lendersa® USDA loan calculator to compare today's USDA and FHA best rates, determining the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA programs, assisting you in selecting the best option for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Demarest, Bergen county, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Choices in Demarest, NJ
The aim of Lendersa® is to quickly secure the best USDA or FHA loan for you, without hassle. Choose from one of three starting points that lead to matching lenders and relevant USDA programs.
A USDA home loan, guaranteed by the government, is commonly known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. While FHA loans demand a minimum 3.5% down payment, USDA loans require none.
Turnkey Mortgage Group provides a fresh and friendly approach to the financing of the real estate market. Our aim is to provide the best knowledge and customer service in helping you with all your mortgage loan needs. With our experienced team, we are able to find the perfect loan that fits your needs.
"When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.
Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you!"
Top One Mortgage, LLC We are a group of dedicated mortgage professionals specializing in residential
mortgage lending. We offer various competitive programs to best suit the needs
of our clients. Our goal at Top One is to give the best homebuying experience
possible for our wonderful clients.
Commercial real estate (CRE) is the most safe investments a person or company can invest. These income-producing properties offer tremendous advantages over residential investments not just for building wealth but also generating monthly cash flow. Investing in commercial real estate.
AmCap Mortgage, Ltd. and its divisions still believe in the American Dream and are committed to helping you bring that dream to fruition. We are taking all measures necessary to ensure the safety and health of our employees by allowing them to work from home, and we have security measures in place to protect your secure data.
Capital Home Mortgage is a division of Amcap Mortgage LTD headquartered in Houston Texas. As a direct mortgage lender Capital Home Mortgage offers a complete line of mortgage products. Whether you looking to buy your first home, refinance your current mortgage or consolidating debt, our highly experienced team of mortgage
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
14340 Memorial Drive, Suite 400, Houston, TX, 77079
Rock Mortgage Houston is your first choice for a wide range of lending programs with low rates and great service. Rock Mortgage Houston was founded with the basic idea of old fashion personalized service and has grown through word of mouth referrals, one client at a time. Our goal is to help you qualify for the lowest interest rates
