USDA VS FHA in Pennsauken, Camden County, NJ

In 2025, USDA loan limit in Pennsauken, county of Camden, NJ is $381,800 while FHA limit is $529,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Pennsauken, county of Camden, NJ

Loan Type Loan Limit Down payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Pennsauken, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Longstreet Financial Inc
  • 4 Bennington Place, Newtown, PA, 18940
  • Longstreet Financial is a full service mortgage broker offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
  • Loan America MtgCo
  • 1619 Nicole Drive, Garnet Valley, PA, 19060
  • Our promise to you is that we will work every possible approach in getting the best possible mortgage for you. At Loan America, we try our hardest to bring our customers the best deals available. Our goals at Loan America is to provide the people of the tri-state area with the best loan opportunities available whether they have excellent credit
  • All in Mortgage Inc
  • 1133 Naamans Creek Road, Garnet Valley, PA, 19060
  • All In Mortgage utilizes its industry-leading A.I.M method for delivering speed, accuracy, and quality to its customers for their loans and purchasing a home or refinancing your existing mortgage loan, we have the products for you! As a mortgage broker, All In Mortgage leverages our relationships with wholesale lenders to find the products.
  • Eagle One Federal Credit Union
  • 3301 Philadelphia Pike, Claymont, DE, 19703
  • Eagle One Federal Credit Union ( FCU) is a not-for-profit financial cooperative, democratically owned and run by its members. We are a full service Credit Union and are continually growing within the northern Delaware and Philadelphia markets. Although we have grown and evolved over the years.
  • Veterans Mortgage Services
  • 2803 Philadelphia Pike, Suite B-190, Claymont, DE, 19703
  • At Veterans Mortgage Services, we take great pride in Serving Those Who Have Served Our Country. We have professionals with expertise in VA Loans who are committed to streamline the process, making it smooth and easy for you. Millions of military families have taken advantage of Veterans Mortgage Services to purchase or refinance a home.
  • Old Glory Mortgage Inc
  • 10 East Lancaster Avenue, Paoli, PA, 19301
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • EXCEL MORTGAGE CORP USA
  • 34 Darby Road, Paoli, PA, 19301
  • Excel Mortgage Corp, USA was established in 2007 by Ryan Hall and Chris Pappa. Ryan and Chris wanted to take their experience in the industry and expand it to really focus on the client. Meeting with borrowers throughout the process, attending settlements and having a live person answering
  • Fort Dix Federal Credit Union
  • 5408 Delaware Avenue, Fort Dix, NJ, 08640
  • The Fort Dix Federal Credit Union was first organized May 1, 1963 under the leadership of SGM. Max Martin and CW4 Clarence Lines. At the onset there were 12 members in a subscriber group and the maximum loan was set at $150.00. Within the first 8 months the membership swelled to more than 700 members.
  • New Jersey Law & Public Safety Credit Union
  • 225 E State Street, Trenton, NJ, 08608
  • The New Jersey Law & Public Safety Credit Union is dedicated to helping those who serve us, their families & the surrounding communities. Please come back often and check out what we’re up to. Membership in N.J.L.& PS Credit Union is limited to employees and retirees of the Office of Law and Public Safety.
  • North Penn Federal Credit Union
  • 123 N Bethlehem Pike, Colmar, PA, 18915
  • North Penn Federal Credit Union (NPFCU) was established in 1955 by a group of employees of North Penn Transfer, a trucking company in Lansdale PA. We are federally chartered by NCUA. We are a non-profit financial cooperative owned and controlled by the members and operated for their benefit by promoting savings and providing low-cost loans. We have
  • Creative Hard Money, LLC
  • 508 Whitehorse Mercerville Rd., Trenton, NJ, 08610
  • Creative Hard Money LLC is a trusted hard money rehab loan lender in New York and Pennsylvania. We aim to serve our customers and our clients and help them in dealing with their concerns on business, commercial land mortgages and hard money rehab loans; a lender with the best and most knowledgeable people to serve your mortgage and financing needs.