USDA and FHA Pro and Con in Pennsauken, Camden County, NJ
In 2025, within Pennsauken, the USDA loan limit in Camden county, NJ, is $381,800, whereas for a single-family home, the FHA limit is $529,000.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. Assess the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting in finding the most suitable program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Pennsauken, Camden County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Pennsauken, NJ
The goal of Lendersa® is to secure you the best available USDA or FHA loan efficiently and effortlessly. Choose one of the three starting methods provided to align with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, is commonly referred to as the USDA rural development loan. It is available exclusively in rural settings. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage requires no down payment.
25 Lindsley Drive, Suite 209, Morristown, NJ, 07960
Our mortgage representatives specialize in providing home loans to first time home buyers and FHA purchases in Morris County as well the greater New Jersey and New York state area. We deliver an unparalleled level of service and the lowest possible loan rate in the business. Upon this – we have built our reputation, for over a decade
"We are a full service mortgage broker in Morristown, New Jersey with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to reverse mortgages.
We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates"
For over 85 years, County Educators FCU has been helping people like you achieve their financial goals. We are proud of the wide range of valuable financial services we offer, from affordable Checking & Savings programs to convenient low-cost lending services. We can offer your employees a great employee benefit at absolutely no cost to you.
531 Wild Avenue, 2nd Floor, Staten Island, NY, 10314
JG Funding is a direct hard money lender that has been providing the real estate industry with immediate access to short term financing for over 12 years. JG Funding serves a growing need for investors looking for creative or situational financing within a tight time frame to fund acquisition, refinance, rehab & other real estate investment.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
FDU Federal Credit Union Founded in 1965, Fairleigh Dickinson University Federal Credit Union (FDU FCU) is a federally chartered credit union serving the University's students, faculty, and staff. Since then, many other local businesses and organizations have joined FDU FCU. As a non-profit, FDU FCU strives to support members in achieving.
Omega Financial Services, Inc. is a full service, Non-Supervised, Multi-State Direct Residential and Commercial Lender and Wholesaler. With over 25 years of experience, Omega’s goal has been to assist clients in owning a home, acquiring a business, or an investment property by offering a wide array of loan programs and giving attention to detail.
At Platinum Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
First Hope Bank is a family operated community bank that has been in operation since 1911. We are a full-service bank with products ranging from deposit accounts to loans to investment and insurance products offered by either our Trust Department or Raymond James Financial Services, Inc.
830 Morris Turnpike, 4th Floor, Short Hills, NJ, 07078
At Predian Mortgage, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Predian Mortgage believe in working hard to get the job done. Our leaders set the example,
