In 2025, within Pennsville located in Salem county, NJ, the USDA loan limit is $381,800. Meanwhile, the FHA limit for a single-family home is $529,000.
Leverage the Lendersa® USDA loan calculator to compare current USDA versus FHA best rates. This helps determine the income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, ensuring you choose the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Pennsville, Salem, NJ
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conforming Conventional
$726,200
3%
USDA and FHA Loan Alternatives in Pennsville, NJ
Lendersa® aims to promptly secure you the best USDA or FHA loan without hassle. Select from three pathways to connect with lenders and USDA loan services.
The USDA home loan, offered by the government's Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusive to rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.
Kings Peak Credit Union has been serving the residents of the Uintah Basin since 1955. It is our mission to serve our members with the best financial service. and also Kings Peak Credit Union was formed to help local people with their financing needs; that is still true today. Our Board of Directors are focused on helping our members.
205 West Main Street, White Sulphur Springs, MT, 59645
We are a full-service bank with offices in Bozeman, Clyde Park, Emigrant, Helena, Lewistown, Livingston, and White Sulphur Springs. Our goal is to be the strongest financial partner that our community has by priortizing community involvement and service. As the oldest bank in Montana, we are constantly trying to improve the way we serve.
Since 2001 we have established great relationships with many reputable Wholesale Lenders. This allows us the ability find you the best loan product and rate available in the market. It is important for us to understand more about your specific needs to ensure you receive the best possible service and accurate rate quote.
The Bank of Star Valley is the premier banking institution in the Star Valley, Wyoming area. It is a true home-town bank with neighbors providing excellent financial products and quality banking services for their neighbors and alsoThe Bank of Star Valley proudly carries a 5-star rating from Bauer Financial, Inc.
Prospera Business Network is the leading non-profit organization advancing and supporting community-centered economic development in southwest Montana. Our focus is helping people start and grow their business – in turn strengthening our region’s economy and communities. Prospera services are client-focused offering entrepreneurs
Superior customer service, competitive products and local Bozeman loan decisions. These are just a few of the things that make us your premier local Bozeman, Montana bank. We’ve modeled our business on the community we treasure, bringing top talent and extensive experience to a small-but-powerful new kind of bank.
"We are a local lender backed by the experience and expertise of GoPrime Mortgage, Inc. based in North Carolina. With decades of combined experience our processors, underwriters and Loan Officers can offer unsurpassed service in one of the biggest transactions of your life.
We offer Conventional, FHA, VA, USDA Rural Development and Jumbo loans"
1st Liberty Federal Credit Union was founded by Robert "Scotty" Scott and the co-founders: William Dawson, Joel Taylor, Morgan Moyer, Billie Brankovich, Ehud Markel, Kenneth Platt, and M.B. Holt. In June 1955 your credit union was chartered as Great Falls Air Force Base Federal Credit Union.
Montana Credit Union is a full-service financial institution. We offer convenient savings & checking accounts, competitive loans and many other financial services. Membership is open to anyone living in Cascade, Chouteau or Teton counties. Credit Union is a full-service financial institution.
Russell Country, our Home Loan Team is here to help calm the voices in your head and make your home buying process a sweet success! And, in addition to their expertise, our Home Loan Team has a wide array of options for you to consider.
Russell Country Federal Credit Union is a banking company based out of 810 1St Ave S, Great Falls, MT, US
Locally owned and operated full service bank offering financial products and services. Something for everyone from personal to business to agriculture and more. We now offer on the go options like mobile banking mobile deposit and person to person payments. One of our Customer Service Representatives would love to explore the right options for you.
