USDA and FHA Pro and Con in Port-Monmouth, Monmouth County, NJ
In the year 2025, the USDA loan cap in Port-Monmouth, within the county of Monmouth, NJ, is $657,900. The FHA limit for a single-family residence is set at $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate today's best rates between USDA and FHA loans, determining the required income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side to find the most suitable option for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Port-Monmouth, Monmouth County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Port-Monmouth, NJ
At Lendersa®, we aim to swiftly connect you with the best possible USDA or FHA loan without unnecessary hassle. Choose from three starting points to access matching lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture. Also referred to as a USDA rural development loan or USDA mortgage, it is available only in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
In 1903 a group of far-sighted businessmen, led by J. Fall Roberson, Sr., joined forces to form a bank to serve the future businesses and citizens of Pell City and St. Clair County. One hundred and sixteen years and four generations of independent banking experience later, UnionState continues to grow and serve a broad community with twelve banking
The Select Employees Credit Union recently revised our Mission and Vision statements and added a Values statement as part of our Strategic Plan. What is the purpose of these and why are they important A vision is a shared image of what we want our organization to be or become, particularly in the eyes of our members.
We’ve been serving families in Northwest Illinois (and, more recently, Northeast Iowa) since 1885. There were just 38 states when Sterling Federal Bank was born; Grover Cleveland was President of the United States; and our hometown of Sterling, IL was only about 50 years old.
Sterling Federal is even older than the Federal Reserve Bank
The Trust Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to mak
The Williamson County Catholic Credit Union is a member owned financial cooperative.
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St. Joseph's Credit Union of Marion was chartered on November 3, 1952
Founded in 1848, FNB is the oldest continuously operating bank in the state of Alabama.
We are proud to be a member bank of the FDIC and an Equal Housing Lender.
Our focus is on the Talladega, Lincoln and Munford communities in North Talladega county as well as the surrounding areas. We are a full service bank catering to both consumer
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Rasmussen Mortgage is a local mortgage brokerage. I have over 16 years experience in the mortgage industry. If you have not looked into what pricing a broker offers you are spending too much with the banks and credit unions. I focus on finding you the best mortgage for your wants and needs while maintaining personalized customer service.
The Bank of New Glarus is headquartered in New Glarus, Wisconsin and has branch offices located in New Glarus, Belleville, Monroe, Juda and Brodhead, with a loan production office located in Madison. As the largest deposit bank in Green County, it offers a full range of financial products and services to its customers
