USDA Vs. FHA your options comparison in Port-Monmouth, Monmouth County, NJ
In the year 2025, the USDA loan cap in Port-Monmouth, within the county of Monmouth, NJ, is $657,900. The FHA limit for a single-family residence is set at $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate today's best rates between USDA and FHA loans, determining the required income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side to find the most suitable option for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Port-Monmouth, Monmouth County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Port-Monmouth, NJ
At Lendersa®, we aim to swiftly connect you with the best possible USDA or FHA loan without unnecessary hassle. Choose from three starting points to access matching lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture. Also referred to as a USDA rural development loan or USDA mortgage, it is available only in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
NeighborWorks Orange County is a California 501(c)(3) non-profit organization that exists to serve the Orange County community, where the high cost of living presents significant challenges for low-to-moderate income families and individuals. Our mission is to strengthen communities and enhance the quality of life for working families by expanding.
2811 East Katella Avenue, Suite 100, Orange, CA, 92867
"Rose Financial Family-owned and operated over five decades, Rose Financial is a bonafide lender/creditor with in-house decision making and underwriting. The company makes and services residential and commercial real estate loans for a broad range of consumers in California.
Located in the City of Orange, Rose Financial began in 1948"
1224 East Katella Avenue, Suite 207, Orange, CA, 92867
Platinum Financial Services is a California based Corporation established September 20, 2002. We are located in the Orange California and we're licensed by the Department of Real Estate. Platinum Financial Services is primarily a Mortgage Lender; but we also have a Real Estate Division and Escrow Division, to help with all your needs.
1421 North Wanda Road, Suite 120, Orange, CA, 92867
"We invest our time focusing on your financing priorities, explaining your options and delivering the world class experience you expect and deserve.
In return, we need you help. Our goal is to earn your trust, respect and heartfelt referrals to your friends, relatives, coworkers & neighbors. Our vision is to build strong, lifelong relationships."
1421 North Wanda Road, Suite 120G, Orange, CA, 92867
We are a direct lender servicing all of California, with a focus on Orange, Los Angeles, Riverside, and San Diego counties. We are committed to providing the best available financing and mortgage protection for our clients, while delivering outstanding customer service. We pride ourselves in treating our clients with honesty, integrity
Much like visiting your local hardware store sometimes you want something more personal than the large cold corporate experience. My wholesale mortgage brokerage is based in Orange, California. My company offers an extensive portfolio of loan products including traditional Residential, Jumbo, Reverse and Private money home loans.
With a combined of over 25 year of mortgage lending experience make First Place Home Loans your number one Choice for all of your lending needs. Servicing one customer at a time with attention to detail and superior customer service is what we believe in at First Place Home Loans. Experience the difference with dedicated specialist
1111 East Katella Avenue, Suite 210, Orange, IN, 92867
We specialize in providing mortgage lending FHA, VA, Conventional, Refinance, and New Purchase services. When you decide to buy a home or refinance a mortgage, its a big step. You can trust us to find the loan program thats best for you. Upfront Home Loans is extremely experienced in the mortgage process and has products and rates.
1421 N Wanda Road, Suite 120-V6, Orange, CA, 92867
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
15825 Main Street, 1st Floor, La Puente, CA, 91744
MAIN STREET MORTGAGE SERVICES, Inc. is a full service mortgage brokerage with only one priority – to provide the absolute best customer service to our clients while educating them on today’s mortgage process. We offer individualized mortgage solutions for the borrower's unique needs.
