USDA Vs. FHA your options comparison in Ringwood, Passaic County, NJ
During 2025, the USDA loan threshold in Ringwood, located in the county of Passaic, NJ, is $776,600. Meanwhile, the FHA limit for a single-family home is set at $1,089,300.
Employ the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rate comparisons and deduce necessary income, credit score, reserves, and documentation for qualification. Our intricately designed mortgage calculator displays options side by side for USDA, FHA, Conforming, and VA loans, aiding your decision on the suitable program in based on your financial profile.
Loan limits and down payment specifications in Ringwood, county of Passaic, NJ for 2025
Loan Category
Loan Maximum
Down Payment Requirement
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Explore USDA and FHA Loan Choices in Ringwood, NJ
Lendersa® aims to provide you with the optimal USDA or FHA loan swiftly and efficiently without unnecessary hassle. Begin with one of the three starting points that align you with lenders tailored to the USDA loan programs.
A USDA home loan, sanctioned by the U.S. Department of Agriculture, also recognized as a USDA rural development loan or mortgage, is exclusively accessible for rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans eliminate the need for a down payment entirely.
317 Washington Street, 4th Floor, Watertown, NY, 13601
At State CS Employees FCU, we are more than your average credit union. We take the time to get to know you and understand your needs. Times are tough and we get that. That’s why we’ve provided a whole host of ways for you to save money while enjoying the things you do. We proudly service qualifying members in Clinton, Franklin, Jefferson, Lewis.
Back in 1955, a group of New York Air Brake employees founded Northern Federal Credit Union in Watertown, New York. Their goal was to create a safe, secure place where employees could grow their savings and obtain loans at reasonable rates something the existing financial institutions in town weren't providing.
8444 Westpark Drive The Fourth Floor, Mc Lean, VA, 22102
FSMC is a private lender for residential financing. We are committed to supporting and helping individuals and families achieve their dream of homeownership in Virginia. We use new and innovating technology to make the application and overall loan process as smooth as possible for each client.
Since 1970, we’ve stood behind members of associations, businesses, alumni groups and charitable organizations to help them build their businesses, families and dreams with financial products and resources for the everyday to the once-in-a-lifetime need and With members making the important business decisions, everyone’s voice is heard.
Monument Home Loans is a family-owned company that emphasizes community relationships, honesty, and integrity. For 30 years, that proven dedication and trust has given our branches the resources needed to help qualified borrowers in their communities fulfill the dream of home ownership.
The Capital Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
We are proud that Adirondack Regional Federal Credit Union can serve all community members who live, work, worship, or attend school in Clinton, Essex, and Franklin Counties of NY state and their immediate family members. Businesses and other legal entities located in these counties are also eligible for credit union services.
Oakview, we believe a strong start makes for a strong finish to this challenging process. Our goal at the onset is to understand your needs. We invest extra time to get to know you, your situation, and all the other aspects of the transaction that may influence the final outcome.
Burke & Herbert Bank is the oldest continuously operating bank in the Washington, D.C. region. We are a local community bank with a long, proud history of serving generations of individuals, families and businesses in Northern Virginia and are deeply invested in the welfare and prosperity of the people who live here.
Founded in 1935, USSFCU has grown & changed over the years. Delivering top-tier financial solutions & services to our members with a unique culture of working better together has & will always remain our focal point.
In the Senate Community tradition of service, USSFCU strives to improve the financial wellness of our members throughout all sta
1600 Cameron Street, Suite 200, Alexandria, VA, 22314
Transportation Federal Credit Union has been open since 1939. It's the 5th largest credit union in Virginia with assets totaling $288.66 Million and providing banking services to more than 21, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
