USDA Loan Vs. FHA loan for Oakland, NJ [Bergen County ]

For 2025, in Oakland, within Bergen county, NJ, the USDA loan limit is $0, while the FHA limit for a single-family home is $1,089,300.

Use the Lendersa® USDA loan calculator to evaluate and compare today's leading USDA versus FHA rates. Determine income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, guiding your choice of the best program for your financial needs in .

Exploring USDA and FHA Loan Options in Oakland, NJ

Lendersa® is committed to swiftly providing you the best USDA or FHA loan available without complications. Choose one of three starting points to connect with lenders and access USDA loan programs.

Defining USDA Loan in NJ

A USDA home loan, backed by the Department of Agriculture and often called a USDA rural development loan or USDA mortgage, is limited to rural areas. Despite FHA loans requiring at least a 3.5% down payment, USDA loans demand none.

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(970) 242-3100 Lender's profile and map Reviews Harmony Federal Credit Union (FCU) 504 Court Road, Grand Junction, CO, 81501 Our Mission is To serve our members by providing competitive and convenient services in a professional and friendly manner, while enhancing the financial security of our members, the credit union and our community. Credit Unions are collectively owned financial cooperatives operated for the mutual benefit of their members/owners.
(970) 243-7280 Lender's profile and map Reviews Coloramo Federal Credit Union 516 28 Road, Grand Junction, CO, 81501 Coloramo Federal Credit Union was established on June 8, 1953. Coloramo originally consisted of only eight members who were Colorado Raw Materials Office employees. Today, Coloramo serves 11,088 members and has assets of $150 million. Coloramo Federal Credit Union's mission is to build lifelong member relationships to help our members.
(970) 242-2288 Lender's profile and map Reviews W.C. Mortgage Inc. 803 White Avenue, Grand Junction, CO, 81501 At W.C. Mortgage Inc., we have a saying here, "Mobiles to Mansions," whether you are buying a manufactured house in a mobile home park or a mansion on acreage we have a competitive program for you. We have been in business for over a decade as a small personable brokerage that has grown throughout the years by being true to our customers.
(970) 243-1370 Lender's profile and map Reviews Grand Junction Federal Credit Union 633 24 Road, Grand Junction, CO, 81505 GJFCU provides the following, competitive services to the community: low-balance savings accounts, free checking accounts, share certificates, IRA certificates, direct deposit, wire transfers, payroll deduction, debit cards, Visa credit card – no annual fee, pre-paid debit & travel cards, gift cards, money orders, low interest loans.
(575) 289-3763 Lender's profile and map Reviews Cuba Credit Union 6347 Main Street, Cuba, NM, 87013 Cuba Credit Union was charted in 1972 as a school-based credit union including Cuba Independent Schools and Jemez Mountain Schools. Over the years, there have been several managers and volunteers elected by the membership. These Managers and Volunteers set the foundation for the Credit Union we have today.
(406) 265-1241 Lender's profile and map Reviews Independence Bank 435 3rd Street, Havre, MT, 59501 Independence Bank, formerly known as First Security Bank, was founded in 1972 by a group of Havre business owners who saw a need for a community bank. The headquarters opened at its present Fifth Avenue location in March 1973. Since that time we have acquired branches in Poplar, Scobey, Malta and Glasgow. Building on our success
(970) 639-2231 Lender's profile and map Reviews Grand Valley Home Loans 1822 L Road, Fruita, CO, 81521 Mickie Fisher Rogers is the owner of Grand Valley Home Loans a recognized leader in the mortgage industry. Being a Fruita, Colorado Native, she and her family have strong roots in the Western Slope. Known for consistently delivering the best home buying experience, Mickie is passionate, genuine & always has her borrower’s best interest at heart.
(505) 866-1470 Lender's profile and map Reviews RPM Lending 526 Sun Ranch Village Loop, Los Lunas, NM, 87031 We are one of the only few locally owned mortgage brokers in New Mexico. We are passionate over our clients, to us, it’s more than just buying a house, it’s a home, where lasting memories will be made. Our goal and motto is to turn our clients into friends and neighbors with our service, care and expertise.
(505) 864-4740 Lender's profile and map Reviews Railroad Employees Credit Union 300 N 6th Street, Belen, NM, 87002 We are the Credit Union for BNSF Employees and their Families. We understand your life is constantly on the tracks, so we make it easy on you to open an account, apply for a loan, and get access your funds. We have been serving BNSF Employees since 1955. We are a closed member Credit Union, that means not just anyone can join.
(877) 300-9369 Lender's profile and map Reviews Stockman Bank 103 Central Avenue, Stanford, MT, 59479 Stockman Bank is a Montana born company built on western values, focused on creating long-standing relationships through integrity, expertise and results. We are the largest private, family owned bank in Montana. Founded 1953, in Miles City by William Nefsy, we are Montana's premier financial center for personal, business, agriculture,
(505) 334-3074 Lender's profile and map Reviews High Desert Community Credit Union 321 S Main Street, Aztec, NM, 87410 Our Mission Statement is to promote thrift among it’s Members and to create a source of Credit that is easily accessible by the Membership. High Desert Community Credit Union is a member of NCUA. They insure your deposits just as the FDIC does for banks. We moved into our new location at 321 S. Main in Aztec, NM on May 17, 2019.