USDA Vs. FHA Pro and Con comparison in Oakland, Bergen County, NJ
For 2025, in Oakland, within Bergen county, NJ, the USDA loan limit is $0, while the FHA limit for a single-family home is $1,089,300.
Use the Lendersa® USDA loan calculator to evaluate and compare today's leading USDA versus FHA rates. Determine income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, guiding your choice of the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Oakland, Bergen, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Oakland, NJ
Lendersa® is committed to swiftly providing you the best USDA or FHA loan available without complications. Choose one of three starting points to connect with lenders and access USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and often called a USDA rural development loan or USDA mortgage, is limited to rural areas. Despite FHA loans requiring at least a 3.5% down payment, USDA loans demand none.
EDvestinU - New Hampshire Higher Education Loan Corporation (NHHELCO)
4 Barrell Court, Concord, NH, 03301
EDvestinU® is the private student loan program of the nonprofit NHHEAF Network. EDvestinU’s mission is to provide affordable college funding options to students nationwide. With industry–leading rates and nationally recognized loan servicing, students, parents & post-secondary schools can have every confidence that EDvestinU borrowers are provided.
Nymeo is a cooperative, not-for-profit credit union dedicated to personalized services for its members.
If you live, work, worship, attend school or conduct business in Frederick County Maryland, you are welcome to become a member! Since we are a nonprofit, we have members NOT customers.
Addison Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
The Police Federal Credit Union, headquartered in the Washington, D.C. metropolitan area, is a full service, not-for-profit, financial institution that has been committed to protecting the financial interests of members of the law enforcement community and serving their financial needs since 1935.
1285 VA Cutoff Road, White River Junction, VT, 05001
Vermont VA Federal Credit Union has been open since 1939. It's the 12th largest credit union in Vermont with assets totaling $32.41 Million and providing banking services to more than 2, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services
Mascoma Bank is a mutually owned bank and not for sale. With no shareholders to please, we are committed to remaining independent and to re-investing profits in our community. Our first priority has always been—and always will be—you, our customers. We are different than other banks and give you the security of a long-term relationship.
PBSFCU is a full-service financial services provider, serving Sigmas, Zetas and their families internationally. While it is similar to a bank in terms of the services it provides, it is philosophically different in operation. PBSFCU is a full-service financial services provider, serving Sigmas, Zetas and their families internationally.
"Founded on August 20, 1934, Industrial Bank is the oldest and largest African American owned commercial bank in the metropolitan Washington region.
Since 1934, the bank has delivered essential banking and financial services that have contributed greatly to the growth and development of the Washington, D.C. community.
1801 Research Blvd Suite 410, Rockville, MD, 20850
ACC is the oldest NON QM Lender in the industry! I have been with ACC for 6 years. We offer low rates and flexible UW guidelines. Call or email me and I can assist with your scenario.
DSCR- down to 0.00
Bank Statement 12/24 months
1 YEAR UN Audited P&L
Second Chance- low credit/tradelines/no credit
Foreign National- No income/ no credit requi
5201 Diamondback Drive, Suite 150, Rockville, MD, 20850
Capital Area REALTORS® Federal Credit Union was started 50 years ago by REALTORS® for REALTORS®. We are proud to have continued the tradition by keeping our board comprised of REALTORS® and Real Estate Brokers. At CAR FCU we think of our members as neighbors and believe they deserve the confidence of working with a local team.
111 Rockville Pike, Suite 100, Rockville, MD, 20850
NIH Federal Credit Union is proud to be the nation’s largest credit union serving the healthcare & biomedical industry.We strive to provide our members with exceptional service, financial advice & banking solutions that exceed expectations & enhance their lives.Our members are focused individuals – too busy to waste time & too smart to waste money.
