USDA Loan Vs. FHA loan for Paramus, NJ 2025

In 2025, the USDA loan limit in Paramus, within the county of Bergen, NJ, is set at $0, whereas the FHA limit for a single-family home is $1,089,300.

Lendersa® USDA loan calculator is ideal for comparing today’s USDA VS FHA top rates and understanding the income, credit score, reserves, and documentation needed to qualify. By using our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA programs side by side, which assists in deciding the best option in for your unique financial requirements.

USDA and FHA Mortgage Options in Paramus, NJ

The goal of Lendersa® is to quickly provide the most suitable USDA or FHA mortgage without any hassle. Choose one of the three starting points to get matched with lenders and USDA loan programs.

Lendersa USDA loan application and matching results

Defining USDA Loans in NJ

USDA home loans, supported by the government’s Department of Agriculture, are also known as USDA rural development loans or USDA mortgages and are exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.

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(540) 274-0781 Lender's profile and map Reviews First Residential Mortgage Corporation 1344 N Main St, Blacksburg, VA, 24060 FRM company and we represent your best interests, not the big banks. We’ve been in business for over 20 years and we thrive on providing our clients with an outstanding mortgage experience. With offices in Blacksburg, Marion, and Abingdon we serve clients throughout Virginia. We’ve built our business by being an advocate for our clients.
(919) 477-0696 Lender's profile and map Reviews Vision Financial FCU 214 Pacific Avenue, Durham, NC, 27704 Vision Financial FCU is member-owned, member-driven. We are owned by our members and, since we opened our doors in 1960, our members have always been the foundation and strength of our Credit Union. We currently serve the employees and family members of over 100 companies and almost 10, 000 established members.
919 244 1007 Lender's profile and map Reviews Connvisions Capital Group 5709 Enoree Lane, Raleigh, NC, 27616 Connvisions Capital Group provides short term financing ranging from $50,000 to $2,500,000 when traditional capital sources are unavailable, too slow or too costly. These short-term loans are used for both non owner occupied residential and income property for the purpose of acquisitions, flipping the collateral, seasoning the property for permanen
(207) 746-3428 Lender's profile and map Reviews Eastmill Federal Credit Union 60 Main St, East Millinocket, ME, 04430 Eastmill Federal Credit Union has come a long way since its first organizational meeting on May 13, 1954. Credit Unions are unique in the financial world as not-for-profit institutions. Members own and direct the credit union. These members are dedicated to the credit union motto, “Not for charity, not for profit, but for service.
(304) 273-0515 Lender's profile and map Reviews Ravenswood Federal Credit Union 702 Washington Street, Ravenswood, WV, 26164 Ravenswood Federal Credit Union has been open since 1959. It's the 25th largest credit union in West Virginia with assets totaling $41.28 Million and providing banking services to more than 5, 000 members as of March 2022 The credit union is a community-based financial institution. People living, working
919-539-7232 Lender's profile and map Reviews Davis & Davis IG 8601 Six Forks Rd, STE 400, Raleigh, NC, 27615 Getting you the funds you need, when you need it: Need funds for Fix N Flips, we can do that, for Construction, we can do that, for Rental loans, we can do that, for Cash-out refi, we can do that, for Commercial, we can do that, for Working Capital, yes, we can do that etc....... Let us help you make your dreams a reality.
(855) 693-8290 Lender's profile and map Reviews West Town Bank & Trust 8450 Falls of Neuse Road, Suite 204, Raleigh, NC, 27615 At West Town Bank & Trust, we’re problem-solvers. Solutions define us. Our most important goals are to know what’s important to you, what’s getting in your way & what you hope to achieve, so we can help you get there. Since 1922, we’ve been creating long-lasting relationships with our customers based on old fashioned values & future-thinking ideas.
(919) 256-8888 Lender's profile and map Reviews Dash Home Loans, a Division of Primary Residential Mortgage, Inc. 131 Wind Chime Court, Raleigh, NC, 27615 Dash Home Loans is a Division of Primary Residential Mortgage, Inc. PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions.
(919) 848-4748 Lender's profile and map Reviews Perennial Mortgage Group 8522 Six Forks Road, Suite 201, Raleigh, NC, 27615 We have been committed to providing our clients with the highest quality service combined with the lowest rates and/or costs available. We will work with you one on one to ensure you receive a financial solution that is tailored specifically to your needs. Whether you are purchasing your dream home, ReFinancing an existing loan.
(844) 857-5626 Lender's profile and map Reviews VISION LENDING SERVICES 9208 Falls Of Neuse Rd, Suite 101, Raleigh, NC, 27615 Vision Lending service are North Carolina. We strive to help build the community through responsible financing. We provide financial guidance so that you get the best loan product available. Our mission is to build and grow the great state of North Carolina through homeownership.
(919) 630-4536 Lender's profile and map Reviews Glenn Eagle Lending Inc 181-202 Wind Chime Ct, Raleigh, NC, 27615 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(828) 217-7715 Lender's profile and map Reviews Oak City Lending LLC 8512 Six Forks Rd, Suite 102, Raleigh, NC, 27615 Our goal at Oak City is to "wow" each of our clients. This means going above and beyond the norm to make each client so happy that he'll tell everyone about it. We also believe attitude is everything, and a positive attitude goes a long way in providing excellent customer service.