USDA Loan Vs. FHA loan for Elmwood-Park, NJ 2025

In the year 2025, the USDA loan limit for Elmwood-Park, in the county of Bergen, NJ is set at $0, while the FHA limit for single-family residences is $822,375.

Make use of the Lendersa® USDA loan calculator to evaluate current best rates for USDA vs. FHA loans. This tool helps you ascertain the required income, credit, reserves, and documentation for qualification. With our comprehensive mortgage calculator, you can examine the USDA, FHA, Conforming, and VA options side by side to choose the best program for your individual needs in Alabama.

Options for USDA and FHA Loans in Elmwood-Park, NJ

The objective of Lendersa® is to secure the most suitable USDA or FHA loan for you quickly and with minimal difficulty. Start by selecting one of three paths that align borrowers with matching lenders and USDA loan options.

Lendersa USDA loan request and results matching

Understanding the USDA Loan in NJ

A USDA home loan is backed by the Department of Agriculture, also identifiable as a USDA rural development loan or USDA mortgage, and is only offered in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans necessitate no down payment.

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(252) 354-4700 Lender's profile and map Reviews Eastern Mortgage Company, Inc. 7601 Emerald Drive, Emerald Isle, NC, 28594 Eastern Mortgage Company Inc., has put over 150 years of mortgage experience to work for their clients. We take a great deal of pride in providing innovative and competitive mortgage products. Here at Eastern Mortgage we use a blend of old fashioned honest work ethic and modern technology with state of the art automated underwriting
(614) 207-1527 Lender's profile and map Reviews Wilbert L Butler Jr dba Premier Financial Services 955 Mahle Drive, Reynoldsburg, OH, 43068 "We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. At Premier Financial Services our promise to you is to identify the best loan product"
(336) 852-7511 Lender's profile and map Reviews Internal Revenue Employees Federal Credit Union 4905 Koger Boulevard, Suite 2-000, Greensboro, NC, 27407 Internal Revenue Employees Federal Credit Union (IREFCU) was chartered on February 17, 1940 with nine members and total assets of $65. Today there are 1283 members and total assets of $25 million and growing! In order to become a member of IREFCU, you must be currently employed by the IRS with a post duty inNorth or South Carolina.
(336) 907-2061 Lender's profile and map Reviews Encore Commercial Capital Corporation 2302 W Meadowview Dr, Greensboro, NC, 27407 Encore was established in 2011 with a mission to provide commercial real estate loans. In 2016 the company made the decision to offer business loans to SMB"S.The need for non-traditional financing solutions is always in demand, and Encore is here to service those that may or may not be bankable.
(336) 740-9068 Lender's profile and map Reviews Mortgages by Jill 308E Pomona Drive, Greensboro, NC, 27407 Jill Burgess (NMLS #100425) has personally funded over 2 billion dollars in mortgage loans over her career spanning 30 years. She has earned the respect of her peers and her clients. She has been described time and time again be her clients and colleagues as Professional, Personal, Passionate.
(419) 423-3764 Lender's profile and map Reviews Impact Credit Union 1455 W. McPherson Hwy., Clyde, OH, 43410 Impact Credit Union is to help YOU, our member-owners, to manage your financial lives while running a stable credit union by: choosing always to do what is right, caring about your needs, providing financial education, quality products and services that benefit you because we are the stewards of your credit union – and it is your money.
(614) 818-1850 Lender's profile and map Reviews First Ohio Home Finance, Inc. 385 County Line Rd W, Suite 200, Westerville, OH, 43082 Since opening its doors in 1996, First Ohio Home Finance, Inc. has established a solid reputation in the banking industry. As a local company, we’re committed to serving the needs of our local customers. That service has earned us an A+ rating with the Better Business Bureau, in addition to other industry awards.
(419) 562-7040 Lender's profile and map Reviews FC Bank, a division of CNB Bank 105 Washington Square, Bucyrus, OH, 44820 As a local, community bank, we are driven by a strong focus on meeting the financial needs of businesses and individuals in a way only a community bank can deliver. And we are proud to serve Morrow, Knox, Richland, Franklin, and Holmes Counties with full service branches in Bucyrus, Cardington, Dublin, Fredericktown, Worthington,
(419) 562-7055 Lender's profile and map Reviews Lighthouse Commercial Mortgage 119 S. Sandusky Ave, Bucyrus, OH, 44820 Since our founding in 1888, employees have been the main reason for First Federal Community Bank’s success. We are an Equal Opportunity Employer and we offer competitive salaries, excellent benefits and the opportunity for career advancement. If you are customer-oriented, enjoy working with people, take pride in your work
(419) 562-6896 Lender's profile and map Reviews Peoples Savings and Loan Company 300 South Walnut Street, Bucyrus, OH, 44820 Our goal is to become your family financial center. We are locally owned and operated. Our staff is here to serve you. Unlike big corporations, we make decisions on an individual basis, not by some arbitrary number. Stop in sometime, we would be glad to let you know what we offer. We want to earn your business.
(800) 971-4671 Lender's profile and map Reviews First Community Bank California 101 Sanders Lane, Bluefield, VA, 24605 First Community Bankshares, Inc.(Opens in a new Window), a financial holding company, is headquartered in Bluefield, Virginia, and provides banking products and services through its wholly owned subsidiary First Community Bank. With roots dating back to 1874, we have a rich history of community and customer involvement.