USDA and FHA Pro and Con in Elmwood-Park, Bergen County, NJ
In the year 2025, the USDA loan limit for Elmwood-Park, in the county of Bergen, NJ is set at $0, while the FHA limit for single-family residences is $822,375.
Make use of the Lendersa® USDA loan calculator to evaluate current best rates for USDA vs. FHA loans. This tool helps you ascertain the required income, credit, reserves, and documentation for qualification. With our comprehensive mortgage calculator, you can examine the USDA, FHA, Conforming, and VA options side by side to choose the best program for your individual needs in Alabama.
2025 Loan Limits and Down Payment Requirements for Elmwood-Park, County of Bergen, NJ
Type of Loan
Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in Elmwood-Park, NJ
The objective of Lendersa® is to secure the most suitable USDA or FHA loan for you quickly and with minimal difficulty. Start by selecting one of three paths that align borrowers with matching lenders and USDA loan options.
A USDA home loan is backed by the Department of Agriculture, also identifiable as a USDA rural development loan or USDA mortgage, and is only offered in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans necessitate no down payment.
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