FHA Vs. USDA loan program for Teaneck, Bergen County, New Jersey

In 2025, USDA loan limit in Teaneck, county of Bergen, NJ is $0 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Teaneck, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(805) 733-7600 2533 miles Lender's profile and map Reviews CoastHills Credit Union PO Box 8000, Santa Maria, CA, 93456 CoastHills currently serves more than 70, 000 members in Northern Santa Barbara County and San Luis Obispo County with 11 branches and a full-service local call center. With assets of more than $1.3 billion, CoastHills is the second largest independently owned financial institution on the Central Coast.
(925) 305-8538 2535 miles Lender's profile and map Reviews Accredited Brokers 4173 Cobblestone Dr, Concord, CA, 94521 As an expert in the area, I bring a wealth of knowledge and expertise about buying and selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. My mission is to provide the most professional, informative, loyal, and dedicated service in the industry.
(925) 287-9697 2535 miles Lender's profile and map Reviews Acurus Home Loans 862 Deer Spring Circle, Concord, CA, 94521 At Acurus Home Loans. We are a full-service mortgage company based in Concord, California. We specialize in senior communities, reverse mortgages, VA & manufactured homes throughout California. We serve our local communities in the greater San Francisco Bay Area as well as all of California where we can help you realize your dream of homeownership
(805) 543-5839 2535 miles Lender's profile and map Reviews SLO Credit Union 1220 Osos Street, San Luis Obispo, CA, 93401 In 1953, four local but separate credit unions came together to form the Credit Union Center, becoming the only one of its kind in the country. Separately, each one struggled to maintain office hours and operating staff. Today, these four have merged into one strong entity known simply as the SLO Credit Union.
(805) 544-5626 2535 miles Lender's profile and map Reviews Acquire Mortgage and Real Estate Inc. 1405 Garden Street, San Luis Obispo, CA, 93401 Acquire offers the most competitive programs and rates available in the marketplace. We have access to over 50 lenders within the mortgage industry and fund some of the loans in house. These wholesale lenders are all reputable banks, most which offer a wide range of loan products, which gives Acquire the ability to source the best product
(805) 783-1010 2535 miles Lender's profile and map Reviews Arroyo View Financial Incorporated 860 Pacific Street, Suite 103, San Luis Obispo, CA, 93401 Arroyo View Financial Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(805) 544-0160 2535 miles Lender's profile and map Reviews Arrona Financial Real Estate Lending 599 Higuera Street, Suite F, San Luis Obispo, CA, 93401 Arrona Financial Real Estate Lending specializes in getting your home loan funded. From first time home buyers to seasoned investors, Arrona Financial has the experience, knowledge and ability to make your next real estate transaction a smooth one. From purchase money to refinance, we have the loan to fit your needs.
(805) 543-4422 2535 miles Lender's profile and map Reviews Pacific Trust Mortgage 735 Tank Farm Rd. Suite 210, San Luis Obispo, CA, 93401 Pacific Trust Mortgage was originally founded in 2002 with the genuine belief in creating clients for life. Founded in San Luis Obispo, CA, PTM is rooted in the Central Coast and is fast becoming the preferred lending partner for Realtors, CPA’s, Financial Advisors, and builders alike.
(805) 922-2900 2535 miles Lender's profile and map Reviews Community Bank of Santa Maria 2739 Santa Maria Way, Santa Maria, CA, 93455 Community Bank of Santa Maria was organized by Jim Glines and Bill Hares; two career bankers who started their professional relationship and long term friendship at Bank of Santa Maria. When Bank of Santa Maria was acquired by a larger regional bank, it didn't take long for Jim and Bill to realize the needs of their community were not being met.
(805) 714-5778 2535 miles Lender's profile and map Reviews Real Estate Unlimited 3210 Santa Maria Way, Suite 170, Santa Maria, CA, 93455 Alonso Curiel As an agent who's an expert in this local area, He bring a wealth of knowledge & expertise about buying & selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. Alonso eager is to serve you. Here are some of the things he can do for you: Find Your Next Home, Sell a Home.
(805) 220-4517 2535 miles Lender's profile and map Reviews J7 Mortgage 340 E Clark Ave, Orcutt, CA, 93455 J7 came to the Central Coast with Ryan Jensen in 2020. Ryan was brought up by the founder of Utah Mortgage Loan Corporation - the oldest non-bank mortgage lender in the state of Utah - to expand the offering the full array of mortgage products available in the California's Central Coast marketplace today.