For 2025, USDA's loan limit set in Teaneck, located in Bergen, NJ, is $0. Meanwhile, for a single-family home, the FHA limit is $1,089,300.
Take advantage of the Lendersa® USDA loan calculator to evaluate and compare today's best rates for USDA and FHA loan options. Determine the needed income, credit status, reserves, and documents for qualification. With our advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA loans side by side, helping decide which program in is optimal for your financial situation.
2025 Loan Limits and Downpayment Requirements in Teaneck, Bergen, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Alternatives in Teaneck, NJ
The primary objective of Lendersa® is to provide you with the best possible USDA or FHA loan quickly and effortlessly. Choose one of the three starting strategies to connect with matching lenders and USDA loan programs.
The USDA home loan, secured by the government via the Department of Agriculture, often known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment.
HealthCare First Credit Union’s Field of Membership is open to any person working in the health care field in the Tri-County of Cambria, Somerset and Blair Counties, Pennsylvania. This includes, but is not limited to, employees, doctors, medical staff, technicians, volunteers under hospital staff supervision.
With a name like First Bank, of course we believe there’s power in one. You make a better world one person at a time. And you build a better bank one satisfied customer at a time.
You are an individual, unlike any other. Your unique wants and needs drive this bank to be different, better, a cut above the rest. You are our “why, ” “who” and “ho
CCSE Federal Credit Union was founded by local teachers in 1977. Initially a teacher’s credit union, we have now expanded to serve everyone who lives or works in Cattaraugus County. CCSE is a full service financial institution. We offer savings and checking accounts, as well as low rates on a variety of lending products.
We're locally owned and operated. So we support our community, including the small businesses here in upstate New York. We offer many different commercial loans, checking and savings accounts to make sure your business has what it needs to succeed. Our commitment is best expressed in the different products and services we offer our customers.
In 1971, SUNY Plattsburgh Federal Credit Union officially opened for business. Back in 1971, the SUNY Business & Economic Department, the United University Professions and Civil Service Employees, had a vision of providing a place where faculty and staff of SUNY Plattsburgh could save and get loans at fair rates.
Plattsburgh City School District Federal Credit Union
49 Broad Street, Suite 101, Plattsburgh, NY, 12901
The Plattsburgh City School District Federal Credit Union was chartered under federal law. Federally chartered credit unions are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government. As such, all share funds are federally insured up to $250, 000.
For over 60 years Dannemora Federal Credit Union has been serving our community. DFCU was organized in 1958 by a group of employees of the Dannemora State Hospital interested in creating a place where they and fellow employees could save and borrow money safely, confidentially, and at fair rate of return.
The CVPH Employees Federal Credit Union was founded on November 18, 1975 by Raymond Mousseau with the assistance of Fayrene Ashline. Their vision was to offer the employees of CVPH Medical Center their own Credit Union. The Credit Union is located at 75 Beekman Street in Plattsburgh, New York on the first floor of the hospital
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The mission of Chessie Federal Credit Union is to provide personal financial services to our membership in an efficient, friendly & convenient manner. The credit union idea was brought to Cumberland, Maryland when nine area men deposited a total of $65.00 to form the Cumberland B&O Employees Federal Credit Union.
Potomac FCU is to help members achieve their financial goals by providing valuable financial products and services, creating a source of credit at fair and competitive rates while maintaining a friendly community focused culture. Potomac Federal Credit Union is committed to providing a website that is accessible to the widest possible audience.