USDA Loan Vs. FHA loan pro & con for Teaneck, Bergen County, NJ

In 2025, USDA loan limit in Teaneck, county of Bergen, NJ is $0 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Teaneck, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(310) 664-6705 2458 miles Lender's profile and map Reviews First Pacific Financial 2800 28th Street, Suite 130, Santa Monica, CA, 90405 First Pacific Financial was founded in 1989 on the principle that good advice is at the core of every prudent investment. Through the diligent application of this principle, First Pacific has earned the reputation of being a premier provider of real estate financing. We offer a wide variety of investment programs, including
(310) 400-5599 2458 miles Lender's profile and map Reviews Debtcraft 2801 Ocean Park Blvd, Suite 358, Santa Monica, CA, 90405 Debtcraft provides its partners and co-investors with high quality investment opportunities and to provide the borrowing community a reliable source of debt and equity for their real estate, business and entrepreneurial pursuits. Call us to learn how to join us as investors or to see if we can assist you with your capital request.
(424) 293-1266 2458 miles Lender's profile and map Reviews Advantage Real Estate 1021 Pico Blvd, Santa Monica, CA, 90405 At Advantage Real Estate, Inc. Put your trust in licensed realtor® in David Rosenfeld and Advantage Real Estate. This local veteran-owned real estate agency helps clients in the Santa Monica, CA, area find the right loan programs. No matter what your goals are, their realtor® is ready to help you achieve them.
(310) 612-3902 2458 miles Lender's profile and map Reviews Sherie Howard & Associates Inc. 8055 W Manchester Avenue, Suite 715, Playa Del Rey, CA, 90293 At Sherie Howard & Associates, Inc. We are a full-service mortgage company based in Playa Del Rey, CA. We specialize in Home Purchase Loans and Refinance in California. We offer FHA, Conventional, VA, HECM and more. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership
(323) 418-2251 2458 miles Lender's profile and map Reviews Arrive Home Lending Inc. 8055 West Manchester Avenue, Suite 735, Playa Del Rey, CA, 90293 ARRIVE is a personal finance consultancy & mortgage broker based in Los Angeles, CA. We exist because more often than not, pursuit of the “American Dream” can feel like a nightmare.We believe everyone deserves an advocate in their pursuit of financial freedom & we’re on a mission, not only to help them navigate the journey.
(310) 266-3696 2458 miles Lender's profile and map Reviews Symphony Finance 216 Montreal Street, Playa Del Rey, CA, 90293 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(310) 937-4220 2458 miles Lender's profile and map Reviews 1ST LOS ANGELES MORTGAGE 2615 Pacific Coast Hwy, Suite 200, Hermosa Beach, CA, 90254 We specialize in Purchase Financing, Refinancing, and Cash Out loans. Local Hermosa Beach Residential Lender servicing Hermosa Beach, Los Angeles, and all of California. With over 20 years in the business, we have the expertise and knowledge to assist you in all of your home financing needs.
(310) 508-7354 2458 miles Lender's profile and map Reviews Mortgage Lending Resource 2615 Pacific Coast Highway, Suite 208, Hermosa Beach, CA, 90254 A lending resource that provides mortgage information to homeowners and investors looking to finance or refinance their homes or real property investments. We Offer Comprehensive review, analysis, and advisory of optimum mortgage loan solutions Finance and Refinance principal homes, second and vacation homes, and investment homes
(310) 376-1300 2458 miles Lender's profile and map Reviews The Real Estate Store 1328 Monterey Boulevard, Hermosa Beach, CA, 90254 TRES Brokers Realty & Loans is a real estate and lending brokerage firm in Southern California, delivering the ultimate level of service and marketing expertise to the residential and commercial real estate market in Los Angeles county. Brokers Realty & Loans is a real estate and lending brokerage firm in Southern California
(310) 415-9854 2458 miles Lender's profile and map Reviews AWM Realty Inc. 923 6th Street, Hermosa Beach, CA, 90254 AWM Realty Inc founder of the Linda Wang-Mizukami has been a Real Estate Broker for over 20 years, and a Mortgage Loan Broker for over 15 years. She owns AWM Realty, Inc. Her company’s portfolio also includes Real Estate Management. She is an excellent negotiator for the purchase and sale of real estate property.
3234977954 2458 miles Lender's profile and map Reviews Wela Financing 843 4th street, Santa Monica, CA, 90403 Founded by Olga Elmanovich, a highly experienced private lender, Olga is a trusted name in the field of hard money lending. With over 20 years of expertise in the industry, she has been providing flexible and reliable financial solutions to individuals and businesses in need.