USDA Loan Vs. FHA loan pro & con Ridgefield-Park, Bergen County, NJ

In 2025, the loan cap for USDA in Ridgefield-Park, within Bergen county of NJ, is $0, whereas the FHA limit is $822,375 for a single-family home.

Leverage the Lendersa® USDA loan calculator to compare USDA vs FHA best rates today, evaluating the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, see USDA, FHA, Conforming, and VA offers side by side, assisting in choosing the best financial solution for your needs in .

USDA and FHA Loan Choices in Ridgefield-Park, NJ

The objective of Lendersa® is to provide you the best USDA or FHA loan quickly and without hassle. Choose from three starting paths that connect you with lenders and access to USDA loan programs.

Findings of Lendersa's USDA loan requests

Understanding USDA Loans in NJ

A USDA home loan is backed by the government's Department of Agriculture, also called a USDA rural development loan or mortgage, exclusively available in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA mortgages require none.

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(775) 343-7802 Lender's profile and map Reviews Umpqua Bank 3490 S. Virginia Street, Reno, NV, 89502 Umpqua Bank You, your life, your money management style—all things that are more important to us than the size of your balance. We pair financial expertise with a passion for getting to know you as an individual—and it’s not just because we’re looking for new gym buddies. We’re on a mission to help you manage.
(909) 557-6150 Lender's profile and map Reviews The Brooks Bailey Group 108 Orange St, Suite 5, Redlands, CA, 92373 The Bailey Group Has Been An Active Top-Producer In The Southern California Real Estate Market Since He Began His Real Estate Career. This Is Because He Focused On What Is Most Important: You, The Client. Brooks Has Had The Frustration Of Seeing Other Agents Not Understand The Huge Responsibility And Honor.
(714) 335-2734 Lender's profile and map Reviews Jayco Home Loans 490 Alabama Street, Suite 101, Redlands, CA, 92373 The BEST at Hard Money. We are fast, efficient and no BS. Give us a call so we can get our heads wrapped around your scenario and your needs. We serve California, HOWEVER, will also speak to borrowers from other states, as we have various referral sources and will make the best recommendation for your needs.
(909) 800-5087 Lender's profile and map Reviews Sunnie Baltes, Mortgage Lender 300 E State Street, Suite 210, Redlands, CA, 92373 My goal is to make homeownership not only a goal, but a reality! I offer many loan programs for purchases and refinances such as Conventional, FHA, VA, USDA, JUMBO, Down Payment Assistance and First Time Homebuyer products. I provide financing for residential homes with occupancies of primary residence
(760) 420-6670 Lender's profile and map Reviews Jennifer Lund Mortgage 184 S. Eureka Street, Redlands, CA, 92373 "Jennifer Lund has established herself as a top producing and performing mortgage professional at Caliber Home Loans. Experience exceptional service at Jennifer Lund Mortgage. Equal Housing Lender. Licensed by the Department of Business Oversight under the CA Residential Mortgage Lending Act."
(909) 335-7100 Lender's profile and map Reviews Viewpoint Financial 127 East State Street, Redlands, CA, 92373 "Viewpoint Financial is a boutique mortgage brokerage that includes a Real Estate Listing and Sales Division. We are located in the historic city of Redlands, California. With mortgage experience dating back to 1984, being an approved broker with many different lenders, and having business and social relationships all over the Inland Empire,"
(951) 538-7435 Lender's profile and map Reviews Citrus Heights Mortgage 300 East State Street, Suite 480, Redlands, CA, 92373 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(909) 376-8399 Lender's profile and map Reviews About Redlands Realty 14 North Fifth Street, Redlands, CA, 92373 About Redlands Realty is a full-service real estate agency in the heart of Redlands - serving the San Bernardino and Riverside Counties. From financing to closing deals on properties, our small (but mighty) team can help you through the entire home-buying, selling, and owning experience.
(714) 335-2734 Lender's profile and map Reviews Jayco Home Loans 490 Alabama Street, Suite 101, Redlands, CA, 92373 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(425) 750-7593 Lender's profile and map Reviews Integrity First Mutual Mortgage LLC 16000 Mill Creek Blvd, Suite 202, Mill Creek, WA, 98012 Integrity First Mutual Mortgage is totally committed to providing you with world-class service that is above and beyond expectations. We promise to work with the utmost integrity that is beyond reproach. Our mission is to serve our customers with honesty and competence. Moreover, our decades of experience.
(425) 747-9090 Lender's profile and map Reviews Access Business Finance 14205 S.E. 36th Street, Suite 350, Bellevue, WA, 98006 Access Business Finance is a U.S. asset-based lender that provides working capital for businesses unable to qualify for traditional bank financing. Our creative asset-based loans, commercial lines of credit, real estate loans and factoring rebuild your businessâs financial strength.
(425) 455-4663 Lender's profile and map Reviews Homeseed 3633 136th Place SE, Suite 210, Bellevue, WA, 98006 Based out of Bellevue (WA), Homeseed was launched in June of 2016 with the goal of creating a mortgage company that would provide clients and partners with a simplified and empowering home lending experience. This early vision attracted some of the best mortgage professionals in the Seattle Market to the Homeseed Lending Team.