USDA and FHA Pro and Con in Englewood, Bergen County, NJ
In 2025, USDA loan limit in Englewood, county of Bergen, NJ is $0 while FHA limit is $1,089,300 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Englewood, county of Bergen, NJ
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan options in Englewood, NJ
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
4 Hutton Centre Drive, Suite 1000, Santa Ana, CA, 92707
"At Kind Lending, our family of diverse and talented Kind Ambassadors are the driving force behind our new approach to the mortgage experience. They're the heart and soul of the organization and our ""People Before Profits"" mentality shines through in every department.
We continue to grow rapidly and have several open positions to fill."
6 Hutton Centre Drive, Suite 1030, Santa Ana, CA, 92707
LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster.
In the old days, you'd go down to your local bank to get the funding you need. Now, it's almost impossible to get the money you need without all the red tape. We’ve simplified the process. Are you looking for a Line of Credit, Term Loan or to Rehab? Apply for our business loan in minutes, without painful paperwork or run around.
We have access to lend money in very unique scenarios. Since we have access to over 350 lending institutions more than likely you can bring your unique – sometimes ugly situation here and we can get to cleaning it up for you! When you choose other lending institutions they normally want to fit you to their strict underwriting criteria.
402 West Stevens Avenue, Apartment D, Santa Ana, CA, 92707
"In 2013, I started Front Door Funding so that I could provide a better service to my existing mortgage clients and to enjoy the freedom of owning my own business.
By taking direct control over loan processing, I have been able to provide immediate and accurate closing estimates for my customers and their Real Estate Agents."
4 Hutton Centre Drive, Suite 760, Santa Ana, CA, 92707
William Lyon Mortgage share William Lyon Homes’ passion for excellence and service. In addition to servicing our new home clients, our seasoned team also offers an array of available options to new and existing clients including: purchase loans for resale homes, mortgage refinance options, 203K home repair loans, Foreign National loan programs.
5 Hutton Centre Drive, Suite 200, Santa Ana, CA, 92707
"Nations Direct is not just a lender -we’re your partner for prosperity. We’re continually innovating to offer our partners the highest quality service, the most competitive rates and the most efficient processes in the wholesale lending industry.
Nations Direct Mortgage specializes in residential lending,"
4 Hutton Centre Dr., Suite 500, Santa Ana, CA, 92707
HMAC must have unlimited growth potential. In order to achieve this, there should be a dedication to ensuring that there is large capital infusion which can help promote warehouse line capacity, start-up capital, and reserves that are required by the state and agencies guidelines
Home Loan Enterprise is a mortgage lending company that helps everyone get competitive mortgage rates and fees. Using the best technology tools enables clients to get through the home buying and refinance process as easy as possible. We believe everyone can minimize the cost of their mortgage.
5151 California Avenue, Suite 100, Irvine, CA, 92617
We are committed to providing outstanding customer service and the lowest home loan rates to our clients. Whether you are purchasing a new home, or refinancing your existing residence, Kertin Mortgage Group offers you the best available loan programs, trustworthy advice, and will handle your loan in a professional manner.
